NAB Standard Variable Home Loan with Choice Package - Pricing Discretion

June 13, 2017
Raymond Teh

Pricing discretion is a technical term of a lender offering further discounts off published rate for new customers.  Pricing is determined by the pricing department, not your branch manager or mortgage broker.  Rates below were secured for our clients in the past fortnight.  P+I loan rates have decreased marginally.  IO loan rates have increased significantly. Pricing fluctuates from week to week. Adopt at own risk.    

Choice Owner Occupied (P+I)     SVR     Discount         Real Rate

More than $250,000                    5.32%  1.33%             3.99%

More than $750,000                    5.32%  1.42%              3.90%

More than $2,000,000                 5.32%  1.45%               3.87%

                                               

Choice Owner Occupied (IO)       SVR        Discount        Real Rate

More than $250,000        5.32% (+0.10%)   0.95%            4.47%

More than $750,000        5.32% (+0.10%)   1.00%            4.42%

                                               

Choice Investment (P+I)                SVR        Discount              Real Rate

More than $250,000                       5.80%    1.37%                   4.43%

More than $500,000                       5.80%     1.46%                  4.34%

More than $2,000,000                     5.80%    1.50%                   4.30%

                                               

Choice Investment (IO)                  SVR        Discount                Real Rate

More than $250,000                       5.80%    (+0.10%) 1.09%       4.81%

More than $500,000                       5.80%    (+0.10%) 1.14%       4.76%

Posted in: Interest rates

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