Commencing 1st December 17, St George offers market-leading investment IO 2 & 3 years fixed rate @ 4.09% & 4.19% respectively (3.89% & 3.99% P+I). Redraw facility is available.
Other products' rate has also been reduced:
• P+I Owner Occupied 2 & 3 years fixed rate @ 3.79% & 3.89% respectively (4.09% & 4.19% IO)
• P+I Owner Occupied Offset Variable @ 3.87% or lower (Pricing discretion required)
The lender may offer $1,500 cash back to cover refinancing cost.
Some of St George's Niches:
• Do not charge a premium for mortgage insured loans
• Loan can be approved up to 17 months prior to off-the-plan settlement
• Refinance of business debt at residential interest rates
• Lend up to 85% for company title properties
• FastRefi i.e title deed not required for refinancing to take place, cutting lead time to 3-5 working days upon acceptance of loan offer
• Recognise income of borrower on parental leave returning to work in the next 12 months
• Allow investment property to be purchased for a family guarantor loan It is not mandatory for guarantor to be in employment
• Can lend up to 90% without mortgage insurance for selective professionals earning >$150,000 per annum