With peak season upon us.......is your finance ready to go?

September 26, 2015
Richard Windeyer

Loan Pre-Approval – it could be your best asset

When you’re buying a home or investment property, certainty is a valuable asset. Loan pre-approval can help provide you that certainty.

Expert advice at no cost to you

To look at pre approval options, book an appointment go to my diary or call 1800 01 LOAN or visit https://www.mortgagechoice.com.au/richard.windeyer

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Five good reasons to consider loan pre-approval

1. A clear spending limit - Loan pre-approval tells you how much you can borrow, so you can focus on properties within your borrowing limit.

2. Financial protection - Loan pre-approval helps you make an offer or pay a deposit on a property, knowing you’re able to secure finance to complete the purchase.

3. Extra negotiating power - Loan pre-approval tells vendors you are a serious buyer and in a position to act quickly. This can give you extra clout for price negotiations.

4. Bid with confidence at auction - If you are buying at auction, pre-approval is a must-have. It lets you bid with confidence up to your approved loan limit.

5. It costs nothing - Loan application and establishment fees don’t apply until you are formally approved for a loan.

Expert advice at no cost to you

As your local Mortgage Choice home loan expert, I can give you access to a wide choice of lenders, including the major banks. I understand the loan pre-approval requirements of these lenders, which will make it quicker and easier for you to apply for pre-approval. I can also take you through the pitfalls and how we might be able to avoid these. Best of all, there is no charge to you for my home loan service because the lender pays me after your loan settles.

Book an appointment today to find out more.

To discuss your home loan and financial needs, give me call. Richard Windeyer, from Mortgage Choice Cardiff and Charlestown a call on 1800 01 LOAN or 0413 245 556. Or, visit  https://www.mortgagechoice.com.au/richard.windeyer

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