For many, a new year signals the perfect time to start ticking those important things off your to do list.
Whether you are wanting to pay off your credit card, buy a home or new car, or just get a better home loan deal – now is the time to get started.
Our experienced team at Mortgage Choice Perth can help you tackle those financial chores you’ve been putting on the back-burner. We can show you just how easy it is to drive away in a new car, give your home loan a health check and pay off your credit card debt.
Check out our 4 tips to help get your finances on the right track this New Year:
1. Review your home loan
Our Free home loan health check could help you to find a better home loan deal and even save you money. Just last year, we saved one of our client’s $5000 annually on their mortgage repayments. The start of a new year can often bring new changes into our lives – it might be a new job, growing family, or even a new year’s resolution. No matter how your life is changing, it’s important to make sure your home loan keeps up with your life.
2. Pay off your credit card debt
The holiday season can often put some stress on your finances and credit cards. But with incredibly high interest rates, credit card debt is not only costly, but can be difficult to pay off. A simple way to help you pay off your credit cards is to take a look at your budget and pay more than the required monthly minimum. Another option is to look at consolidating your debt into your home loan. Don’t let credit card debt weigh you down – speak to our team on (08) 9485 0090 for tips on paying off your credit card debt.
3. Boost your credit score
Improving your credit score can help you secure a better interest rate on your home loan or even a new car loan. You can improve your credit score by paying off any debts and always making your payments on-time. As late payments and a high debt-to-credit line ratio could hurt your credit score.
4. Now’s the time to set your goals
While it’s still early in the new year and last year’s reflections are still fresh in your mind, you should start to set your financial and personal goals for the year ahead. It’s also worthwhile sharing your goals with your family and friends – this will help solidify your goals and hold you more accountable to achieving them.
Let us help you start crossing your financial chores off your to-do-list today! Call our team at Mortgage Choice Perth on (08) 9485 0090 – and put your finances on the right track this New Year!
Find out what other services we can offer to help you achieve your goals this year