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Your home equity is a valuable resource

Equity is the difference between the balance of your home loan and the market value of your home.
Accessing some of that equity could help you tick off items on your personal bucket list. Here's how it works.



Equity explained by our home loan expert

Refinancing is often a tactic used to free up the equity you have in your current home in order to fund purchases or lifestyle goals.
Our home loan expert explains the term 'home equity' and how it can be accessed, and outlines ways in which it may be used.

How can a broker help me?


Explain what equity is

Your broker can explain what it is, how it is used, and help you work out how much equity you have in your home.

Help you through the process

Your local Mortgage Choice broker can help with all the steps involved in accessing your equity to invest or free up cash.

Work out the costs involved

We'll help weigh up the different expenses that can be involved in refinancing to make sure it’s the right choice for you.


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What I need to know


Unlock equity to invest

If you own a home, you might not need a deposit to buy an investment property - you may be able to harness your equity.

Refinancing tips & tools

Do your sums with our handy calculators, or download our PDF guides and checklists for further reading.

Using home equity to buy a car

When buying a new car, it can be tempting to dip into your home equity for funding. But is a car loan a better option?


Learn more

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.


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