Get your finances on the right track this New Year

January 06, 2016
Rebecca Crommelin

Wanting to improve your finances this year?


Welcome 2016! For many, the beginning of a new year is a great time to start putting all the things you have been 'meaning to do' to the top of your to-do list. 

Whether you want to review your current mortgage, buy a new home or upgrade your car, or perhaps pay off your credit card debt - now is the time to make plans and start taking action. 

That's where I come in - I can help you tackle the financial chores you have been putting off. I'll show you how easy it is to review your home loan, pay off your credit card debt and boost your credit score.  

Get on great financial track this new year with these tips:



1. Review your mortgage

A free home loan review could help you to find a better deal and save you money. Your home loan should keep up with your life. The new year can often introduce new changes to our lives - from a new job to a growing family. No matter how your life changes, it's important that your home loan still suits your needs. 


2. Boost your credit score

Improving your credit score can help you secure a better interest rate on your mortgage or even a new car loan. There are some things you can do to boost your credit score, such as start by paying off any debts you have and always make on-time payments. It's important to note that a high debt-to-credit line ratio and late payments can hurt your credit score. 


3. Pay off any credit card debt

With notably high interest rates, credit card debt isn't just costly - but for many it can also be very hard to pay off. One of my simple tips to pay off your credit card debt is to review your budget and pay more than the monthly minimum repayments. Don't let the stress of credit card debt weigh you down - call me today on (08) 8178 0700 for more money-saving tips to help you say goodbye to your credit card debt. 



4. Set your goals early and share them with others

The new year is a great time to start setting or perhaps just re-adjusting your goals. It often helps to share these goals with your family or friends to help cement these goals in your mind and also hold you more accountable to achieving them. 


So don't wait! Give me a call today at Mortgage Choice in Blackwood on (08) 8178 0700 to start improving your finances. Make 2016 your year!


Charlotte Gray, Loans Consultant

Learn more about how I can help you achieve your goals

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