About Mortgage Choice Pyrmont & Randwick

  • The Adviser 2016 & 2017 Top 50 Mortgage Broker 
  • MPA 2016, 2017 & 2018 Top 50 Mortgage Broker 
  • Mortgage Choice 2012 -2017 Top 10 Franchisees in NSW by volume



Mortgage Choice Limited was founded in 1992 and is one of Australia's leading mortgage brokers. Mortgage Choice is a multi-award winning brand and an ASX 300 listed business.


Including all the major banks, we have up to 28 lenders and approximately 400 products, so you get genuine choices.


Regardless of circumstances and your eligibility for home loans, we can respond to your queries within one business day.


We are paid the same commission regardless of the lender or loan product you choose on our lending panel. Our service to you is at no cost.



Our service comes at no cost to you. Our commission from the lender is not added to your home loan.


Our loan consultants are degree and MFAA qualified.


FREE RP Data / Residex reports
These reports provide historical trend and estimated price on most properties in NSW. Up to 5 free RP Data or Residex reports can be provided - usually worth $89 and $75 each.



We are available six days a week between 8 a.m. - 8 p.m at our Pyrmont office or any location that suits you.


For a live and secure online meeting, our office uses Citrix.  Our laptops can be viewed live during this virtual meeting.



Raymond Teh
Raymond Teh

Raymond is the founder of Mortgage Choice Pyrmont, Randwick & Maroubra. Raymond came from a fund accounting background prior to joining Mortgage Choice. He has since settled well in excess of $500 million in loans. Raymond is a Justice of the Peace, registered CPA and has a Master Degree in Finance from UNSW.


To maintain service standard, Raymond renders service to existing customers only.



0422 800 933

Erica Gu
Erica Gu

Senior Loan Consultant


Erica joined Mortgage Choice Pyrmont & Randwick in 2012 as a client service manager whilst studying part-time. She has since graduated with a Master Degree from the University of Newcastle in accounting and finance.


Erica is presently our office senior loan consultant specialising in looking after Asian customers. Erica is conversant in Mandarin and can speak limited Cantonese. Erica has consistently outsold an average mortgage consultant by a ratio of 3:1; illuminating her success in adding value to clients.


Erica addresses all our customers' enquiries, & concerns while ensuring excellent customer service and satisfaction throughout the home loan process. 



0435 720 848

02 9571 7213

Tain Moe Lwin
Tain Moe Lwin

Loan Consultant

Tain Moe has an accounting and finance degree from the University of Technology, Sydney with extensive knowledge for finance with different implications of choices. He has previous experience in Lending Consulting, Accounting & Strata Management. An efficient and convenient experience for the clients in seeking a loan and adding real value to the clients' need is his priority. 

Tain Moe speaks 3 languages being English, Turkish & Burmese. Reaching out to him is easy by contacting the below email or mobile number.



0421 253 815

02 9571 7213

Matthew Solomon
Matthew Solomon

Matthew can be a bridge in providing mezzanine finances, private funding and property development funding >$5m.  Matthew has successfully assisted with arranging several medium size development projects >$10m in South Australia.  Matthew has a penchant for mixed martial arts.  He practices Japanese aikido during his spare time.  

Sarah Lu
Sarah Lu

Sarah has always had a passion for property investment where she first started working in the Realty industry and become a successful Licensed Real Estate Agent (LREA). 


Sarah joined Mortgage Choice team as a client support co-ordinator to pursue her love of meeting people and helping them achieve the acquisition of their properties. 


Sarah also assists our loan consultants to organize client's mortgage applications, ensure our client's queries and concerns are addressed whilst delivering great customer service and satisfaction.


Sarah has a Master Degree in Finance from the University of Technology Sydney and is conversant in English and Mandarin.




0413 342 615

Michelle Lu
Michelle Lu

Michelle is job-sharing the office manager role with Matthew Solomon of our office. Michelle works on each Wednesday, Thursday and Friday. Michelle devotes her other time as a volunteer Bible teacher.

Henry Lu
Henry Lu

Henry is the office accounts administrator. He covers the role of accounts payable and receivable and ensures all staff are paid on time. Henry is currently studying his Master in Finance at UTS.  

Carolyn Spampinato
Carolyn Spampinato

Our in-house financial planner, Carolyn Spampinato, is here to assist with your financial needs and answer all of your questions from superannuation to a review of your current portfolio. Whether it's simple or complex, the solutions that she offers are tailored to you personally. Chat with her and see your what the possibilities are!



0412 288 512


Contact us today.

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