April 06, 2016
Welcome to our April newsletter.
I hope you enjoyed the Easter break, taking advantage of the extended weekend, being able to spend time with family, relax and enjoy the warmer end of Autumn.
March was a really hectic month in the office. Property buyers are certainly out there upsizing, downsizing, refinancing and investing. The Gold Coast is a real estate hot spot at the moment.
Enquiries are no longer limited to our 'local' clients either. We are now getting more and more calls from New Zealand residents looking to invest and our latest overseas call was from Samoa.
Mortgage Choice in Robina is here to assist you with more than just your property. So I thought this month we would provide you with some information on Personal Loans.
Personal Loans Personal Loans are a quick, easy way to access funds for a wide range of reasons. Research in May 2015 showed that over 76% of mortgage holders decided to take out a Personal Loan rather than tap into their mortgage. Wouldnt it be great to.......
- Jump on a jet and spend time with far away loved ones
- Put in the pool and include that fauluous spa
- Renovate the kitchen and say 'yes' to the 4 burner stove
A Personal Loan can also help you to consolidate your debt. Reducing liabilities, and your monthly repayments, can get you into your dream home earlier and could also potentially assist you to borrow just that bit more.
As well as our main panel of lenders, Mortgage Choice in Robina is happy to also be including GE Money Personal Loans.
Call me on 07 5562 0748 if you would like more information on a Personal Loan.
Online - Keeping you informed
We are constantly working to make sure that our website provides you with information ready at your finger tips. Now, our 'Our Most Commonly Asked Questions' and 'Suburb Profiles' are listed in an easy click Contents register.
The Reserve Bank of Australia has once again left the cash rate on hold at 2%.
While many economists continue to believe we may still see at least one rate cut this year, the fact remains that interest rates are sitting at all-time lows.
As a result, the cost of borrowing has never been more affordable – making now a great time to be a home buyer, owner or investor.
If you have any property plans for 2016, now is the perfect time to put them into action – before any policy changes that are set to be recommended in this year’s May Budget come into effect.
While the exact policy changes to be recommended are still unknown, at this point in time we do expect to see both sides of Government put the issues of negative gearing and superannuation on the table.
If you would like to discuss your property options or review your current home loan to see if you can achieve a better deal, contact me today on 0439 779 513.
Statement by Glenn Stevens, Governor: Monetary Policy Decision - www.rba.gov.au