Your Local Home Loan Experts

See how Mortgage Choice Ballarat finance experts, can help you with your mortgage & finance needs. Contact Mortgage Choice today. 03 5331 3632

  • Mobile 0437 443 632
  • Office 03 5331 3632
  • Fax 03 5331 4232
  • Open Hours
  • Free Appointment
Level 1 31 Armstrong South Street BALLARAT, VIC 3350

Don't forget to tune into 3BA every Saturday at 8.30 am to listen to Frank Clark and Mortgage Choice to talk about everything Mortgages. Ray White Ballarat will also be live in the studio talking about what's new in the property market. 


Mortgage Choice Ballarat services a wide region. We see clients in Warrnambool, Colac, Portland, Ballan, Bacchus Marsh, Horsham and surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























"Dear Steve

We are greatly appreciative of all your efforts in helping us with gaining financial independence

Thank you"

Collin & Tina - Refinancer
Ballarat, VIC

"Our experience with Ronnie was fantastic, he instantly made us feel comfortable and a valued customer. Ronnie's personalised and honest approach to our needs has left us more than happy to highly recommend him to all our family and friends. Thanks mate, Ben & Shy."

Ben & Shyaan - Refinancer
Ballan, VIC

"Dear Stephen

We would just like to say a big 'THANK YOU' for all you did helping us buy our first home!"

Paul, Sammi and Tamyka - First Home Buyer
Ballarat, VIC

"Dear Stephen

A big thank you for all your work, advice and friendly service to us on the purchase of our first home.We appreciate it very much."

Arindel & Nathan - First Home Buyer
Ballarat, VIC

"Ryan and I would just like to say a very big thank-you for all your help with our house."

Ryan and Hayley - First Home Buyer
Wendouree, VIC

"Dear Stephen, wanted to say thank you so very much for everything you did to help us with our refinance. All your advice and answers was much appreciated. "

Kim and Wayne - Refinancer

"A difficult job made so easy by Stephen...Truly wonderful dealing with Mortgage choice"

Neil and Majorie - Refinancer
Delacombe Vic, VIC

"Thanks for all your help, Stephen! And thank you for your assistance Jessica.
We look forward to working with you both in the future, and would be more than happy to recommend Mortgage Choice Ballarat to colleagues and friends."

Henry and Jessica - Upgrader
St Kilda, VIC

"Dealing with Stephen and Jessica from Mortgage Choice Ballarat, has been an absolute pleasure. We were a bit daunted as we were to refinance two properties to become investments properties and purchase our dream home. Stephen guided us through out the process and answered all of our questions and potential fears. He has made himself available at times that suited us, which made juggling all our commitments much easier. We walked away feeling we got the best loan possible, and a very non-stressful process. We would recommend Mortgage Choice Ballarat to anyone in the area looking for a home loan."

Vanessa and Bruce - Refinancer

"The team worked hard assisting us with getting finance and first home owners grant. Thank You Very Much"

Lenita & Brett - First Home Buyer

"After another broker stuffed up badly and left my wife and I in the lurch just a couple of weeks from settlement on our family home, I contacted Stephen. He was professionalism personified. From first meeting to provisional approval took just 28 hours -- a refreshing change after being mucked around for weeks! The rest of the process was very smooth, with regular updates and suggestions provided. Stephen and Jessica offer a no-nonsense, straight-down-the-line service. No False promises, no empty smiles -- just keen-eyed analysis and accurate, timely work. "

Andrew and Sahm - Upgrader
Clunes, VIC

"Stephen was helpful and friendly from the very first phone call through to the end of settlement. We would highly recommend the team at Mortgage Choice Ballarat to anyone looking for the services of a great broker who puts his clients needs first."

David & Sarah - First Home Buyer

"We used Mortgage Choice Ballarat to get a home loan for our first home and can only highly recommend their service. The service provided was outstanding, Stephen always got back to us as soon as possible, even during the Christmas and New Year holidays. He happily answered all of our questions and went out of his way to help us."

Alexander & Tanya - First Home Buyer
Sebastopol, VIC

"Our local Mortgage Choice broker Stephen made the process of selecting and applying for our home loan relaxed and straight forward which we really appreciated. He knew what information would be needed and the best way to streamline the application process thereby making the process less stressful. I would highly recommend Mortgage Choice to anyone who needs help navigating their finance options."

Rhys & Jacinta - Upgrader
Ballarat, VIC

"Stephen & Jess always kept us updated via emails & phone calls,they answered all our questions and got the job done quickly and efficiently. I would strongly recommend anyone needing finance advice to have a chat with Stephen & Jess"

Will & Karly - Property Investor
Ballarat, VIC

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