Robbie Basha - Mortgage Broker Blacktown, Marsden Park

Your experienced Mortgage Broker in Blacktown, Marsden Park and the surrounding districts

Call: 0408 459 784

Looking for a home loan, construction loan, investment loan or car loan? Talk to Robbie Basha, your friendly Mortgage Choice Broker for Blacktown, Marsden Park, Box Hill and the surrounding districts. Let me research and compare over 20 different lenders for you.

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Mobile - 0408 459 784
Office - 02 9680 2300

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Mon - Fri 9am - 5pm
After hours by appointment
Free Appointment

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Servicing Blacktown and surrounding suburbs. Meet at our office in Norwest or we can come to you

Hi there! My name is Robbie Basha. I am a qualified Mortgage Choice, Mortgage Broker servicing the North Western Sydney region, covering Blacktown, Stanhope Gardens, Quakers Hill, Marsden Park, Box Hill and surrounding areas.

Reduce your stress levels

Let me help you take the stress out of your financial decisions. Together with my accomplished team boasting over 50 years of combined experience in the industry, I can offer you a cutting-edge professional service in mortgage lending and other financial services at NO COST TO YOU!

Plan Prioritize and Position

Financial strategy is all about an honest appraisal of personal capacity, planning according to capacity, prioritizing goals and positioning strategically to minimise risks. This is what I can offer you, a platform to maximise market and financial opportunities using our sound business principles. Our aim is to help you secure your financial welfare.

Take Advantage of our Personalised Service

Wherever you are on the property ladder, I can tailor-make the best deal for you without you having to do any work. If you are a first-home-buyer OR needing refinance OR wanting personal OR commercial or construction loans, YOU NAME IT - THEN SIT BACK and let us do the work for YOU either at our office or in your home and at your convenience.

Take Advantage of our Business Credentials

Just ask our satisfied customers why they keep coming back to us for refinancing or upgrading their investment choices. Our customers have enjoyed significant benefits such as:

Living their dreams of owning their dream homes
Upgrading to affluent areas
Reducing monthly repayments on loans
Paying off their home loan sooner
Securing financial savings
Learning how to reinvest
Advancing their financial goals
Acquiring greater financial confidence

We look forward to meeting you, so give us a call today and find out what we can do for you!

Sincerely

Robbie Basha

Servicing: The Western Suburbs - Acacia Gardens, Arndell Park, Berkshire Park, Bidwill, Blackett, Blacktown, Box Hill, Bungarribee, Colebee, Dean Park, Dharruk, Doonside, Eastern Creek, Emerton, Glendenning, Glenwood, Hassall Grove, Hebersham, Huntingwood, Kings Langley, Kings Park, Lalor Park, Lethbridge Park, Maraylya, Marayong, Marsden Park, Nelson & Beyond.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

We have been referred to Steven and he has been instrumental in allowing us to secure the loan with our current lender, Westpac and as such maintaining all our payment set ups. This was achieved, despite when we called Westpac directly, we did not qualify for the required loan amount. We will highly recommend Steven to all our friends and speak highly of the services and the friendly attitude hes has.
Tomas W and Zuzana D, Lane Cove, NSW
- First Home Buyer

This is the third time I have used the services of Mortgage Choice and I would highly recommend them to anyone. They make the whole process of applying and organising a home loan stress free and easy, whilst ensuring you are adequately informed of your choices. The whole team go out of their way ensure that you are kept up to date throughout the process and confident that things are in order. In what can be a stressful time Mortgage Choice gives you peace of mind.
Anne T., Appin, NSW
- Upgrader

Steven and David have made the borrowing process stress free and simple. Not only did my investment property loan interest rate exceed my expectations ,my existing mortgage rate was also reduced. For a no fuss ,stress free process with an outstanding result in securing a loan I have no hesitation in recommending the team at Mortgage Choice.
Scott J., Castle Hill, NSW
- Property Investor

Steven provided professional service throughout the refinancing process. His extensive knowledge in this area made the process much easier. I would definitely recommend Steven and would most certainly use his services again.
Melissa S., Penrith, NSW
- Refinancer

As a property investor borrowing to build for a second time I can say that Steve's knowledge, experience and bank negotiation has been great. I have got loans pre approved and financed in timely manner at very good rates. While you may try and read all there is about the subject, actually talking to someone experienced in the business cannot be overlooked. Matt Smith
M & E Smith, Stanhope Gardens, NSW
- Property Investor

Very satisfied with the level of service provided and the professionalism of all staff involved with our loan process from beginning to end. Would highly recommend and would not hesitate in using Mortgage Choice in the future.
Daniel M and Natalie S, Quakers Hill, NSW
- Property Investor

Steven and Shannon run an effective, professional and caring service. They helped us immensely and we would of been lost in paper work and forms without them. No question was too silly and they took the time to explain all we needed to know. Their communication was excellent. Over the moon with the help we received!!!
Kristy W. and Dean F., The Ponds, NSW
- Upgrader

Steven and Shannon provided fantastic service to my husband and I over 9 months, through registration and purchase of our land and construction of our house. They were always able to provide prompt advice and assistance. Not having to worry about our mortgage and the processes around this really helped us during what was often a stressful and busy journey. Everything went very smoothly, from our first appointment right through to final settlement and I would highly recommend Mortgage Choice.
Rosanna A, Leppington, NSW
- First Home Buyer

Steven and Shannon are a great team and kept us up to date throughout the process, we couldn't have done it without their patience, time and expertise.
John & Melissa N, Baulkham Hills, NSW
- Property Investor

We had contacted Steve multiple times over the previous few years when we were interested in moving and he was always willing to take the time to help us out with advice at short notice. Once we ended up moving we went straight to Steve where he continued to be very helpful, professional and always responded promptly. He was great to deal with and we would highly recommend Steve and Mortgage Choice to others!!
A & F Bell, Box Hill, NSW
- Upgrader

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,000 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is$10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

The Territory’s First Home Owner Discount has been in place since 8 February 2019. It lets you save up to a maximum of $18,601 on the cost of stamp duty. The savings is available whether you buy a new or established home as long as the home is valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $8,750, which is the maximum stamp duty rebate available to first home buyers in Qld.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $505,000, you pay stamp duty of $1,050, a saving of $7,875. These savings cut out altogether if your first home costs $550,000 or more. On a property valued at $550,000, for example, the stamp duty would work out to be $10,600.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $20,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Melbourne. Or you can receive a FHOG of $20,000 if you buy/build a new home in regional Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Your experienced Mortgage Broker in Blacktown, Marsden Park and the surrounding districts

The right home loan for your needs

Help me calculate

How much can I borrow

Home loan repayment calculator

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2nd Applicant

Extra Information

Home Buyer Concession Scheme

Stamp duty concessions in NSW

How much is the First Home Owners Grant NSW?

How much is the First Home Owners Grant in the NT?

How much is the First Home Owners Grant QLD?

Stamp duty concessions

How much is the First Home Owners Grant SA?

Stamp duty concessions in TAS

How much is the First Home Owners Grant TAS?

Stamp duty concessions in VIC

How much is the First Home Owners Grant VIC?

Stamp duty concessions in WA

How much is the First Home Owners Grant WA?

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