John Vodanovic

Your Local Mortgage Broker - Servicing North Fremantle, Mosman Park, Cottesloe and Perth's Western Suburbs

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Call: 08 9335 8278

Looking for a home loan? Talk to John Vodanovic, your local Mortgage Choice broker from North Fremantle, WA. Let us research and compare from a wide choice of lenders!

Call Us Mortgage Choice North Fremantle
Office - 08 9335 8278
Fax - 08 9335 7452

Open Hours Mortgage Choice North Fremantle
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

1/10 Kwong Alley NORTH FREMANTLE, WA 6159

We're here to help take the stress out of your home loan.

Getting a home loan can be confusing and somewhat daunting. We understand this and that's why we take the time to listen and discuss your needs.

When you choose us, you are not only getting a home loan, you have our commitment to continually work with you to ensure that your loan meets your changing needs.

You may be:

Buying your first home
Building and construction loans
Upgrading to a bigger family home
Renovating your current home
Looking to create wealth with an investment property

Our office is in North Fremantle and we can come to you

As well as meeting at our North Fremantle office, we are fully mobile and our office is your home or wherever you choose, we can meet you at a time that is most suited to you.

Our service to you is free

Get in touch

Contact the Western Suburbs mortgage specialists on (08) 9335 8278 or on mobile 0407 111 121 and benefit from our experience.

Your local mortgage broker servicing: City Beach, Claremont, North Fremantle, Mosman Park, Cottesloe, Swanbourne, Wembley, Leederville, West Perth, Perth CBD and surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Thanks for your prompt, efficient and proactive service - we really appreciate your advice and assistance and will recommend you to our family and friends.
Mr & Mrs Job, East Fremantle, WA
- Upgrader

Great service. John took time to explain all my options and was very helpful from start to finish.
Ben Meenan, Bicton, WA
- First Home Buyer

John was fantastic! he was always available for questions and explained everything. John & Sandra kept me constantly updated. 10/10!
Tegan Ridgeway, Nollamara, WA
- First Home Buyer

Always available, very helpful and returned calls quickly. provided good customer service and good explanations.
B. Cole, Mosman Park, WA
- Upgrader

Good honest service and exceptional liaison & co-ordination with the Bank made the process easy. John also kept us informed every step of the way.
S. Phillips, Mount Lawley, WA
- Refinancer

Very efficient, professional and honest service. John took the pain out of what can be a stressful experience.
K & R Siggins, Mosman Park, WA
- Refinancer

Easy to work with, simplifies information. Fast, efficient and flexible.
J. Daniells, Marangaroo, WA
- First Home Buyer

We are more than happy and have already recommended John to our friends and family.
S. Tate, North Fremantle, WA
- Upgrader

I'm so glad that Kenn & I had you as our broker. The service was excellent ! Everything was dealt with promptly & efficiently.
25/03/2014
K Maquiling, Mosman Park, WA
- First Home Buyer

John and his team worked tirelessly to get us a great deal on our refinance despite very difficult circumstances. 30/07/2015
J & K Whincup, Beaconsfield, WA
- Refinancer

Excellent service. Friendly, fast and efficient. This is the second time we have used John's service's and would highly recommend him to friends and family. We would definitely use again in the future. Thank you. 02/12/2015
E & W Steele, Melville, WA
- Refinancer

Another successful loan arranged through Mortgage Choice! This is my third loan through John and I'll be sure to use him for my 4th and 5th if the opportunity arises. 28/06/2016
Jamie & Jodie Poole, Coogee, WA
- Upgrader

We were very happy with the fact that we were kept up to date at every stage through the process & Sandra also kept our Settlement Agent up to date on everything as well. Fantastic job. 6/07/2017
Ian & Anne Grossmith, Attadale , WA
- Upgrader

The service John & Sandra provided during the construction of our new home was great. They were always willing to look into our queries and assist with submission and follow up with the bank. Their professionalism is high level and they are a pleasure to work with. Thank you for making this process so stress free. 03/08/2017
J & T Daniells, Landsdale, WA
- Upgrader

Whole process happened in a smooth and efficient manner. Outstanding service on each occasion. I would not hesitate recommending to friends and colleagues. 03/08/2017
ZJ, East Fremantle, East Fremantle, WA
- Refinancer

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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