Buying a Commercial Property
Buying a Commercial Property The sharp rise in residential property prices in major cities has led to very low yields,…
The Mortgage Choice in Camberwell & Canterbury Blog
Mortgages, investments and property-related information
Below are a series of blogs related to mortgages and the property market. If you have any questions on matters covered here (or not covered here), please contact us.
Commercial Finance
Commercial finance falls into a number of categories:- - Buying a commercial property, such as an office, fact…
What is a Pre-Approval
What is a Home Loan Pre-Approval? If you are thinking of buying a property – be it a new home or an investment property…
Debt Consolidation
Using the equity in your home can be an attractive way to consolidate debt and reduce repayments. Many lenders will cons…
Proposed Victorian State Government Changes Affecting First Home Buyer…
The Victorian government has recently announced four significant changes in the way properties are taxed, that will have…
Canterbury home loan expert streamlines the loan process
The home loan process can be daunting for many people, and using a Canterbury mortgage broker like myself doesn’t just s…
A Real Story of Refinancing
I recently assisted some new clients who had a well-established home loan with one of the Big 4 banks. Their outstanding…
What is a Limited Security Guarantee?
Getting to the first rung of the property ladder is a real challenge for many young adults. With many first homes in Mel…
What is a Home Loan Health Check?
Here at Mortgage Choice in Camberwell we are pleased to offer our clients – both existing and new – a free home loan hea…
What is an Offset Account?
An offset account is a transactional bank account that is linked to a home loan account. Money that is held in an offset…
What is a Construction Loan?
A standard construction contract requires payments at various stages of the building project. These are normally :- Dep…
Should I Refinance?
Refinancing can seem like a big decision. Many people feel an irrational loyalty to their bank, especially if they have…
What is the First Home Owner Grant?
The Victorian state government offers a grant of $10,000 to buyers of a new home valued at up to $750,000. To qualify,…
What does ”Comparison Rate” mean?
Whenever you see an advert for a mortgage or other loan, you will see the interest rate and also the comparison rate. Fo…
