My name is Stephen Lemm and we are your team of local Neutral Bay & North Sydney mortgage brokers. I have 32 years of experience within the financial industry as a home loan and property expert. Our office has been a part of Mortgage Choice since 1998 and I have worked in the area for Mosman, Neutral Bay, Cremorne, and McMahon’s Point since 1994. With over 20 years of experience in the area of home loans and financial planning, I am attuned to your wonderful lifestyle and can help you work towards a home loan that best suits you.
The financial world is changing and many complex ways to secure a home loan are emerging with today’s technology. You can get home loans through any number of providers, with thousands of home loan options. This makes our job as your local mortgage brokers in Neutral Bay that much more important because we can sift through all the options and help you find the right home loan for you.
Our team of experts can help you whether you are:
Buying your first home
Look to get an investment loan; or
Looking for a business loan
Equipment financing and Leasing
We will research the market, understand your individual circumstances and find a home loan tailored to fit your situation.
How a Mortgage Choice broker can help
We will fill out all the paperwork and do all the legwork so that you can rest knowing that you are being looked after.
Our service is also at no cost to you as the lenders pay us. We are also paid the same regardless of the decision you make so you know that we are only interested in finding the right option for you.
In fact, when you see us for advice this comes at no cost to you whether you are looking for your first home loan or you have an existing home loan. We also offer free home loan health checks, so we can examine your existing home loan and find out if it’s still right for your lifestyle and financial needs.
We can give you the right advice on the rate that’s right for you as well as help you understand all the extras and add ons for home loans. We’ll explain how long the process will take, do all the running around and liaising with the lenders for you and am there to help answer questions and reduce stress from application through to approval. Our expert advice is here for all who ask.
We’re focused on helping you shop around. It’s important to understand that the cheapest rate may not be the right rate for you. We’ll explain all the bits and pieces that make up a home loan so you know you’re getting the right one for you.
Financial Planner Services in North Sydney and surrounds
Our financial adviser Chris can help you get on track to achieve your financial goals, offering a range of services including superannuation, personal insurance, investing and more. We're focused on making the process understandable and accessible to everyone. In fact, we believe so much in the value of proper financial advice, we'll cover the cost of your first appointment!
Supporting my local community
Stephen is visibly active in the local community as evidenced by his major sponsorship of the North Shore Bombers
As your team of Neutral Bay finance experts, we can help you prepare for buying your first home, help you weigh up your options for property investment and can help you refinance your home loan to save you money on your repayments.
You can call at any time on 0414 242 924, or you can just walk into our office in Neutral Bay. Our friendly staff can and will answer any and all of your questions. We cover many areas such as: Neutral Bay, Mosman, Cresmorne and Kirribilli.
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
"We are very happy with your service - we always knew you would get us the best possible deal available and tailored to our needs - thank you sincerely"
"You were recommended to me by a friend and I guarantee my partner and I will be calling on your services again. Very prompt, efficient and professional service."
Jenn Tolhurst - Refinancer
"Stephen, we have worked together for years and every time you have made it such a simple process for us and always deliver exactly what you promised. Maree and I truly appreciate your outstanding customer service, amazing attention to detail and rock solid outcomes every time I rely on you. Thank you."
Brian - Property Investor
Coffs Harbour, NSW
"I have worked with Stephen Lemm and Shannon McLeish at Mortgage Choice, Neutral Bay on two occasions and would highly recommend their services. The communication throughout the whole process was fabulous and they are friendly, speedy and efficient!"
Tanya Buchanan - Refinancer
Neutral Bay, NSW
"Working with Stephen and Shannon throughout my loan approval and purchase of my property has been excellent; they have helped me tremendously and have been extremely efficient in answering any questions that I had.
In doing so it has made the whole process smooth and painless.
It’s been a pleasure dealing with them and I would be recommending them to any friends or clients that are looking to refinance."
Skye Ainsley - First Home Buyer
"Stephen was AMAZING from beginning to end. He was professional, responsive, prompt, friendly but most importantly understood the goals I was trying to achieve with refinancing and actually achieved it. After approaching another mortgage broker initially who turned out to be an absolute nightmare and was untoward in their approach with my risk profile which left me quite distraught my friend recommended Stephen as she has been using him for several years.From that first phone call I felt like reaching through the phone and giving him a hug as he was able to reassure me that he could better my situation. It was such a relief to me that I had found a professional mortgage broker and thats what sets him apart from his competition. He was honestly a godsend. He was like a breath of fresh air. I really can't thank him enough. THANK YOU!"