Giving your finances a clean sweep this holiday season can set you up nicely for 2015.
Making your home or investment property the focal point of your New Year resolutions could see you enjoy greater wealth and prosperity in 2015. Start by making a commitment to keeping your property in great shape. Follow a regular maintenance plan to ensure minor repairs don’t grow into major expenses. Keeping your home in tip top condition will also add to your home’s value – and that can be a big plus if you’re thinking of upgrading over the year ahead.
Make the most of home equity
Home equity is the difference between your home’s value and the balance of your loan, and it can be a wonderful resource. It can provide low cost funding for the purchase of an investment property or to complete much needed renovations.
We can show you different ways to access home equity, letting you achieve personal goals while staying comfortably within your budget.
If you’ve got a few renovation projects planned for this summer, be sure to upgrade your home and contents insurance once the improvements are completed.
It’s critical to have cover in place that reflects the current value of your home and contents, and if Santa leaves a few electronic goodies or sparkly gems under the tree this Christmas, your contents cover should reflect their value also.
Tempted into a holiday home?
It’s that time of year when many of us will take a well-earned break, and that can mean falling in love with your chosen destination. The good news is that a holiday home can be more than a lifestyle asset. With some planning, a vacation property can also be a successful investment.
If the idea of owning a holiday home or making a sea, or tree, change appeals to you, talk to us for a clear idea of your loan options.