At Mortgage Choice our goal is to provide our customers with a home loan that meets their needs. This varies from client to client as everyone’s circumstances are different.
and establish home loan needs, whether are a first home buyer, investor or upgrader.
needs are established the next step is to determine borrowing power. This is based mainly on the income but other factors will be included such as existing debtscredit rating.
we work with to structure the most suitable home loan explaining the different loan types such as P&I, Interest only, and the different repayment options such as fixed vs . We will also explain any cost associated with the loan and answer any questions have. e gather all the required documentation & information that the lender will require for the application.
- Payslips, (Tax returns if self-employed)
- Bank Statements
- Savings Statements
- Home loan statements
- Credit card statements
- Personal loan statements
- Employment History
- Residential History
and submiton behalfright through till settlement.
Our Service doesn’t stop there, we are always available to answer any questions
have regarding loan.