Mortgage Broker Neutral Bay - Your Local Home Loan Expert

Looking for a great home loan deal? We're your local mortgage brokers in Neutral Bay and can compare hundreds of home loans to find the one that's right for you.

Neutral Bay
  • Office 02 9908 7800
  • Fax 02 9908 7822
  • Open Hours

  • After hours by appointment Free Appointment
Shop 2, 211 Ben Boyd Road NEUTRAL BAY, NSW 2089

Win 2 years' worth of interest on us!^

Take out a home loan with us and you could win 24 months' worth of interest on us! What would you do with the savings? 

My job is to source the most cost effective loan option for you (this saves you money), from our choice of dozens of lenders and hundreds of home loan products (this saves you research time).

Once selected:

  • I'll lodge the application
  • liaise with the lenders
  • keep you up to date with how the loan is progressing all the way through to settlement.

With over 30 years of experience in the finance and banking sector, I've helped hundreds of local clients on the Lower North Shore and other areas of Sydney with their home loan needs.

Please contact me if you need help with any of the following:

  • Buying your first home, including obtaining the First Home Buyer Grant (FHOG)
  • Buying your next home
  • Investing in property
  • Accessing your equity to finance renovations or further investment(s)
  • Reducing your monthly payments by refinancing/debt consolidation
  • Loans for small business owners, residential and commercial.

I can help you find a home or commercial loan that suits your needs, not the lenders! Also, because Mortgage Choice isn't owned by a bank (unlike some other mortgage brokers), you can rest assured that I have your best interests at heart.

As your local Mortgage Choice broker I can come to you, or we can meet at my office located at 211 Ben Boyd Road, Neutral Bay 2089.

Contact me today on 9908 7800 or mobile 0407 273 048.


Ralph Delaat

Servicing: North Sydney, Milson's Point, Cammeray, Mosman, Neutral Bay, Balmoral, Cremorne, and Spit Junction.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























"Mortgage Choice Neutral Bay made the refinancing of my home loan a seamless and pain-free experience. I would have no hesitation in recommending their services to anyone looking to change their financial service provider. Brad Schmitt"

Brad Schmitt - Refinancer
McMahons Point, NSW

"My partner and I stumbled across Ralph Delaat on the Mortgage Choice website, and I'm so glad we did! From the start of investigating different home loans, right through to the negotiations and purchase of our property, Ralph's guidance and advice was invaluable. No question was either too silly or complicated - very reassuring for a first home buyer, and he had loads of great 'insider' tips that I believe helped us secure our dream first home. We look forward to working with him in the future!"

Bonnie Cleaver and Dominic Bayley - First Home Buyer
Cremorne, NSW

"This is the second time that we have dealt with Ralph and his team at Mortgage Choice. We did not think that it was possible to improve on the excellent service which we received during our first purchase, but we were wrong. Ralph and the team have shot the lights out by providing excellent, personable and very professional advice during our second business engagement. We have no hesitation whatsoever in recommending Ralph and the team at Mortgage Choice to our friends and family. Thank you guys, you've done it again! "

Michael and Sharon Pesch - Property Investor
Neutral Bay, NSW

"The service was impeccable - they kept me up to date with the process, counselled me through set backs, were always pleasant and most of all worked diligently on my loan."

Edward Mullin - First Home Buyer
Rose Bay, NSW

"Ralph and Susie, thank you for all the hard work you did to organise our loan. Bob ,Rebecca and I are very much appreciative of all you' ve done and wish to say thank you so very much.
We will certainly contact you if we require any assistance in the future.

Kind Regards, Bob, Kay and Rebecca"

Kay Hazelwood - Upgrader
Singleton, NSW

"We were really impressed with the service at Mortgage Choice Neutral Bay. Ralph and Susie helped make securing our first home loan a pain-free experience. Good advice was followed with regular updates at every stage of the process. We felt confident that all would proceed smoothly, and it did. Many thanks. "

Jacqueline Taffel and Mark Kilmurry - First Home Buyer
Cremorne Point, NSW

"You guys were a 10....easy. Couldn't ask for anything more. And if ever there was a test, this loan was up there!!"

Adam and Leeann King - Upgrader
Balgowlah, NSW

"Ralph and Susie demonstrated a tremendous blend of professionalism and care throughout the process. We were well informed at all stages and never patronised. Response times were truly outstanding, we work in a customer focused business and it is good to see how high standards were consistently met.

Roger and Jilly Ringwood - Upgrader
St Ives, NSW

"We were very happy with the service provided by Ralph and his team. They were always quick to respond to our queries and we felt very much in safe hands throughout the process. Thank you for making a difficult application easy and helping us to purchase our first home.

Stephanie and Daniel Franks - First Home Buyer
Frenchs Forest, NSW

"Ralph was recommended by a colleague when we desperately needed some help with our previous mortgage. During the first phone call with Ralph, it was clear that there were much better deals for us than our previous broker told us. The appointments were quickly made and in no time the refinance was done. We highly recommend Mortgage Choice Neutral Bay! Thanks!"

Margo and Pieter Hoekstra - Refinancer
Northern Beaches, NSW

"Ralph was a pleasure to deal with in the lead up to, and while arranging our mortgage. Even when we changed our minds about a rather significant detail, Ralph was quick to sort things out with the lender and keep our application on track. I have already recommended Ralph to friends and will continue to do so."

Shaun and Claire Hulley - Upgrader
Manly, NSW

"Ralph was helpful above and beyond what I would have expected. Expert knowledge and always prompt and in depth answers to my multiple questions. Susie was great at relaying updates and letting me know how the application was progressing. Really great service that I wouldn't hesitate to use again."

Tolan Dyer - Property Investor
Florida, USA, NSW

"Efficient and fast, fast service. Great!

Patrick and Catherine Rossier - Refinancer
North Sydney, NSW

"As small business owners, Ralph outlined a clear plan on how to achieve the loan and home we were after. We felt we could trust his experience and knowledge and the entire process was very rewarding and positive.

Tara and Aaron Travers - Upgrader
Mosman, NSW

"We met with Ralph a couple of times to discuss the best options to finance our new home. We both work for a large blue chip financial institution, and Ralph worked extremely hard to get us the best deal possible and it worked out to be a much cheaper deal than our own staff offer.

Chris and Nadia Wildman - Upgrader
Neutral Bay, NSW

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