Experienced Mortgage Broker in Blacktown, Marsden Park and the surrounding districts

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Call: 0408 459 784

Need help with a home loan?

Talk to Robbie Basha, your friendly Mortgage Choice Broker for Blacktown, Marsden Park, Box Hill and the surrounding districts.

Let me research and compare over 35 different lenders for you.

Call Us Mortgage Choice Baulkham Hills Dc
Mobile - 0408 459 784
Office - 02 9680 2300

Open Hours Mortgage Choice Baulkham Hills Dc
Mon - Fri 9am - 5pm
After hours by appointment
Free Appointment

Mobile Broker

Servicing Blacktown and surrounding suburbs. Meet at our office in Norwest or we can come to you

Latest home loan interest rates

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Welcome to Mortgage Choice Blacktown

Hi there! My name is Robbie Basha. I am a qualified Mortgage Choice, Mortgage Broker servicing the North Western Sydney region, covering Blacktown, Stanhope Gardens, Quakers Hill, Marsden Park, Box Hill and surrounding areas.

No cost to you!

Let me help you take the stress out of your financial decisions. Together with my accomplished team boasting over 50 years of combined experience in the industry, I can offer you a cutting-edge professional service in mortgage lending and other financial services at NO COST TO YOU!

Take Advantage of our Personalised Service

Wherever you are on the property ladder, I can tailor-make the best deal for you without you having to do any work. If you are a first-home-buyer OR needing refinance OR wanting personal OR commercial or construction loans, YOU NAME IT - THEN SIT BACK and let us do the work for YOU either at our office or in your home and at your convenience.

Why choose us?

Just ask our satisfied customers why they KEEP COMING BACK to us for refinancing or upgrading their investment choices. We take the time to LISTEN and focus on building strong client relationships .

Our customers have enjoyed significant benefits such as:

Living their dreams of owning their dream home
Upgrading to affluent areas
Reducing monthly repayments on loans
Paying off their home loan sooner
Securing financial savings
Learning how to reinvest
Advancing their financial goals
Acquiring greater financial confidence

To Book an Appointment:

For a professional, friendly and personalised service call me today on 0408459784

Or click on the red 'Contact Us' button at the top of this page.

Start your home loan journey

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Blacktown, Marsden Park, Box Hill and surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with Robbie to discuss your unique circumstances.

Servicing: Sydneys Western Suburbs and beyond:

Acacia Gardens, Arndell Park, Berkshire Park, Bidwill, Blackett, Blacktown, Box Hill, Bungarribee, Colebee, Dean Park, Dharruk, Doonside, Eastern Creek, Emerton, Glendenning, Glenwood, Hassall Grove, Hebersham, Huntingwood, Kings Langley, Kings Park, Lalor Park, Lethbridge Park, Maraylya, Marayong, Marsden Park, Nelson & Beyond.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Robbie was personalised in his approach, extremely prompt, reliable and genuine. Will recommend.

Zoe
27 March 2024

Robbie and Kylie have been incredibly helpful , efficient and supportive of us as we refinanced and purchased our first investment property. Nothing was too much trouble as they navigated novices like us through the daunting process. I look forward to working with them again in the future. Thank you

Doug
14 February 2024

The service provided by Robbie and the team at Mortgage Choice has been amazing
They are knowledgeable in what they do, they provide exceptional support during the whole process and go above and beyond to provide an outstanding service.
We highly recommend choosing Robbie and the team as your mortgage broker.

Iva
13 February 2024

Robbie has been our amazing broker for several years now. He always makes the process simple and straightforward, and makes himself available to answer our questions any time or day of the week. We highly recommend Robbie and the team at Mortgage Choice

26 September 2023

I rarely post reviews, however the service support we have received from Robbie his team at Mortgage Choice has motivated me to post this review highly recommend Robbie his team. They recently proactively contacted our bank negotiated a significant reduction in our Mortgage rate on our behalf. We couldnt be more pleased with this service especially in these challenging financial times. Great work guys Thanks for always going above beyond our expectations.

Glen
14 June 2023

Robbie is a very optimistic, empathetic and dedicated person to help his client's circumstances. Thank you very much and Kylie for being responsive to all our queries All the best

dennis
15 May 2023

Five star service from Robbie and Kylie from beginning to end. Super efficient and knowledgeable and made the whole mortgage application and approval process run very smoothly. Highly recommended

Jonathan
15 May 2023

Had a great experience when dealing with Robbie and Kylie. Very personable and easy to understand coming from a first home buyer. Id highly recommend getting in touch with them

Samantha
15 May 2023

Both Robbie and Kylie were great to deal with. All of our requests were met with a very quick response. There was a vast range of products and all were thoroughly researched by Robbie to give us the best possible product. A pleasure to work with

Phil
14 April 2023

If you're looking for high quality advice, for someone who'll guide you at each step of the way no matter how many questions you ask, or need a broker who'll be on YOUR side all the way, then look no further than Robbie. I've known Robbie for 6 years now and every time you speak with him, he gives you that warm feeling that you get from speaking to a true trusted advisor. He always has his client's be... read more

Zoaib
14 April 2023

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now

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2nd Applicant

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2nd applicant monthly rental income before tax

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Calculate

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Value of property

State

Property use

Type of dwelling

Type of property

First Home Buyer?

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Total fees:

Breakdown	Amount
Stamp duty on property
Transfer fee
Mortgage registration fee

Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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