Mortgage Broker Caves Beach, Swansea and Catherine Hill Bay
Caves Beach
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- Office - 0473 328 212
- Open Hours
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Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Start your home loan journey today
Mortgage broker Caves Beach, Swansea, and Catherine Hill Bay
Inspired by the valuable help that he received from a mortgage broker during a property purchase, Shae Cameron’s mission is to create a seamless and supportive experience for all his clients as they strive to reach their property goals. Driven by a love of property, Shae is dedicated to home loan education, and will guide you to make informed decisions about your own finances during this crucial time. Whether you are looking for a better rate, buying your first home, or adding an investment property to your portfolio, Shae is an expert at finding the right lending solution for you.
Shae comes from a background in the Defence Industry, working on jets such as the F/A-18, Wedgetail, Hawk and the F-35 as an Avionics Technician and Team Leader in the Royal Australian Airforce. Now, he loves to enjoy all that the Caves Beach region has to offer, such as the fantastic watersports available and the welcoming community.
Is refinancing really worth it?
Refinancing might seem difficult or time consuming, but the reality couldn’t be further from that preconception. Switching loans can save you a huge amount of money in the long run, and with Shae as your mortgage broker the process couldn’t be simpler. He will make sure that any costs incurred will be quickly recouped, and handle all the tricky paperwork and communicate with your lender. The longer you stick with a suboptimal loan, the more you are costing yourself, when a simple meeting with Shae could improve your finances. So is refinancing really worth it? We certainly think so!
Book your appointment with Shae today
We can help you with
- Mortgage broker Caves Beach
- Mortgage broker Swansea
- Mortgage broker Catherine Hill Bay
- Investment loans
- Refinancing
Redraw vs offset accounts
When you select a home loan, you may get access to features such as redraw or an offset account. With redraw, you can withdraw any additional funds paid to your mortgage if you need to, though your loan obligations may change accordingly. In contrast, an offset account works like a normal bank account, with the balance working to ‘offset’ your loan amount and reduce the amount of interest you pay. Both features can help you pay off your loan faster, and Shae can help you decide if one or both of these are appropriate for your circumstances.
How much is stamp duty?
Your stamp duty amount will vary depending on factors such as the property price, your location, and the intended usage of the property. With so many variables, it can be difficult to estimate your stamp duty budget. That’s where our free calculator tool comes in handy - try it out to get a better idea of how much you will owe.
Applying for a home loan
When you applying for a home loan, you will need to provide documents such as your identification, proof of income and expenses, and any other information required by your lender. Fortunately, Shae is here to help you deal with the paperwork jumble. He will organise and submit all your required documents so that you can sit back and relax. Before your first meeting with Shae, download our free appointment checklist to make sure you’ve got everything ready to go.
To speak to a mortgage broker you can trust, call Shae Cameron on 0473 328 212
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~