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Scott Bament

Your local award-winning mortgage broker and financial planners can help you make better choices with your finances.

Looking for home loan, car loan, business finance, investment and financial advice? Mortgage Choice in Morphett Vale are your local home loan experts and financial advisers for the southern suburbs and beyond. We're here to help you get a better deal.
  • Call Us Mortgage Choice Morphett Vale
  • Office - 08 8186 6999
  • Fax - 08 8186 6777
  • Open Hours Mortgage Choice Morphett Vale
  • 9.00am to 5.30pm Monday to Friday
  • Free Appointment

3a, 279-285 Main South Road MORPHETT VALE, SA 5162
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We've helped hundreds of local southern suburbs residents over the past 20 years get the right home loan and financial advice. Our friendly team are here to help make your financial dreams come true.

Why choose Mortgage Choice in Morphett Vale?

Our award winning team at Mortgage Choice in Morphett Vale are your local home loan experts/have been your local Mortgage Brokers for over 20 years. We are experts in helping our clients achieve their home, car, investment, and financial dreams.

Our team at Mortgage Choice in Morphett Vale have won numerous industry awards recognising their knowledge, commitment and success. Our goal is to provide our clients with the best financial advice and home loan advice that suit their individual needs.

Over the years, our business has evolved with our customers' needs to take a very holistic approach to finance. Our professional finance and investment advice, and extensive experience is all focused on helping you make informed decisions, and avoid the expensive poor ones.

Our team is skilled, confident and determined, and is always looking past the current transaction to structure solutions to suit your short and long term goals.

Our focus in on you, our client. We do all we can to help make applying for your home loan easy, right from the start, and we do what is best for you, not what is best for the bank. We listen to your situation and needs and then offer you various solutions that suit your requirements.

  • Right loan for you. At Mortgage Choice in Morphett Vale, the only thing that matters to us is the home loan that’s right for you. 
  • Wide choice. We can compare hundreds of highly competitive home loan options from a wide choice of lenders, including the big banks.
  • Less stress. We make it easier for you by preparing the paperwork, lodging the application and following up with the lender for you as your loan progresses to settlement.
  • No charge. There is no charge to you for our home loan service because the lender pays us after your loan settles.
  • Range of products. We can also help you with commercial loans, car loans, personal loans, asset finance, general insurance and credit cards.

We provide you with choice so you know you’re getting the best deal!

At Mortgage Choice in Morphett Vale, we build lifelong relationships with our valued customers in our local community. We service all the southern suburbs areas including the Fleurieu Peninsula and Kangaroo Island.

We are very proud that more than 80% of our finance and planning clients come to us via repeat or referral from our existing clients or business associates This strong referral business introduces us to people from around Australia and overseas.

"Thank you so much for going the extra mile to help us buy our dream home. We really appreciate the fantastic job you did... We will definitely recommend your services to others"

Stuart & Vanessa (Upgrader) Seaford Rise, SA

Our team of award-winning brokers have access to hundreds of home loan options from over 20 leading banks and lenders and our services come at no cost to you!

We offer professional advice for a wide range of requirements, such as: 

  • First home buyer finance;
  • New home finance;
  • Property investment loans;
  • Home loan refinancing;
  • Fixed, variable and interest only home loan packages;
  • Debt consolidation;
  • Commercial finance;
  • Personal and car loans;
  • Personal insurance;
  • Wealth services;
  • Estate planning.

We're here to help!

So whether you're a first home buyer, upgrading to your next home, getting into property investment, or wanting to refinance your existing loan, the team of local Morphett Vale.

Contact us at 8186 6999 or visit us at our office at 279-285 Main South Road, Morphett Vale.

How much can I borrow for a home loan?

What do I have to do when applying for a home loan?

What's the difference between fixed rate and variable home loans?

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Jamie Cowley

29 Mar 2022

I would highly recommend Mortgage Choice Morphett Vale.

David Maitland

17 Jan 2022

The team at MC was fantastic to deal with throughout the entire process, they listened to our requirements and responded to our tight settlement timeline accordingly. will certa...

Q Yi

10 Dec 2021

I am so glad I changed my broker to the team at morphett vale. I cannot recommend them highly enough. Charlotte was an absolute pleasure to work with!! She was efficient, patien...

Ricky Edwards

17 Nov 2021

A very big thank you to Charlotte, Bec and Tanya from mortgage choice. We decided to refinance and withdraw some equity to allow us to do some more renovations. The team are ext...

Emma Hobbs

19 Oct 2021

I had an incredibly good experience with Charlotte and Bec at Mortgage Choice Morphett Vale. I'm an arts grad so Charlotte was patient when explaining all the jargon and options...

Louise Doyle

29 Sep 2021

Scott and his team are the best in the business! If you need finance, you can be assured you will get the best product so suit your needs. Highly recommended ??

Debra Millard

28 Aug 2021

Do yourself a favour and make your dreams come true with Mortgage Choice Morphett Vale as they did ours. They really do bend over backwards for you and make the whole process v...

Matthew Seto

27 Aug 2021

Scott, Pam and Tanya are true professionals in every sense. Understanding of needs, working to my schedule, expert advice and just good genuine people. I’ve known Scott for a co...

Jess and Andy Kravin

07 Aug 2021

Charlotte and the team, were so amazingly efficient in finding the loan that best fit our family and finances and timing. Charlotte was awesome at explaining the options, our s...

Andrew Hayles

04 Aug 2021

Charlotte and Cathy were absolutely magnificent in helping me get across the line with my home loan. I would highly recommend them in your home loan needs. They went above and b...

Thomas Lin

01 Aug 2021

Scoot and the gang provided most professional and quality service for individuals regardless how large or how small your loan requirement will be. Top level advice and leave not...

Shannon Nichols

19 Jul 2021

Charlotte was amazing when purchasing our new home. She was responsive, reliable and always kept us up to date and informed during the process. Highly recommend.

Cameron Dods

08 Jul 2021

Charlotte, Cathy & Pam were amazing to deal with. Very grateful to the team for working so hard for us and getting our mortgage refinanced with a great rate! Super quick to resp...

Amy Frost

01 Jul 2021

Scott and his team are nothing short of excellent. They are all absolutely professional, thorough, considered, thoughtful and friendly. We felt that they all went above and beyo...

Darryl Baker

16 Jun 2021

Scott, Pam and the Mortgage Choice Morphett Vale team did a fantastic job with our recent home loan application. They confidently navigated us through a couple of hiccups with o...

all about status

17 May 2021

Scott and the team at Mortgage Choice turned what we thought was an impossible dream into a reality. From the very start, Scott was professional and attentive. I always had full...

Kathy Errey

03 Mar 2021

Charlotte and her supporting team at Mortgage Choice were amazing. I gave them very short notice and I couldn't have asked for a better experience. I wholeheartedly recommend them.


24 Feb 2021

I highly recommend the team at Morphett Vale, Mortgage choice!! Scott, Tanya and Pam, have all been super amazing to work with. This is my first time purchasing a home, and I ha...

Aimee Travers

12 Feb 2021

Great service - highly recommended

herbie smith

27 Jan 2021

Just bloody good. No issues, tailored my loans and created substantial savings. Highly recommend Scott, Pam and the rest of the team. Thanks guys

Sebastian Cooper

15 Jan 2021

Our broker Charlotte, held our hand through every step of the way of buying our first home. It turned what can be a really stressful thing into a really streamlined and easy pro...

Nicole Marshall

25 Aug 2020

Having used Mortgage Choice on 2 separate occasions I found the staff friendly, courteous, and very professional. They listened to my needs and sourced loans that fit perfectly...

Tommy Scott

14 Aug 2020

We worked with Kristy to assist us with our home loan and could not speak more highly of her service. She was very positive and worked efficiently to give us the best outcome po...

Thomas King

03 Aug 2020

Thank you so much to Charlotte and Cathy in helping me organise refinancing my house. Their patience and understanding in getting it sorted considering my situation was deeply a...

Adam Reeve

17 Jul 2020

Nothing but helpful and hard working in helping us achieve buying our first home!! I would recommend them to anyone that isnt confident with the process. I felt like anytime i c...

David Cathro

05 Jun 2020

My wife and I have had help from the morphett team for 2 house purchases and a 3rd time to re finance. Every time it has been hassle free, I'm clueless when it comes to this kin...

Steve Roberts

13 May 2020

Scott Bament was excellent to work with in finding a competitive home/investment loan tailored to my situation. He's very responsive and willing to walk through questions and q...

Regan Leuders

29 Apr 2020

Thanks Scott and Hayley. Your help and understanding of our re-finance structures was great! Your communication and support has also been amazing through this process. Who would...

Josh Netschitowsky

29 Apr 2020

Service from Scott Bament and his team has been outstanding. Always following up, dealing with process changes in a friendly manner and providing high attention to detail. Highl...

bernadette taylor

04 Feb 2020

Can never fault any of the staff, from reception through to higher up, Always go above and beyond would never go anywhere else ??

Luke Pocklington

07 Jan 2020

Scott Bament displayed extensive knowledge of the finance industry and went above and beyond with his level of customer service. This experience, along with the well rounded an...


26 Nov 2019

The best decision we ever made! So professional, friendly and helpful. They didn’t just tell us what to do, they taught us along the way with exceptional customer service. Highl...

See all Google reviews

Always professional and understanding, excellent knowledge of market trends and all financial services available, very timely responses to requests

Peter, Maslin Beach, SA
- Upgrader

Where do we start? Thankyou for everything, you make our lives easier every day. You are a pleasure to work with and a genuine, caring and thoughtful person.

Erin, Christies Beach, SA
- Property Investor

We love your service! Always have, always will. Repeat customers and will see you more. Nothing too hard and always a pleasure.

Erich, Mount Compass, SA
- Upgrader

Jamie was great, prompt, went out of his way - good business.

Brendan, Henley Beach, SA
- Property Investor

Thank you so much for going the extra mile to help us buy our dream home. We really appreciate the fantastic job you did... We will definitely recommend your services to others

Stuart & Vanessa, Seaford Rise, SA
- Upgrader

Excellent customer service - fantastic communication, prompt to respond to queries.

Matt, Craigburn Farm, SA
- Refinancer

We just wanted to say a huge thank you for the time and expertise you allocate to every transaction to ensure we gain finance approval. I know our transactions can be complex, but you always manage to work through it in a professional and polite manner.

Nick, Christies Beach, SA
- Property Investor

I never thought it was possible to get the house I wanted and you made that possible and my husband and I are very very happy in our new home. Thank You

Susan, Victoria Point, QLD
- Property Investor

I found buying a house overwhelming at times, I put my faith in Mortgage Choice to do the best for me and I was not disappointed. Great people, great service

Anna, Brighton, SA
- Upgrader

Your professional advice and fast response & action makes the first home buyer's job much easier and quicker.
As said earlier, if any of our friends or even myself are going to do something with their properties in terms of finance, you will be on the top of our list for sure.

Hann & Nancy, Glengowrie, SA
- First Home Buyer

Scott was our broker and he was great. He answered our many questions with patience and clarity and was straight up with everything so we never felt as though we made the wrong choice with using a broker.

Caroline, Hawthorndene, SA
- First Home Buyer

We were completely satisfied. It saved us time and energy. All the hard work was done for us - efficiently and effectively

Christine, Normanville, SA
- Property Investor

Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.

Download now


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