Buying a home in Perth’s north? Get the foundations right

July 13, 2016
Josephine Briest

A good home has strong foundations, and Reece Hogan, home loan expert in Perth’s northern suburbs, says it’s just as important to ensure your home loan is built on firm foundations too. Call Reece on 0411 258 359 for personal advice or read on to learn more.

Home buyers looking in Joondalup, Wanneroo and Mullaloo are blessed with a wide variety of properties to choose. And it’s the same with home loans. In today’s competitive, low rate market there are literally hundreds of mortgages to select from.

However just as your home in Perth’s north should meet your needs both today and in the future, your home loan should also tick every box.

That’s where myself and the team at Mortgage Choice servicing Joondalup and surrounding areas can help, streamlining the process of buying a home in Perth’s northern suburbs.

Know your borrowing capacity

We start by explaining your ‘borrowing capacity’. This is an important step because once you have a firm idea of how much you can comfortably afford to borrow, it is far easier to narrow down a shortlist of ideal properties to inspect.

From here we sort through our extensive penal of lenders to help you secure a competitively priced home loan – with the features that are right for your needs over the longer term.

Look beyond the loan rate

It’s worth stressing the need to consider more than just the rate you’ll pay on a home loan.

Some of the cheapest loans can come laden with hidden fees or offer very little flexibility. Your home loan needs to suit your lifestyle today – and also down the track. A couple buying their first home in Wanneroo for instance, can often benefit from a loan that allows fee-free extra repayments plus redraw, so their home loan remains manageable even when the time comes to start a family.

Loans suitable to building a new home

If you plan to build a new home in Perth’s northern suburbs, a construction loan can be the ideal choice. To understand how my team of Joondalup home loan experts recently assisted a couple build their new dream home, take a look at what home builders Ged and Sharon have to say.

Our service comes at no cost to you

As a home owner myself, I understand how time consuming it can be to find the north Perth property that’s right for you. The good news is my team a Mortgage Choice servicing Joondalup can save you plenty of time securing the home loan that’s right for your needs.

We can meet with you at a time and place that suits you – right across Joondalup, Wanneroo and Mullaloo and across Perth’s northern suburbs.

Best of all, our home loan service comes at no cost to you.  We’re paid by lenders after your loan settles, and we’re also paid the same rate of commission no matter which home loan you select from our panel of lenders.

To be sure your home loan is built on firm foundations contact me, Reece Hogan at Mortgage Choice servicing Perth’s northern suburbs on 08 6142 8272 or 0411 258 359. Or email me at reece.hogan@mortgagechoice.com.au for more information.

 

*Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories.

#The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Posted in: Home loans

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