Competition Terms & Conditions

January 30, 2013
Teresa Samuels

TERMS AND CONDITIONS for the‘YOUR CHANCE TO WIN $5,000 CASH!’AUTUMN 2013 PROMOTION1. The promotion is organised by Mortgage Choice Limited ABN 57 009 161 979 ('MortgageChoice') Level 10, 100 Pacific Highway, North Sydney, NSW 2060.2. Information on how to enter and the prize form part of these terms and conditions.3. Entry is only open to Australian residents aged 18 years or over. Only one entry per personwill be accepted.4. To enter, participants must make and attend an appointment to discuss their home loan with aMortgage Choice broker during the promotion period and complete the entry form provided bythe Mortgage Choice broker, or online at www.mortgagechoice.com.au.5. Paper-based entry forms can be posted, faxed or scanned then emailed to your MortgageChoice consultant. Your Mortgage Choice consultant can supply you with the postal address,fax number or email address.6. By entering the draw, the entrant acknowledges that they have read and understand andagree to be bound by these terms and conditions.7. Employees and their immediate families of Mortgage Choice and the agencies associated withthis promotion, Mortgage Choice franchisees, their employees and immediate families areineligible to enter.8. The Autumn 2013 ‘Your chance to win $5,000 cash!’ promotion commences at 9am AEST on22nd January 2013 and finishes at 5pm AEST on 29th April 2013. Entries received after thistime will not be valid.9. The promotion consists of 1 prize draw with the first valid entry drawn as the Winner.10. The Prize is a cheque for $5,000 Australian dollars.11. The Winner should be aware that tax implications may arise as a result of claiming the Prizeand should seek independent financial advice prior to claiming the Prize.12. The draw will take place at Mortgage Choice's office at Level 10, 100 Pacific Highway, NorthSydney, NSW 2060 at 4pm AEST on 30th April 2013. The winner will be notified by telephoneand confirmed by mail or email, and their name will be published in The Australian on 3rd May2013.13. The result of any draw is final and no correspondence will be entered into.14. No responsibility is accepted for late, lost or misdirected entries.15. Should the Prize remain unclaimed, Mortgage Choice may conduct a second chance draw atLevel 10, 100 Pacific Highway, North Sydney, NSW 2060 at 4pm AEST on 30th August 2013,subject to any directions given by any relevant State or Territory department or authority. TheWinner will be notified by telephone and confirmed by mail and will have their name publishedin The Australian on 5th September 2013.16. Mortgage Choice reserves the right to request a winner to provide proof of identity and proof ofentry validity. These proofs must be in a form suitable for verification by Mortgage Choice,determined by Mortgage Choice in its absolute discretion. In the event that a winner cannotprovide suitable proof, the winner will forfeit the prize in whole and no substitute will beoffered.17. All entries become the property of Mortgage Choice. Mortgage Choice may use the name,address and other personal information provided by the entrant. All personal details of theentrant will be stored at the office of Mortgage Choice. Mortgage Choice may require theWinner to partake in any media exposure, including but not limited to promotional, marketingand publicity activities without any further reference or payment or other compensation.18. The Winners' personal information may be disclosed to State and Territory lottery departmentsas required by law and the winners' names published as required under relevant legislation.19. By entering the competition, the entrant consents to Mortgage Choice using their personalinformation for marketing and promotional purposes. If, after entering the competition, theentrant wishes Mortgage Choice to cease using their personal information for marketing andpromotional purposes, the entrant should contact Mortgage Choice on the details listed below.20. A copy of the Mortgage Choice Privacy Policy may be obtained by visitingwww.mortgagechoice.com.au and following the relevant links. A request to access, update orcorrect any information should be specifically directed to Mortgage Choice at Level 10, 100Pacific Highway, North Sydney NSW 2060 by logging onto the Mortgage Choice website atwww.mortgagechoice.com.au.21. Authorised under NSW Permit No. [LTPS/12/10880] and ACT Permit No. [ACT TP 12/04998].

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