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Stephen Lemm

Your local Home Loan experts and Mortgage Brokers in Neutral Bay, North Sydney & Mosman

As your local mortgage broker team in Neutral Bay & North Sydney, we do the shopping around from over 20 lenders, to find you a loan that's as good a fit for you - as the property itself. Our team will do all the shopping around and paperwork for you, all at no cost to you.
  • Call Us Mortgage Choice Neutral Bay
  • Office - 0414 242 924
  • Fax - 02 9908 7822
  • Open Hours Mortgage Choice Neutral Bay
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Shop 2, 211 Ben Boyd Road NEUTRAL BAY, NSW 2089

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Support with your home loan from Neutral Bay's expert finance team

Neutral Bay isn’t just a great place to live, it’s also a great suburb to invest in. When it comes to choosing your home loan, the expert support of a Neutral Bay home loans team can be the key to securing the right loan for your next purchase.

Home loan interest rates are exceptionally low at present and there is a huge range of home loans to choose from. The trouble is, the sheer breadth of loans available can make it almost impossible to know which loan is right for you.

This makes our job as your local mortgage brokers in Neutral Bay that much more important! We can sift through all the options and help you find the right home loan for you. Find out the lowest interest rates on our panel.

Stephen & the team in Neutral Bay can help you with:

  • Home loans
  • Refinancing your home loan
  • Buying your first home
  • Investment loans
  • Business loans 
  • Financing or leasing new equipment
  • Debt protection & insurance
  • Financial planning 

Having the right loan matters

Your home loan is an important step in your finances, so it's important to get it right. As your local mortgage broker team in Neutral Bay, we do the shopping around to find a home loan that is as much a good fit for you, as the property itself.

Mortgage Choice in Neutral Bay & North Sydney work with an extensive panel of lenders, including Australia's biggest banks and some specialist lenders. By taking your circumstances into account, we can pinpoint the home loan that is right for your budget and your lifestyle. 

We will research the market, understand your individual circumstances and find a home loan tailored to fit your situation.

Simplifying the loan application

Understandably, many of our home loan customers find the home loan application process a bit daunting. The best part about using mortgage broker from our team in Neutral Bay & North Sydney is that you're not doing it alone. In fact, we'll do all the paperwork & application for you!

Our team will even act as your point of contact with the lender, keeping you posted on the progress of your application at every stage – right up until you celebrate the settlement of your loan.

Our home loan service is no cost to you 

Like many mortgage brokers, our service is no cost to you as the lenders pay us after the loan settles.

But unlike other mortgage brokers, Mortgage Choice brokers are paid the same rate of commission from the lender, regardless of the home loan you choose from our wide choice of lenders. 

Many customers feel reassured to know that we are working with your best interests in mind, rather than our commission.

Our expert team in Neutral Bay

With over 32 years of experience in the finance industry as a home loan & property expert, Stephen Lemm - along with his team in Neutral Bay, North Sydney, Mosman and surrounds - are the perfect choice to help you with your next home loan. 

Visit us at our office on Ben Boyd Road in Neutral Bay - we would love to see you! Alternatively, we can come out and see you or chat via video or phone.

You can call our office in Neutral Bay at any time on 0414 242 924 or click on the Contact Us button to leave us a message. We can't wait to help you with your finances! It's what we love to do.

We service the areas of: North Sydney, Kirribilli, Cammeray, Mosman, Neutral Bay, Cremorne & surrounds.

"From that first phone call I felt like reaching through the phone and giving him a hug, as he was able to reassure me that he could better my situation. It was such a relief to me that I had found a professional mortgage broker and that's what sets him apart from his competition. He was like a breath of fresh air. I really can't thank him enough." [Julie Gidaro]

Stephen named in MPA's top 100 Mortgage Brokers of 2020

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The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

We are very happy with your service at Mortgage Choice in Neutral Bay. We always knew you would get us the best possible deal available and tailored to our needs. Thank you sincerely!

Greg & Sharon Malakou, Willoughby, NSW
- Refinancer

You were recommended to me by a friend and I guarantee my partner and I will be calling on your services again. Very prompt, efficient and professional service.

Jenn Tolhurst, Tempe, NSW
- Refinancer

I have worked with Stephen Lemm and Shannon McLeish at Mortgage Choice, Neutral Bay on two occasions and would highly recommend their services. The communication throughout the whole process was fabulous and they are friendly, speedy and efficient!

Tanya Buchanan, Neutral Bay, NSW
- Refinancer

Working with Stephen and Shannon throughout my loan approval and purchase of my property has been excellent; they have helped me tremendously and have been extremely efficient in answering any questions that I had.
In doing so it has made the whole process smooth and painless.
It’s been a pleasure dealing with them and I would be recommending them to any friends or clients that are looking to refinance.

Skye Ainsley, Cromer, NSW
- First Home Buyer

Stephen was AMAZING from beginning to end. He was professional, responsive, prompt, friendly but most importantly understood the goals I was trying to achieve with refinancing and actually achieved it. After approaching another mortgage broker initially who turned out to be an absolute nightmare and was untoward in their approach with my risk profile which left me quite distraught my friend recommended Stephen as she has been using him for several years.From that first phone call I felt like reaching through the phone and giving him a hug as he was able to reassure me that he could better my situation. It was such a relief to me that I had found a professional mortgage broker and thats what sets him apart from his competition. He was honestly a godsend. He was like a breath of fresh air. I really can't thank him enough. THANK YOU!

Julie Gidaro, Summer Hill, NSW
- Refinancer

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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