December 24, 2015
Obtaining your home loan through a bank could be a bad decision, and could end up costing you thousands of dollars over the life of your loan. See how a mortgage broker can help with your home loan in ways the bank can't.
The most important thing for you to know is that when you walk into the branch of a particular bank or lender, you'll only ever be offered a choice from their small range of generally 4 or 5 home loan products.
Banks also won't compare their loans to other home loan products available by other banks and lenders in the market. This means that you'll choose the most suitable or best option for you from their small range of home loan products only. So you won't know if there's a better product out there for you.
But at Mortgage Choice in Perth, we have a panel of over 20 lenders and we will research and compare hundreds of home loan products to find the most competitive and suitable loan for your individual situation.
Currently interest rates are sitting at historical lows, however, many lenders are starting to shift their rates. And it's important to note that banks won't tell you if their rates are the cheapest or the most expensive in the market.
In 2015, 60% of all Australians have used a Mortgage Broker for their home loan. Personally, it's great to hear that 60% of all home loan customers in Australia have become more savvy about where they get their home loan advice from. And by choosing to use a Mortgage Broker who has offered them more choice and information, they've been empowered to make an informed decision about the most suitable and competitive finance solution available for them.
With interest rates currently at record lows in the market, isn't it important for you to get expert financial advice to help find a home loan solution that's competitive and suitable for you?
What's even better at Mortgage Choice in Perth is that our service is at no cost to you. We're also unique in the broking market in that we get paid the same commission regardless of which lender you choose - so you can be confident that our recommendations are provided based on what's best for your needs.
Give us a call at Mortgage Choice in Perth on (08) 9485 0090 to secure the most competitive home loan and save you money on your home loan repayments.
Rebecca Wilson, Your local Perth Mortgage Broker
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