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Stephen Britton

Your Local Home Loan Experts

See how Mortgage Choice Ballarat finance experts, can help you with your mortgage & finance needs. Contact Mortgage Choice today 03 5379 9261
  • Call Us Mortgage Choice Ballarat Central
  • Mobile - 0437 443 632
  • Office - 03 5379 9261
  • Open Hours Mortgage Choice Ballarat Central
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

125 Albert Street BALLARAT CENTRAL, VIC 3350
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Don't forget to tune into 3BA every Saturday at 8.30 am to listen to Frank Clark and Mortgage Choice to talk about everything Mortgages. Ray White Ballarat will also be live in the studio talking about what's new in the property market. 

Mortgage Choice Ballarat services a wide region. We see clients in Warrnambool, Colac, Portland, Ballan, Bacchus Marsh, Horsham and surrounds.



The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Elise Mackie

28 Mar 2022

I was referred to Stephen by my sister (who also had excellent experience with Stephen and his team) and Im so grateful for his professionalism, support and kindness throughout...

Gemma Hardy

15 Mar 2022

Steve and the team at mortgage choice were very friendly, efficient and helpful. Would highly recommend to anyone who needs a broker. Thank you mortgage choice!

Sebastien Wattelet

17 Feb 2022

they were great from start to finish, thanks for the help.

James Best

01 Feb 2022

Stephen, Jessica and all the team in Ballarat were fantastic at every step of the process and I was a able to get the loan I needed. I wish I had gone to them first and saved al...

Alison Robertson

13 Dec 2021

Mortgage Choice Ballarat - I cannot thank you enough with the professional way you dealt with my situation, also for the great mortgage deal and advice you gave me. I would high...

Caitlin Ward

30 Oct 2021

Cannot recommend these guys more highly. Between hold ups from builders and council and the looming deadline of my maternity leave coming up they were able to arrange the financ...

Gen Ford

07 Sep 2021

Stephen and his colleagues are great to deal with - responsive and friendly. Highly recommended.

Steve Abbott

08 Jul 2021

I wouldn't recommend going through these guys for loans on the smaller scale as the attention to detail and care was really poor and unorganised.

Leonie Croft

03 May 2021

Ronnie was great with our re-finance. He kept us up to date throughout the process and answered any questions in a timely manner. We would happily recommend him to family & frie...

Nine Lives

29 Apr 2021

Stephen Jess and Ronny work as a friendly relaxed team doing their best to solve any issue customers present them with in a professional manner excellent service I will be a rep...

Ben Fenwick

26 Apr 2021

Once Again it has been a pleasure to deal with Ronnie with our mortgage refinancing. He makes the process so simple and provides honest advice that leaves us feeling confident.....


09 Apr 2021

Ronnie was a great help with buying our first home. Very responsive and informative when we did not have a single clue. Would definitely recommend him/mortgage choice. He made t...

Tom Azarnikow

25 Mar 2021

Ronnie was super helpful from the word go and looked after me with regular catchups over the course of two years. Between helping with savings figures and working through approv...

Tim Spicer

06 Jan 2021

After having nothing but problems dealing with one of the big 4 banks directly we contacted Stephen for help. We couldn't be happier with the results. Stephen made the entire pr...

Emliy Clementson

16 Dec 2020

Ronnie Singh has been so helpful through the process of us purchasing our first home. From our initial appointment well over 12 months ago, to settlement due in the next few wee...

Matt G

16 Dec 2020

Couldnt reccomend Ronnie at Mortgage Choice anymore! He's made our process of applying for our first home loan a positive experience. Any questions or concerns we had on the way...

Stephanie Pitts

14 Dec 2020

Ronnie Singh at Mortgage Choice Ballarat was brilliant with assisting me with my new home loan. Ronnie was fast and efficient and took the time to go through everything I didn't...

Nick Van Roon

02 Dec 2020

Buying a first home could of been extremely daunting and a tough experience, thankfully I didn’t have to experience this and a big factor was due to having Ronnie from Mortgage...

Anna Scott

30 Nov 2020

Professional and went the extra mile, Ronnie was friendly and a very hard worker!

Mark C

20 Oct 2020

Very happy with Ronnie @ Mortgage choice Ballarat. He went above and beyond to make our process very easy. I would highly recommend.

cheryl stevens

05 Oct 2020

My husband went to get some help over the phone with a consultant from mortgage choice Who He had to contact as the consultant said he was very busy and to ph him !!! And then...

Alexander Hermes

18 Jul 2020

Stephen did an outstanding job to help us secure a very competitive home loan and purchase our new home. He was happy to answer our many questions and always got back to us imme...

briony polkinghorne

11 Apr 2020

Steve is amazing, worked with us to ensure we could secure our dream home. Highly recommend. Very Happy Customer

Tamzyn Wright

19 Mar 2020

Nothing but positive experience with all dealings. Great with Communication and always quick to respond - HIGHLY RECOMMEND

Brad Milikins

04 Feb 2020

Over the past two years Ronnie Singh and the team lead by Stephen Britton have created miracles. No matter your situation they can structure the right loan for you. I highly re...

Paul McGourlay

04 Jul 2019

I dealt with Jess and she was nothing short of amazing, she was thorough in her explanations and her attention to detail to assure I got the best finance deal was incredible, sh...

Matt Gear

25 May 2018

Great service from Stephen. I will not hesitate to contact him for any future loan enquiries.

See all Google reviews

Dear Steve

We are greatly appreciative of all your efforts in helping us with gaining financial independence

Thank you

Collin & Tina, Ballarat, VIC
- Refinancer

The service I received from Mortage Choice was second to none. I was new to the entire process, being a first home buyer so was a daunting process to begin with. Stephen was patient in ensuring I was comfortable in the process and I couldn’t be happier. I have and will continue to tell family and friends about the great service I received.

Nicole, Ballarat, VIC
- First Home Buyer

Jess & Stephen were excellent to deal with. Being a first home buyer the process was very daunting but both Jess & Stephen explained all the processes to me and made it a smooth experience. I would 11/10 recommend Mortgage Choice Ballarat to friends & family!

Kayleigh, Ballarat, VIC
- First Home Buyer

We are very happy with the service Stephen and Jessica gave they are a great team, with lots of open communication.

Andrew & Sheree, BALLARAT, VIC
- Upgrader

Very happy with the process, very understanding. Would recommend Mortgage Choice Ballarat to family and friends.
" Now me and my family can start living again "

Jason, Sebastopol, VIC
- Refinancer

Dear Stephen

We would just like to say a big 'THANK YOU' for all you did helping us buy our first home!

Paul, Sammi and Tamyka, Ballarat, VIC
- First Home Buyer

Dear Stephen

A big thank you for all your work, advice and friendly service to us on the purchase of our first home.We appreciate it very much.

Arindel & Nathan, Ballarat, VIC
- First Home Buyer

Ryan and I would just like to say a very big thank-you for all your help with our house.

Ryan and Hayley, Wendouree, VIC
- First Home Buyer

Dear Stephen, wanted to say thank you so very much for everything you did to help us with our refinance. All your advice and answers was much appreciated.

Kim and Wayne, ALLENDALE, VIC
- Refinancer

A difficult job made so easy by Stephen...Truly wonderful dealing with Mortgage choice

Neil and Majorie, Delacombe Vic, VIC
- Refinancer

Thanks for all your help, Stephen! And thank you for your assistance Jessica.
We look forward to working with you both in the future, and would be more than happy to recommend Mortgage Choice Ballarat to colleagues and friends.

Henry and Jessica, St Kilda, VIC
- Upgrader

Dealing with Stephen and Jessica from Mortgage Choice Ballarat, has been an absolute pleasure. We were a bit daunted as we were to refinance two properties to become investments properties and purchase our dream home. Stephen guided us through out the process and answered all of our questions and potential fears. He has made himself available at times that suited us, which made juggling all our commitments much easier. We walked away feeling we got the best loan possible, and a very non-stressful process. We would recommend Mortgage Choice Ballarat to anyone in the area looking for a home loan.

Vanessa and Bruce, BALLARAT, VIC
- Refinancer

The team worked hard assisting us with getting finance and first home owners grant. Thank You Very Much

Lenita & Brett, BALLARAT, VIC
- First Home Buyer

After another broker stuffed up badly and left my wife and I in the lurch just a couple of weeks from settlement on our family home, I contacted Stephen. He was professionalism personified. From first meeting to provisional approval took just 28 hours -- a refreshing change after being mucked around for weeks! The rest of the process was very smooth, with regular updates and suggestions provided. Stephen and Jessica offer a no-nonsense, straight-down-the-line service. No False promises, no empty smiles -- just keen-eyed analysis and accurate, timely work.

Andrew and Sahm, Clunes, VIC
- Upgrader

Stephen was helpful and friendly from the very first phone call through to the end of settlement. We would highly recommend the team at Mortgage Choice Ballarat to anyone looking for the services of a great broker who puts his clients needs first.

David & Sarah, MOUNT CLEAR, VIC
- First Home Buyer

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

Download now

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