Testimonials from our customers

"We wanted to say thank you for all the work you did with us in organising the finance for our first home in Stockton. We appreciated your advice, effort to fit into our busy schedules (driving over to Stockton to complete paper work) and for making things happen so quickly when we needed it. Being a first home buyer is quite stressful and you and your team made the process just that little bit easier."

Carla & Ben



Thank you Richard for your dedicated and friendly service! You were extremely responsive and worked seamlessly on our behalf with the conveyancers and real estate agents. It was clear you were always looking out for our best interests and you went well above and beyond when you drove seven hours to get my wife's signature then seven hours back the next day to return the form to the bank!

Thanks to your efforts we got the property. We are truly in your debt and have no hesitation in recommending your services to anyone looking for mortgage broker with expertise and with real customer service.

Thanks to your efforts we got the property. We are truly in your debt and have no hesitation in recommending your services to anyone looking for mortgage broker with expertise and with real customer service.


Anthony & Belinda (Property Investor) Redhead, NSW


Our recent purchase of an investment unit was financed through Mortgage Choice and we were delighted with the service they provided. Richard Windeyer of Mortgage Choice was very thorough, and professional in helping us secure our investment finance at the best rate, from a major, reputable lending provider. We are most appreciative of Richard?s excellent service, and his willingness to schedule meetings flexibly, in times that suited two busy professional people.?


Daniel & Jayne (Property Investor) New Lambton Heights, NSW


Richard was extremely helpful and flexible when we enquired about changing our home loan. His professionalism and knowledge was of extremely high standard and we are grateful for his assistance. We have and will continue to recommend his business.


Gemma (Refinancer) Wallsend, NSW


Richard and his team were brilliant! From day 1 everything flowed well. We couldn't have been happier with the service we received. We are now saving $700 per month thanks to our refinance! We will definitely use Richard and his team again in the future.


Luke & Stacey (Property Investor) New Lambton, NSW


My partner and I were very happy with the service Richard provided for us. As we were purchasing our first home we had no idea what we were doing and Richard made the process very easy for us by taking the time to meet with us whenever we needed and explain things to us step by step until we had a better understanding. He was very patient and a very friendly character and we would recommend him to anyone and definitely use him down the track if need be. Fantastic service and If it wasn?t for Richard and his mortgage angel Shubha we wouldn?t have our happy little home!!


Pru (First Home Buyer) Mount Hutton, NSW


Extremely happy with the overall service provided to us in selecting our mortgage. The staff were very accommodating, courteous and professional. Communication was excellent. Would be happy to refer to friends and family.


Will & Sarah (First Home Buyer) Macquarie Hills, NSW


More than happy with the service received from Richard & Mortgage Choice, I would not hesitate to recommend their services to others & also use them again myself !


Tain (Property Investor) Wallsend, NSW


As an accountant I have recommended a number of clients to Richard and have been very impressed with how he has approached the process of sourcing finance for my clients. He has been able to save clients a considerable amount of money and has made the difficult and sometimes stressful task of sourcing funds a relatively smooth task. I will be referring further client to Richard.


Peter (Property Investor) Charlestown, NSW


Cannot speak highly enough of Richard. It is not very often you come across someone as professional and efficient as Richard and the rest of the team at Mortgage Choice. Richard went above and beyond in all our dealings with him and I am happy to recommend him to anyone who needs a broker.


Belinda (Property Investor) Charlestown, NSW


An excellent service, I got the best loan on offer and Richard and team did all the legwork. I didn't have to worry about anything as they dealt with the bank, the paperwork, and they gave me regular feedback on how the application was progressing. Friendly, helpful people too. I would definitely use these guys again if I buy another property, and can highly recommend them.


J. Casey (First Home Buyer) Merewether, NSW


Whilst the journey of the first home buyer can be a little bumpy, we felt really supported by Richard and the staff at Mortgage Choice Cardiff/Charlestown. The help, advice and service given to us was nothing short of excellent. We felt Richard really went above and beyond! Thank you guys, we will be recommending you to family and friends.


Rebecca and Brad (First Home Buyer) Shortland, NSW


We could not be happier with the service we received from Richard and Melanie at Mortgage Choice. From the outset it was a smooth and easy process to obtain loan approval. Richard and Mel were always on hand to give advice when we were looking for a property to buy. When we did find a suitable property Richard and Mel worked quickly to ensure that our loan was processed and funds were available in time for settlement which was a short 4 week time frame. We didn't have to worry about a thing in regards to settlement funds as Richard and Melanie worked closely with our solicitor and everything went smoothly for our settlement.


Ray & Lucianne (Upgrader) Belmont, NSW


My fiance Nick and myself have just purchased our first home and can not be more pleased with the support and assistance we received from Richard and Melanie. They made the process a breeze for us and being first home buyers they were always available to answer any questions we may have had. We would both highly recommend them to all of our family and friends.


Kate (First Home Buyer) Merewether, NSW


Richard and Mel were brilliant! They went above and beyond to help me buy my first home. Highly recommend giving them a visit!


Alexandra (First Home Buyer) Charlestown, NSW


After a frustrating 3 month refinance process with a big bank that led nowhere Richard delivered exactly as promised and closed our refinance within 3 weeks at a much lower rate than we were being offered by the big bank without all of the headaches.


James (Refinancer) Merewether, NSW


This is our third time working with Richard and Melanie at Morgage Choice. They always seem to impress us with their services. We actually feel like family to them. It is so good to be treated like we matter to them personally and that we are not just another application. If you are wondering where to start with buying a house and getting a loan do yourself a big favour and just call Richard. He'll untangle stuff for you, make it simple and treat you like you wished the banks would! He really is on your side.


Allan (Upgrader) Macquarie Hills, NSW


Richard was flexible, prompt, professional, friendly, knowledgeable, patient and delivered great results. Five stars.


Anthony (Upgrader) Redhead, NSW


We have used Richard twice now, once to re-finance and once to purchase a new property. Richard and Melanie have gone beyond our expectations again and have justified our decision to work with them even though we have relocated to Sydney from Newcastle. Richard and Melanies' attention and clear communication have made the distance a non issue. I would recommend their services to anyone looking to re-finance or establish a new loan.


Ray and Krista (Upgrader) Five Dock, NSW


The service and expertise from Richard and Melanie from Mortgage Choice was professional, personal, efficient and courteous. Over a lengthy period of time from considering making an offer on numerous properties, and financial hypotheticals, through to mortgage approval process, and up to and beyond settlement, no enquiry was ever too big or too small for Richard. His patience was saintly in helping us to navigate our options, and Richard was readily accessible, and made us feel like we were his only customers. We always received timely and clearly explained guidance to help us to make informed choices based on the best available options. If we know of someone in the market to buy a house or refinance, then I would unhesitatingly recommend Richard and Melanie from Mortgage Choice.


Danny and Kathryn (Upgrader) Whitebridge, NSW


We didn't tick many boxes for getting a mortgage (we're self-employed and have lived many years over-seas). Richard was able to search out the market and use his business relationships to find out what we needed to get us over the line. We were kept informed of the progress of our application and settlement was even less painless with Melanie's organisational skills. We highly recommend Mortgage Choice.


Ruth and Simon (Upgrader) Whitebridge, NSW


They made getting my home loan stress free and helped me through the process every step of the way.


Dominique (First Home Buyer) Tighes Hill, NSW


We were happy with the advice and service we received from Richard and Melanie from Mortgage Choice Cardiff. Selling and buying is a stressful time and we always felt we could ring or ask them anything about settlement, loan approvals and our new mortgage at any time. We were always kept up-to-date with loan approvals and settlement queries via phone calls, emails or texts and would have no hesitation in recommending them as they offer a professional, thorough and efficient service. They happily liaised with two separate solicitors to organise the financial requirements needed for the settlement of our properties. Richard has a cheerful and friendly personality that made us feel relaxed and informed throughout the whole process. Thank you once again for all your help and advice.


Emma and Stephen (Refinancer) Cardiff, NSW


From start to finish the service, care and professionalism was faultless. Richard and Melanie were wonderful. The process was smooth and quick. Thank you so much for everything.


Clare (Refinancer) FLETCHER, NSW


Richard and Melanie were friendly and efficient to deal with. They found me a bank that was willing to lend under my special circumstances, which has allowed me to buy sooner than I thought would be possible. Richard also gave me lots of helpful advice and property information, which was above and beyond what you'd expect from a mortgage broker. Thanks guys, will definitely use you again if I need to.


Anne (Upgrader) Kahibah, NSW


Richard and Mel were great. Huge thanks for all their help. I can't recommend them enough!


Andrew and Tammy (Refinancer) Mayfield, NSW


As first home buyers we were nervous and unsure what product was best for us, but the process was made easier by the friendly staff and nothing was ever a problem. We were very happy with our outcome and would recommend Richard to anyone needing mortgage assistance or advice.


Amanda and Chris (First Home Buyer) NEW LAMBTON, NSW


Great service from a friendly team. Buying your first home can be stressful, but the team kept us well informed and at ease through the whole process.


Mustafa (First Home Buyer) CAMERON PARK, NSW


Our experience with Richard was a pleasant one. He was able to answer any questions that we had. He connected us to a bank that has provided us with an excellent loan rate. We couldn't have done that on our own. As our loans were quite complicated Richard took on our portfolio and provided us with excellent feedback when we needed it. His communication was timely and his advice delivered with good humour. We are more than happy with his service and wouldn't hesitate to recommend him to others who need assistance with Mortgages.


Christopher (Property Investor) Wallsend, NSW


Richard was extremely helpful, and would definitely recommend him to friends and family.


Craig (Property Investor) Morpeth, NSW


Amazing service - could not rate Richard higher. Went above and beyond to help us and always took the time to ensure we understood what he way saying.


Elizabeth (First Home Buyer) Greta, NSW


Richard was very professional and helpful, would recommend!!


James (1) (First Home Buyer) Woodberry, NSW


Richard was professional, friendly and informative in all our dealings. He outlined what we required to get the building of our new home off the ground. We have recommended Richard to our family and friends as well as my business clients. Richard and his offsider- Melanie - are fantastic and they have now and in the future become our go to for all our finance needs. hassle-free with personal service to boot. Great job Richard and Melanie.


Mary-Louise (Upgrader) Toronto, NSW

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