Guides & Online resources
Useful Guides to help you start.
First home buyer's guide
Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.
Understanding guarantors guide
Buying a property is one of the biggest financial commitments you’ll make. A guarantor might be the helping hand you need to get into property sooner. We explain in this guide what a guarantor is, who they are, and how you can benefit.
Refinancing guide
Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.
The First home Owner Grant and other state by state incentives
Savings and a new home? Yes please! Here is a state by state breakdown of Government grants and incentives, which could help you save on the purchase of your first home.
Buying a property is one of the biggest financial commitments you’ll make. It’s important to remember, expert advice matters, Mortgage Choice at Oatley here to help provide you with the information you need to guide you along your journey and make better decisions.
How it works and criteria:
The First Home Owners Grant is a financial helping hand from your state or territory government to help you buy your first home.
The First Home Owner Grant is a lump sum of cash available to first home owners to help with the cost of buying a first home or vacant land to build a home on. The Grant doesn’t have to be repaid, and it’s not taxable, but there are strings attached.
Property investor guide
Our free, downloadable guide explains the costs and steps associated with the purchase of an investment property, positive/negative gearing as well as pros and cons of houses vs. units.
Guide to upgrading your home
You've built up enough equity to play with and you're wondering which direction you should take. This guide explores the pros and cons of upgrading.
Step-by-step guide to home ownership
There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.
Building your home guide
Building a brand new home or completing major renovations on an existing property are some of the most exciting projects we can undertake as home owners.