Frankston car loans – look beyond dealer finance

July 11, 2016
Rhye Livingstone

Dealer finance can seem like a quick and easy option when you’re looking for a new car. However Frankston car loan expert Rhye Livingstone says car buyers in Frankston can often do better. Call Rhye on 0459 958 893 for tailored advice or read on to learn more.

When you’re in the market for a new - or used - car in Frankston or Cranbourne, it can be tempting to focus on the make or model that meets your needs without weighing up the different Frankston car loan options. You may even be tempted to turn to your regular bank for a car loan in Frankston or sign up for dealer finance – and both options may mean settling for second best.

Is dealer finance really your best option?

There’s no shortage of information pointing out the downsides of dealer finance. What’s less well known is that turning to your regular bank for a Frankston car loan could see you paying more for your car loan in Frankston than necessary. 

It’s not just about a great car loan rate

As your Frankston car loan expert, I can help you secure a competitive rate – often from lenders you may not have considered. However getting a great deal on car finance isn’t just about securing the lowest rate.

Today’s car loans are more flexible than ever before. As a guide, I’m seeing car loans in Frankston and Cranbourne that allow fee-free extra repayments, redraw and a choice between fixed and variable rates. 

These sorts of features allow a car loan in Frankston to be an easy fit for your household budget as well as providing savings on the overall cost of finance.

Call me on 0459 958 893 to see just how competitively priced - and flexible - car loans are these days. I can help you select the loan that is best suited to your needs from our extensive panel of lenders as well as provided support with your loan application, and liaising with your preferred lender all the way to settlement.

Car loan pre-approval - drive your negotiations into top gear

With interest rates at record lows, it’s possible to give yourself extra buying power at the car yard with Frankston car loan pre-approval. Having your loan pre-approved means you have a clear borrowing limit, and you’re good to go when youfind the make or model that suits you.

Don’t be taken for a ride

Buying a new – or used – car in Frankston or Cranbourne is a big financial commitment so it’s worth getting the financial side of things right.

Call me, Rhye Livingstone at Mortgage Choice in Frankston today on 0459 958 893 for expert advice on car finance. I can meet with you at the time and place that suits you – including outside of business hours or weekend.

Posted in: Car loans & leasing

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