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Richard Ferguson

Your Local Mortgage Brokers in Annandale, Balmain and Sydney's Inner West

Looking for a home loan? Talk to Richard Ferguson, your local Mortgage Choice broker from Annandale, NSW. Let us research and compare up to 20 lenders for you
  • Call Us
  • Mobile - 0419 635 692
  • Office - 02 9873 3990
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

131 Booth Street ANNANDALE, NSW 2038

Latest home loan interest rates

Starting from
Comparison rate

Face to face meetings are now perfectly acceptable - please ask us. 

Confused about the home loan process?

Not too sure where to start?

You don't need to worry, as I will guide you throughout the home loan process, from application to settlement. 

With over 18 years of mortgage broking experience in the Annandale and Balmain area, I have a solid understanding of the mortgage industry to provide you with the professional home loan advice you need to achieve your financial goals, no matter what your circumstance. 

As Mortgage Choice’s longest standing mortgage broker in the Inner West, I can proudly and confidently provide you with not only expert home loan advice, but years of local property knowledge in Balmain, Annandale and surrounding areas.

How we work towards your goals

In one meeting, I can compare hundreds of loans from the up to 20 of Australia's leading lenders to help you find a home loan tailored to your individual needs and lifestyle. Best of all you get access to this stress-free process at no cost to you because the lenders pay us.

I pride myself in offering exceptional customer service, support and advice, gained from my previous hospitality background. You can also rest easy knowing that you will be kept well informed and aware of what you need to do next. I do all the follow-up and general running around, which of course, saves you time, energy and stress - leaving you to enjoy the more exciting things in life. Once your loan is settled, I can also provide assistance with your insurance, personal loans, car loans and leasing needs

Let’s get started today.

To book an appointment today, call me on 0419 635 692 or click on the "contact us" link on the right to organise a time that’s best for you to chat through your circumstance and needs.

Please note that until social distancing requirements are relaxed we will be conducting all meetings via video conferencing. 

We can meet at my office in Booth St in Annandale or at a location convenient to your schedule, whether that’s at a local coffee shop in your lunch break or at your home.

My office is conveniently located at 131 Booth Street, Annandale and we have meeting facilities available in both the CBD and in North Sydney.


Servicing the Inner West suburbs of: Annandale, Drummoyne, Forest Lodge, Glebe, Balmain, Balmain East, Rozelle, Leichhardt, Lilyfield, Birchgrove, and Summer Hill.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews


Richard has been fantastic with assisting me with refinancing my home loan. He has so much knowledge and has been able to help me get the best loan for me. Would have been lost...

Mortgage Choice in Annandale


Richard has helped us every step of the way for many years now. He is patient, knowledgeable and thorough and we would be stuck without him! We definitely recommend his services!

Mortgage Choice in Annandale


Richard Ferguson is simply the best mortgage broker in the inner west! He just saved me over $5,000 a year on my home loan with one phone call to my lender! That's what I call...

Mortgage Choice in Annandale


Richard is fantastic. He has helped and guided us though every part of the process. We highly recommend Richard.

Mortgage Choice in Annandale


Richard helped my partner and myself buy a property last year and we could not speak any more highly of him. His knowledge and patience is like no other we have seen in the indu...

Mortgage Choice in Annandale


Richard helped us secure our first mortgage and guided us through the purchase of our home 8 years ago. He has since been our first port of call whenever there is a need to remo...

Mortgage Choice in Annandale


Richard has been helping us for more than 20 years and we simply could not speak more highly of him. We recently bought a family home with the help of Richard and once again, al...

Mortgage Choice in Annandale


Richard's support throughout the process was appreciated, answering all our questions with the mantra 'there are no stupid questions'! Was very transparent and gave us advice on...

Mortgage Choice in Annandale


With the property prices in Sydney going up, the savage competition, and the lack of understanding of the home buying process contributed to a 4 year search for our first home....

Mortgage Choice in Annandale


Richard was fantastic helping us through the maze of buying land and building our brand new home. Without his help we almost certainly would have not ended up with the same resu...

Mortgage Choice in Annandale


The experience and knowledge of the Annandale branch helped me establish the right structure of loan types for my current and future investments. I am more than satisfied with t...

Mortgage Choice in Annandale

See all Google reviews

You really did go 'above and beyond' and provided lots of good advice. We would gladly recommend your services to friends looking for a great mortgage broker.

G and A Russell, Croydon, NSW
- First Home Buyer

We just wanted to say a huge thank-you for your efficient, professional & friendly service.You have always been very knowledgeable, patient & available to answer all our questions in the purchase of our first property & we very much appreciate it.We will highly recommend your service to all our friends & family - thanks again!

Tamara, Mark (and Dylan) Hughes, Drummoyne, NSW
- First Home Buyer

That really was the least hassle I have ever been through for anything so major. Thank you. If I compare how much time and running around we did when we were arranging our own mortgage it was nothing! I also appreciate your courtesy, promptness and absence of any pushiness/pressure in persuading us to go with your company - Mortgage Choice.
Wishing you more success and happy customers !

Samuel & Nicole Hague, Annandale, NSW
- Refinancer

We thought you did a fantastic job and you were most considerate even when we kept ringing
you with the same questions over and over again. Hopefully, we won't be so paranoid the next

Kerry McMotrow, Chippendal, NSW
- First Home Buyer

Thank you so much for all your help in getting us our first home loan. I'm sure we must have taken far more of your time than other clients - as our questions were endless !! We really appreciated your patience - thanks again.

F & C Sutherland, Five Dock, NSW
- First Home Buyer

My wife and I will recommend you and your services unreservedly. You were straightforward, open and clear. You even helped us save money by telling us about a recently changed law which even the bank didn't know.

J Kenyon, Annandale, NSW
- Upgrader

You were very patient with all our enquiries and took the time to explain things in laymans terms.

M Branagan, Earlwood, NSW
- First Home Buyer

Your service is amazing & I am extremely grateful for all your work in assuring my settlement eventually went through. Out of all the people I had communications with during this period you were the most professional, helpful and punctual by far ! Thank you.

S Lamb, Granville, NSW
- First Home Buyer

Very Impressed. Gave relevant advice, very professional and was flexible with availability to our requirements. Was prompt with returning calls. Stayed calm when things got stressful !

K & P Dymond, Balmain, NSW
- Upgrader

Very happy throughout - you were by far the most efficient & professional of all parties involved.

Ben Scott, Camperdown, NSW
- First Home Buyer

Dear Richard, Now that we've settled into our beautiful new home in the Blue Mountains, we wanted to say a big thank you for the part that you played. You simply made the whole process so easy for us, as first home buyers, that I can't imagine how it could have gone more smoothly. As I write this I'm looking out the living room window across our nine acres and I can see the city lights twinkling in the distance - we certainly made the right decision! We love our new life up here.
With our very best thanks from Anne-Maree and Jan.

Anne-Maree & Jan, Grose Vale, NSW
- First Home Buyer

Dear Richard, Thank you very much for all your help and advice in securing our home! It was invaluable to have you in our corner throughout the entire process and we look forward to many successful collaborations in the future. With much appreciation, Kind regards, Victoria, Nick and Veronica.

Victoria, Nick & Veronica, Lewisham, NSW
- Upgrader

Thank you so much for all your time & help in securing our first home! We just wanted you to know how much we appreciated your support. Thanks again

Chris, Amelia & baby Josh, Enfield, NSW
- First Home Buyer

Marty and I would like to thank you very much for all your help with the purchase of out first home and for the very thoughtful gift.

You made a very overwhelming process very easy for us.

Thank you once again and we will be in touch with any purchases we may make in the future.

Paula K & Marty L, Homebush West, NSW
- First Home Buyer

Richard was fantastic. He was very helpful and made the whole process less stressful. It was great to have options to choose from and be explained everything in great detail.

Emily Harty and Justin Walsh, Ashfield, NSW
- First Home Buyer

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

Download now


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