November 07, 2016
The home loan process can be daunting for many people, and using a Canterbury mortgage broker like myself doesn’t just streamline the process, it can also make it a lot less stressful to secure the Canterbury property you’re hoping to buy.
It’s easy to become confused by the whole ‘mortgage maze’. There is no shortage of Canterbury home loans to choose from however it can be very time consuming to select the right Canterbury loan. Indeed with hundreds of loans available, it’s easy to overlook some of the best home loans in Canterbury.
These days most of us are time poor, but that shouldn’t stop you securing the home loan that ticks all the boxes in terms of the rate, features and flexibility best suited to your needs.
That’s why a sensible solution is to speak with Mortgage Choice in Camberwell at an early stage.
I know the mortgage market
As your local mortgage broker in Canterbury, I understand the area’s property market, and more to the point, I work closely with the wide range of lenders on my panel. That means I can tell you exactly what each lender looks for in a loan application, and give you a firm idea of your personal borrowing capacity.
I also make a point of getting to know your goals and a bit about your lifestyle. This is a key step that allows me to narrow down the best Canterbury home loan for your circumstances. This is critical because a loan is a major financial commitment, and you need to be able to live comfortably with your new loan. Of course, you always make the final decision about your preferred loan.
I’ll complete the paperwork for you
From here, I can complete the loan application on your behalf, and be the point of contact for your lender if any queries arise. Not only does this take a lot of the stress out of the loan process, it also gives you more time to find the right home or investment property in Canterbury.
Pre-approval – worth considering
One step worth considering is organising home loan pre-approval. It means your lender is familiar with your financial details and has conditionally agreed to the loan pending your final choice of property.
With your Canterbury home loan pre-approved, you are well-placed to act quickly when you see a property you’re interested in. It can also be a powerful negotiating tool as vendors have the reassurance of knowing you’re a serious, well-prepared buyer.
Not all lenders offer loan pre-approval but with the benefit of my industry insights, I can tell you which home loans in Canterbury offer pre-approval.
My home loan service comes at no cost to you
Best of all, my home loan service is free for you. I’m paid by lenders though a point of difference from other mortgage brokers in Canterbury is that I am paid the same irrespective of which loan you choose from my extensive panel of lenders. It’s my guarantee that I make your needs my top priority.
To get a step closer to achieving your Canterbury property goals, call me today on 0439 841 539 or 03 9021 6904.
Or email me at firstname.lastname@example.org.