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Want more from your money?

Get more from your money by investing to grow wealth.

We explain what’s involved and how great advice can be your best investment.

Get started with investing

Many Australians hold investments but have you ever stopped to wonder if your portfolio is really working in your favour? Professional advice takes the guesswork out of investing.

This quick video gives you some insights into getting started with investing.

Ready to invest?

If you’ve got some spare cash, chances are you’re depositing it in a savings account. That’s a smart move but there is a whole world of investments available that can grow your wealth, help you achieve your goals and provide additional money to live on.

Your financial adviser can recommend a suitable portfolio of investments tailored to your needs, and to do this we focus on some key issues.

How do you feel about risk?

Before you begin looking at different investments, it is critical to understand your views on risk. That’s because one of the basic rules of investing is that higher returns come with higher risk.

This risk/reward relationship makes it important to choose your investments with care, and it’s an area where we can offer expert advice. Ideally your portfolio should combine both low and higher risk investments but the exact blend is a very personal choice that should reflect your long term goals.

What are you aiming to achieve?

A second key step is to understand the goals you are working towards. Some investments, like shares and property, deliver their best gains over the longer term, often 7-plus years. So you need to be prepared to hold on to these types of investments for an extended period.

Having a clear idea of what you want to achieve through investing can shape the mix of assets that is right for your portfolio.

Of course, your goals may change as you move through different life stages. So your portfolio shouldn’t be a “set and forget” matter. We take the time to review your portfolio at least annually to be sure it continues to reflect your needs and aspirations throughout your life.

Taking tax into account

The impact of tax varies between investments. Some, like cash-based assets including savings accounts and term deposits, pay interest returns that are fully taxable. Others, like shares and an investment property, can be very tax-friendly.

Understanding the impact of tax on your portfolio is essential. The assets you choose and even whose name your investments are held in, can play a role in how much tax you pay on your ongoing returns, as well as any profits made when you sell an investment (known as capital gains).

Your Mortgage Choice financial adviser takes the time to understand your lifestyle and financial position to develop a tailored financial plan that can help you build wealth through investing.

It doesn’t need to take a lot of money to get started but by steadily growing your portfolio you’ll be on track to build financial security and start achieving your personal goals.

What do I need to know?

Investing in property

Property is a favoured investment type for many Australians. But before you get started, here are some things to consider.

What is a financial plan?

Before getting started with investing, it is worth talking to an adviser about your financial plan and how this might fit in.

Find out more

Talk to your local financial adviser today

How can an expert help me?

Understand your goals

Meet with you to understand your financial objectives and work out how you can make your money work harder for you.

Work out your risk profile

Work with you to understand how you feel about risk and the impact that this will have on where you choose to invest your money.

Find an Expert

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