Caring for your financial security and freedom for the rest of your life

Call: 07 3808 1070

Whether you're buying your first home or have property experience - save time and let the Mortgage Choice Springwood Team do the work at no cost to you.

Call Us Mortgage Choice Springwood
Office - 07 3808 1070

Open Hours Mortgage Choice Springwood
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

3/43 Vanessa Boulevard SPRINGWOOD, QLD 4127

Lender

Interest Rate*

Comparison Rate

Lender

Interest Rate*

Comparison Rate

Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Our award-winning team at Mortgage Choice Springwood have been servicing the Logan area for 20+ years and are experts at helping home buyers achieve their dreams.

Antony Muir and his team of mortgage brokers in Springwood pride themselves on taking their customers through the home loan process step-by-step so that there are no surprises along the way while ensuring that you won't need to worry about doing any of the legwork or running around.

At Mortgage Choice in Springwood, educating our clients is at the forefront of what we do. We make sure that our clients are informed in a simple and straightforward manner so that they can make informed choices. We are focused on your home loan needs first and recognise that no two customers' circumstances are the same.

Start your home loan journey today

We have access to a wide panel of lenders

Our mortgage brokers in Springwood, Rochedale, Daisy Hill and the surrounding areas have access to over 25 lenders including the major banks, smaller lenders and niche lenders, so we are confident that we can help you no matter what your situation is.

We have helped hundreds of customers purchase their first home and then continued to help those same customers upgrade to new homes, refinance and invest. Our philosophy is once you're a customer, we will be by your side for life.

Our team at Mortgage Choice Springwood offers each and every client the promise of an ongoing relationship based on mutual trust, respect, and open and honest communication. If you would like to speak to a mortgage broker about your personal situation, make sure you reach out to our team this week.

Call us today on 07 3808 1070 to have a chat or to arrange your obligation-free appointment with our Springwood home finance experts.

How can we help you?

Whether you're just starting out on your property journey or you're a seasoned investor, our team of Mortgage Brokers in Springwood can help make your financial dreams a reality. The best part is that our service comes at no cost to you!

Our Mortgage Brokers on the Gold Coast specialise in a range of services including:

Mortgage Choice Springwood have you covered!

Our team of mortgage brokers in Springwood, Rochedale, Daisy Hill and the surrounding areas can assist you with your home loan no matter if you're looking to purchase a property in this area or if you're ready to invest in the Queensland property market.

We have two office locations for your convenience, so we're happy to help you at a time and place most suitable for you.

Mortgage Choice Springwood office hours:
Monday - Friday: 9:00am - 5:00pm
3/43 Vanessa Boulevard, Springwood
^{After hours by appointment}

Mortgage Choice Bundall office hours:
Monday - Friday: 9:00am - 5:00pm
Suite 24a The Pegasus Centre, 42 Bundall Road, Bundall
^{After hours by appointment}

Get in touch with our mortgage brokers in Springwood to discuss your home loan needs - 07 3808 1070.

Client reviews

The Team at Mortgage Choice have been excellent with helping us purchase our second home. From the pre approval process to liaising with our bank to ensure all documents were received and processed in time for settlement. A big shout out to Liz in particular who went above and beyond and who was always available to answer a question, follow up on queries and provide reassurance and support throughout... read more

Hannah
22 March 2024

Jo and her team were so good to deal with.
We were kept up to date with everything during our refinance and it all went smoothly.
I am happy to recommend them to anyone.

brenda
14 March 2024

Fantastic experience, secured me a great deal

tony
04 March 2024

The team at Mortgage Choice Springwood are wonderful to work with and made the entire process very easy.

Typh
26 February 2024

I would 100 recommend the team at Mortgage Choice. Liz helped us refinance our home loan and she was unbelievably helpful, so friendly and dealt with all of our silly questions with no complaints and never made us feel silly at all haha
Thank you so, so much Liz. You were such a joy to deal with

Kaitlan
01 February 2024

I have been dealing with the Mortgage Choice Springwood team for nearly 10 years now and they continue to exceed my expectations. From their professionalism, responsiveness and attention to detail they make the entire process seamless from start to finish. I feel very comfortable dealing with them and would not hesitate to recommend their services to anyone. Thanks again Jo, Liz and team

Colin
01 February 2024

Mixed feeling about this place. Some people do good work others are useless. Expect to have to follow them up constantly then you wont be disappointed.

Ney
08 December 2023

Mortgage Choice helped us with our refinancing, they were very professional, helpful, informative friendly throughout the whole process, always quick to respond to any calls or emails followed up on anything that needed to be sorted out. Big thanks to Michelle who was our main point of contact. Wouldn't hesitate to recommend.

Toni
19 May 2023

Such a great experience. Professional and friendly. Would definitely recommend them to anyone seeking a mortgage.
Great service.

Debbie
21 April 2023

Our recent dealings with Mortgage choice, Dean and the team was great. The team communicated very well with each step of our process, so we always knew where we were. I would highly recommend mortgage choice to anyone and will continue to use the company again in the future.

Tai
08 March 2023

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

Download now

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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