Legal disclaimer and information.
Mortgage Choice Limited ABN 57 009 161 979 AR 435921 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available at mortgagechoice.com.au/insurance or by calling 1300 736 085. If you purchase this insurance, we will receive a commission that is a percentage of the premium. If the agreed premium threshold is met, we will also receive a percentage of the profit which exceeds the agreed profit threshold for Householders (excluding flood) and Domestic Motor insurance policies arranged or referred by us or Mortgage Choice Financial Planning Pty Limited ABN 97 158 645 624 (or renewed with Allianz) in each calendar year. Ask us for more details before we provide you with services.
^Competition open to Australian residents over the age of 18 who purchase a new, or renew an existing, Allianz Home or Landlord Insurance policy through Mortgage Choice from 15/10/18 to 30/11/18. Prize is drawn on 05/12/18 at Anisimoff Legal Suite 5, Erina Plaza, Central Coast Highway, Erina NSW 2250. Winner’s name published in The Australian on 12/12/18. Authorised under NSW Permit No: LTPS/18/27399, ACT Permit No: TP18/01549, SA Licence No: T18/1420. Promotion terms and conditions are available at allianz.com.au/mbprize. Promoter is Allianz.
#Minimum premiums: Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers, including flood (where relevant).
~Up to 90 days’ free buildings cover during your settlement period: The offer of free buildings cover may be used in conjunction with the purchase of a residential home and the purchase of a twelve (12) month Home Insurance Policy for that property which includes buildings cover. It is not available to land-only ownership or Strata Title properties. This insurance is subject to normal underwriting terms and is offered subject to your eligibility for home insurance with the insurer. You must consider whether you need insurance for your settlement period as this varies from state to state and may depend on the terms of your contract for sale of property. Please seek independent advice to ensure that you are adequately covered at the appropriate time. By purchasing a twelve (12) month home insurance policy (including buildings cover), your policy will include an additional free cover period for your building(s) of up to a maximum of 90 days before the start date of your 12-month policy. The free cover period effective date and expiry date will be shown in your policy schedule. The expiry date will be the settlement date nominated by you, which cannot exceed the ninetieth (90th) day from the start of the free cover period. The twelve (12) month period of insurance under your home insurance policy will commence immediately following the expiry of the free cover period. Once the policy is purchased, the expiry date of your free buildings cover and the commencement date of your twelve (12) month insurance policy cannot be changed unless agreed to by Allianz in writing. The terms, conditions, limits and exclusions in your home insurance policy (which are set out in the Product Disclosure Statement and policy schedule) will apply to the free cover period. These include, but are not limited to, ’Buildings not lived in for more than 60 days’, ‘taking precautions’ and ‘security devices and burglar alarms.’