Welcome to Mortgage Choice at Blackwood
Mortgage Choice at Blackwood is home to an award-winning team of mortgage brokers, who have helped thousands across the Adelaide and Darwin metropolitan areas to find the most competitive home loans. Find out why thousands have chosen Mortgage Choice at Blackwood to achieve their goals.
Call us today on (08) 8178 0700 to help make your property dreams a reality.
What does a Mortgage Broker do?
At Mortgage Choice at Blackwood, we take the time to understand and evaluate your financial situation as well as your short and long-term goals.
We then calculate how much you can borrow so you are aware of the price range you can afford.
We research and compare hundreds of home loan products from more than 20 lenders to find the most competitive and suitable loan products for your requirements, then provide expert advice to help you choose the right home loan for you.
We will guide you through the often confusing and sometimes overwhelming home loan process. Our team will do the legwork and running around on your behalf, to make the process as easy and stress-free as possible. You will be kept up to date at every step of the process so you know exactly how your application is going.
How much does our service cost?
Best of all, our home loan service is at no cost to you, as we are paid by the lenders. As a Mortgage Choice broker we are unique as we are paid the same rate regardless of which home loan you choose from our wide choice of lenders. So you can be confident knowing that our recommendations are based on what's best for you.
What services do we offer?
At Mortgage Choice in Blackwood, we can assist with follow services:
How much can you borrow?
When looking to purchase a new home or investment property, you will likely want to know how much you can borrow first. We can calculate your borrowing capacity based on a few factors. We will mainly assess the amount you earn annually, minus any debts you may have, to calculate how much you can borrow. One of the great things about using a mortgage broker is that we can review all the lender's servicing calculations to determine your borrowing capacity, without the need for you to contact each bank.
When will you receive your loan funds?
The time period will ultimately depend on the situation and the type of loan you have applied for. But typically speaking, you will receive your loan funds within six weeks of starting your home loan process.