The Mortgage Choice in Camberwell & Canterbury Blog

In the good old days (ie before Covid), brokers were required to meet face-to-face with their customers. This made inter…

If your circumstances change so that you might experience a short-term reduction in income, it may be possible to move y…

According to the ABS, Melbourne's population overtook Sydney in 2018. This is due to the new inclusion of Melton into Me…

The Vic state govt has a long-running scheme to make it easier for first-home buyers to enter the property market. For p…

Pre-Covid, brokers and their clients had to meet face-to-face. This was often inconvenient due to travel times and dista…

When lenders calculate your borrowing capacity, they test your ability to afford a loan not at today's interest rate but…

Did you know that having credit cards reduces your borrowing power, even if you pay the full balance each month? Having…

Lenders want to ensure that not only can borrowers afford their repayments now but also in the future, if interest rates…

Is now a good time to be a property investor? Property values are declining - so that's not good if you are a property i…

This week, the RBA increased its cash rate by 0.25%. This was lower than the expected 0.50% increase and lower than the…

Lenders want your business and one way many lenders attract refinance customers is by offering a cashback incentive. Mos…

When you buy a property with a mortgage, the lender uses that property as collateral for the loan. They want to know tha…

Here's synopsis of a complex recent customer scenario: father, mother, son and daughter-in-law wanted to build 2 townhou…