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Richard Ferguson

Welcome to Mortgage Choice in Annandale, - Award winning Mortgage Brokers in Sydney's Inner West.

Looking for a home loan? Talk to Richard Ferguson, your local Mortgage Choice broker from Annandale, NSW. Let us research and compare more than 30 lenders for you.

Scroll down to book an appointment on-line.

  • Call Us Mortgage Choice Annandale
  • Mobile - 0419 635 692
  • Office - 02 9873 3990
  • Open Hours Mortgage Choice Annandale
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

131 Booth Street ANNANDALE, NSW 2038

Welcome to Mortgage Choice Annandale - we would love to help you and we will always act in your best interest.


Book a meeting now


Click here to make an appointment on-line 

Confused about the home loan process?

Not too sure where to start?

You don't need to worry, as I will guide you throughout the home loan process, from application to settlement. 

With over 22 years of mortgage broking experience in the Annandale and Balmain area, I have a solid understanding of the mortgage industry to provide you with the professional home loan advice you need to achieve your financial goals, no matter what your circumstance. 

As Mortgage Choice’s longest standing mortgage broker in the Inner West, I can proudly and confidently provide you with not only expert home loan advice but also years of local property knowledge in Balmain, Annandale and surrounding areas.


Servicing the Inner West suburbs of: Annandale, Drummoyne, Forest Lodge, Glebe, Balmain, Balmain East, Rozelle, Leichhardt, Lilyfield, Birchgrove, and Summer Hill.

How we work towards your goals

In one meeting, I can compare hundreds of loans from up to 30 of Australia's leading lenders to help you find a home loan tailored to your individual needs and lifestyle. Best of all you get access to this stress-free process at no cost to you because the lenders pay us.

I pride myself in offering exceptional customer service, support and advice, gained from my previous hospitality background. You can also rest easy knowing that you will be kept well informed and aware of what you need to do next. I do all the follow-up and general running around, which of course, saves you time, energy and stress - leaving you to enjoy the more exciting things in life. Once your loan is settled, I can also provide assistance with your insurance, personal loans, car loans and leasing needs

Let’s get started today.

To book an appointment today, call me on 0419 635 692 or click here to organise a time that’s best for you to chat through your circumstance and needs.

We can meet at my office in Booth St in Annandale or at a location convenient to your schedule, whether that’s at a local coffee shop in your lunch break or at your home.

My office is conveniently located at 131 Booth Street, Annandale and we have meeting facilities available in both the CBD and in North Sydney.



Google Reviews

Steve Vaughan

28 Mar 2022

Richard was fantastic. He was responsive and extremely knowledgeable about the products that were on offer. Richard definitely made the refinancing of our home loan as seamless...

Sam Park

04 Jan 2022

I highly recommend Richard and the team at Mortgage Choice Annandale. They are professional, polite and most of all, they really know their stuff!


22 Dec 2021

Buying a place is never easy especially during a pandemic. I chose Richard from reading all the reviews and he did not disappoint. Richard was very patient with me, attentive wh...

Michael Faulkner

16 Dec 2021

RIchard has helped me with finance many times over the years. I count on his advice, he is always attentive, responsive and professional. I definitely recommend Richard’s servic...

Chris Atkinson

15 Sep 2021

Richard has always been extremely helpful and my most recent interaction was extremely helpful in gaining a great outcome with the minimum of effort. Much appreciated.

Sarah L

08 Jul 2021

Richard was incredibly helpful and made the process of purchasing a home much less stressful than it could have been. He was very patient with us, answering all our questions, a...

Jo Dunster

17 Jun 2021

Richard listened to us and was very patient with our many questions and changes of plan as we navigated the purchase of our first home together. He weathered my nervousness and...

Chevelle Krumins

21 May 2021

Richard is easy to work with, knowledgeable and always willing to answer any questions. I would happily recommend his services to friends and family.

klara bruveris

02 May 2021

Richard was an amazing partner through the buying process. He helped us find the best mortgage provider for us and went above and beyond for us!

Sabrina Howell

24 Mar 2021

Richard assisted us with our loan for our first home. Richard was always available to answer our questions and kept us up to date with the process. Once we found our home, every...


04 Mar 2021

Buying my first owner occupied apartment was a big step for me. Richard simplified the process so that I understood everything and was more then happy to answer an email or take...

Louise Rogerson

24 Feb 2021

I did consider researching and applying for a home loan myself, but having used Richard previously I figured why not just make use of an expert. He listened to what I needed, of...

Deon Croning

17 Feb 2021

Richard helped us through our first home purchase, he explained our options very clearly and always had our best interests top of mind which resulted in a great outcome for us....

Allira Worland

18 Aug 2020

Richard has been fantastic with assisting me with refinancing my home loan. He has so much knowledge and has been able to help me get the best loan for me. Would have been lost...

Paula Lamont

07 Jul 2020

Richard has helped us every step of the way for many years now. He is patient, knowledgeable and thorough and we would be stuck without him! We definitely recommend his services!

Suzanne Ashby

30 Apr 2020

Richard Ferguson is simply the best mortgage broker in the inner west! He just saved me over $5,000 a year on my home loan with one phone call to my lender! That's what I call...

Amy Kate

24 Oct 2019

Richard is fantastic. He has helped and guided us though every part of the process. We highly recommend Richard.

Nicholas Penny

05 Aug 2019

Richard helped my partner and myself buy a property last year and we could not speak any more highly of him. His knowledge and patience is like no other we have seen in the indu...

mat wall-smith

31 Jul 2019

Richard helped us secure our first mortgage and guided us through the purchase of our home 8 years ago. He has since been our first port of call whenever there is a need to remo...

Deborah Harding

30 Jul 2019

Richard has been helping us for more than 20 years and we simply could not speak more highly of him. We recently bought a family home with the help of Richard and once again, al...

Emma Gillingham

02 Aug 2018

Richard's support throughout the process was appreciated, answering all our questions with the mantra 'there are no stupid questions'! Was very transparent and gave us advice on...

Waylon Lowe

13 Oct 2017

With the property prices in Sydney going up, the savage competition, and the lack of understanding of the home buying process contributed to a 4 year search for our first home....

Patricia Dodd

24 Oct 2014

Richard was fantastic helping us through the maze of buying land and building our brand new home. Without his help we almost certainly would have not ended up with the same resu...

Richard Farnborough

14 Oct 2014

The experience and knowledge of the Annandale branch helped me establish the right structure of loan types for my current and future investments. I am more than satisfied with t...

See all Google reviews

You really did go 'above and beyond' and provided lots of good advice. We would gladly recommend your services to friends looking for a great mortgage broker.

G and A Russell, Croydon, NSW
- First Home Buyer

Dear Richard,

I just wanted to write and thank you for your time yesterday.

Your knowledge and experience shone through, and I left feeling not only informed in a way that I could never be if I tried to do this myself, but secure in the knowledge that when the right property and the right circumstances come up, I will be in extremely safe hands coming back to you. Which I hope will be soon.

Should any of my friends or colleagues find themselves looking for a mortgage, I will do my utmost to send them to you. It will be in their best interests.

Thank you again,

Benedict Paxton-Crick, Annandale, NSW
- First Home Buyer

We just wanted to say a huge thank-you for your efficient, professional & friendly service.You have always been very knowledgeable, patient & available to answer all our questions in the purchase of our first property & we very much appreciate it.We will highly recommend your service to all our friends & family - thanks again!

Tamara, Mark (and Dylan) Hughes, Drummoyne, NSW
- First Home Buyer

That really was the least hassle I have ever been through for anything so major. Thank you. If I compare how much time and running around we did when we were arranging our own mortgage it was nothing! I also appreciate your courtesy, promptness and absence of any pushiness/pressure in persuading us to go with your company - Mortgage Choice.
Wishing you more success and happy customers !

Samuel & Nicole Hague, Annandale, NSW
- Refinancer

We thought you did a fantastic job and you were most considerate even when we kept ringing
you with the same questions over and over again. Hopefully, we won't be so paranoid the next

Kerry McMorrow, Chippendale, NSW
- First Home Buyer

Thank you so much for all your help in getting us our first home loan. I'm sure we must have taken far more of your time than other clients - as our questions were endless !! We really appreciated your patience - thanks again.

F & C Sutherland, Five Dock, NSW
- First Home Buyer

My wife and I will recommend you and your services unreservedly. You were straightforward, open and clear. You even helped us save money by telling us about a recently changed law which even the bank didn't know.

J Kenyon, Annandale, NSW
- Upgrader

You were very patient with all our enquiries and took the time to explain things in laymans terms.

M Branagan, Earlwood, NSW
- First Home Buyer

Very Impressed. Gave relevant advice, very professional and was flexible with availability to our requirements. Was prompt with returning calls. Stayed calm when things got stressful !

K & P Dymond, Balmain, NSW
- Upgrader

Very happy throughout - you were by far the most efficient & professional of all parties involved.

Ben Scott, Camperdown, NSW
- First Home Buyer

Dear Richard, Now that we've settled into our beautiful new home in the Blue Mountains, we wanted to say a big thank you for the part that you played. You simply made the whole process so easy for us, as first home buyers, that I can't imagine how it could have gone more smoothly. As I write this I'm looking out the living room window across our nine acres and I can see the city lights twinkling in the distance - we certainly made the right decision! We love our new life up here.
With our very best thanks from Anne-Maree and Jan.

Anne-Maree & Jan, Grose Vale, NSW
- First Home Buyer

Dear Richard, Thank you very much for all your help and advice in securing our home! It was invaluable to have you in our corner throughout the entire process and we look forward to many successful collaborations in the future. With much appreciation, Kind regards, Victoria, Nick and Veronica.

Victoria, Nick & Veronica, Lewisham, NSW
- Upgrader

Thank you so much for all your time & help in securing our first home! We just wanted you to know how much we appreciated your support. Thanks again

Chris, Amelia & baby Josh, Enfield, NSW
- First Home Buyer

Marty and I would like to thank you very much for all your help with the purchase of out first home and for the very thoughtful gift.

You made a very overwhelming process very easy for us.

Thank you once again and we will be in touch with any purchases we may make in the future.

Paula K & Marty L, Homebush West, NSW
- First Home Buyer

Richard was fantastic. He was very helpful and made the whole process less stressful. It was great to have options to choose from and be explained everything in great detail.

Emily Harty and Justin Walsh, Ashfield, NSW
- First Home Buyer

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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