Mortgage Brokers Melbourne | Home Loan Experts




Looking for a home loan, car loan or financial planning advice? Talk to our friendly team at La Trobe Street, your local Mortgage Broker in Melbourne. Let us research and compare over 20 lenders for you. Whether you’re a first home buyer, 2nd / 3rd home buyer, refinancer, home renovator, or property investor – we’ll help you get the loan that best meets your requirements.


Melbourne
  • Office 03 8602 6777
  • Fax 03 8602 6700
  • Open Hours
  • Free Appointment
Address
Ground Floor 469 La Trobe Street MELBOURNE, VIC 3000
  • 5.00
  • 145 Google Reviews Mortgage Choice in Melbourne

Our top five interest rates available


Lender
Interest
Rate
Comparison
Rate

Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Lender
Interest
Rate
Comparison
Rate

Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Win 2 years' worth of interest on us!^

Take out a home loan with us and you could win 24 months' worth of interest on us! What would you do with the savings? 

We've got your best interests at heart.

Watch to find out why...

 

Hello, we're the professionals who will get you the best home loan deal. Our experienced team is led by Stephen Zamykal, Cameron Price and Ashley Koenig who have been working in the Melbourne mortgage broking and finance industry for 20, 15 and 19 years, respectively.

Conveniently located in the CBD, and servicing inner Melbourne, we invite you to drop by for a coffee and chat.

We'll get an understanding of your home loan needs and tell you more about us and how we work. Then, if we both feel there could be opportunties to help each other, we agree on how we move to the next stage.

5 Reasons To Choose Us

1. WIDE CHOICE OF HOME LOANS

When you choose Mortgage Choice to help you find your new loan it's like having 20 of Australia's leading banks and lenders all competing for your business (which means you'll get a great deal)!

We will help you analyse and compare hundreds of different home loan products and then pinpoint the one that is most compatible to you. Of course we will be there to assist you throughout the entire process of securing your home loan.

2. CONVENIENCE

One of our experienced mortgage brokers will meet with you at the time and place that best suits you to establish your home loan needs and preferences. Then we get to work. We do all the research and manage every step of the application process for you. This saves you time shopping around and filling in multiple applications. Best of all, you can rest easy knowing we are working to get you the best deal possible.

3. SAVE MONEY

Our exclusive use of Mortgage Choice's Loan Qualifier software helps us identify the most suitable home loan for you. This could help cut the current interest rate you are paying, as well as reduce your mortgage fees and monthly repayments.

Using a mortgage broker like us is also a great way to maximise your borrowing power (how much you can borrow). We've got over 20 lenders who will each have their own criteria for borrowing capacity.

4. PROFESSIONAL HOME LOAN ADVICE

We are experienced professionals - fully trained and accredited with every lender we represent. Our brokers are members of the Mortgage & Finance Association of Australia, and we keep abreast of Australia's ever-changing financial services industry by enrolling in educational courses, attending seminars, and reading the financial news.

So that we can be completely transparent in our dealings with you, we've developed the Customer Charter & Credit Guide (PDF) to protect you.  

5. THERE IS NO CHARGE FOR OUR HOME LOAN SERVICE

Our home loan service is free of charge because the lenders pay us. Each lender pays a different commission, but through the Mortgage Choice payment system, we get paid the same rate of commission regardless of which home loan you choose. This ensures we work hard to get you the best outcome. 

 

Much More Than The Right Loan

There's a lot to consider when buying property, be it your first home or fifteenth, and information is key to making good decisions.

As Lending and Finance professionals, we do more than find you the right loan. We share our knowledge with you.

Learn more about financing your home purchase by: 

  • Attending one of our seminars
  • Subscribing to our e-Newsletter
  • Obtain a copy of our book, 'Loan Structure & Strategy', which will help you grow your wealth through property
Complete and submit the contact form at the bottom of the page telling us which items you're interested in, and we'll send you the information.

 

Recent Awards Won By The Mortgage Choice Melbourne Team

  • 2019 Australian Mortgage Awards 2019 finalist for 'Brokerage of the Year (6-20)'
  • 2018 Winner of Mortgage Choice Business Excellence Award 'National & State Multi Operator of the year'
  • 2017 Winner of Mortgage Professional Australia 'Australia's No. 1 Franchise Brokerage'
  • 2016 Recognised in The Adviser's 'Top 25 Brokerages' 
  • 2014 and 2015 Winner of Australian Broking Awards 'Best Diversification Program'
  • 2002 - 2019 Mortgage Choice 'High Flyers Award ' 17 years consecutively.

Get your FREE Home Loan Health Check

 

 
 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~


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Google Reviews



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Cameron was very helpful, prompt and professional. Very happy to recommend.

Mortgage Choice in Melbourne

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Stephen and his team were excellent throughout the entire process. Stephen spent time explaining options with our current loans and mapped out a plan for future investment loans...

Mortgage Choice in Melbourne

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I highly recommend Steve Zamykal and Melbourne Mortgage Choice. The expertise available and offered was above and beyond our expectations and instead of being told what to do -...

Mortgage Choice in Melbourne

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Had a great experience dealing with Chantelle. As first home buyers, we had lots of queries and Chantelle was quite patient in answering them through out the process, She was ve...

Mortgage Choice in Melbourne

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Chantelle and her team were great to deal with. Chantelle is knowledgeable and can explain things in a very simple and straightforward manner. Chantelle is also very quick to re...

Mortgage Choice in Melbourne

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Stephen and his team have always provided great advice over the years and have repeatedly helped find and secure the best suited mortgages for me.

Mortgage Choice in Melbourne

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Cameron was amazing to deal with! After a week of not even a returned phone call from our existing broker, we contacted Cameron after a friend recommended. Cameron knows the...

Mortgage Choice in Melbourne

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Genuinely surprised by how simple and smooth the process was with Chantelle. Honestly it was the only part of buying an apartment that wasn't harrowing. Chantelle was supportive...

Mortgage Choice in Melbourne

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I literally can't say enough good things about Mortgage Choice (on La Trobe Street) - Chantelle made a usually-stressful situation a dreamy breeze. She answered all my (many) q...

Mortgage Choice in Melbourne

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We could not recommend this company more! Especially Chantelle, she has been outstanding with this process of helping my partner and I with our first home. She has gone above an...

Mortgage Choice in Melbourne

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Highly recommend Chantelle and her assistant Tracey. They managed to get a deal I did not think was possible in the current market as well as a great interest rate. They were bo...

Mortgage Choice in Melbourne

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Steve and his team were fantastic for my partner and I buying our first house together and understood our needs to help us secure a house that we are stoked with. Would highly r...

Mortgage Choice in Melbourne

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The whole crew under Stephen ZAMYKL at Mortgage Choice exceeded my expectations. I was in a very difficult financial situation at a time when the banks were operating under new...

Mortgage Choice in Melbourne

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Everyone was really helpful and went the extra mile to assist. We had our hands held every step of the way, and being a professional busy couple, we needed this! Thank you to...

Mortgage Choice in Melbourne

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Cameron and Nadia were excellent to deal with, they completed our loan refinance in record time. We were never kept in the dark and were never left wondering what stage of the l...

Mortgage Choice in Melbourne

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Cam and the team at MC have organised three home loans for us now and on each occasion the service has been excellent! Cam always responds very quickly to all enquiries and goes...

Mortgage Choice in Melbourne

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Very helpful team at Mortgage Choice. They gave lots of useful advice and organised a much better deal to switch over a loan.

Mortgage Choice in Melbourne

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We were with a big bank for 7 years for our first home loan. When I learnt 55% of the home loans go via brokers, thought I would give it a go. Mortgage Choice La Trobe St was ou...

Mortgage Choice in Melbourne

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Cameron and the team are all absolutely amazing! Always going above and beyond to assist! Can not recommend them highly enough!

Mortgage Choice in Melbourne

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It was great experience working with Chantelle. Great service,very professional,very detail and very quick response for everything! For the 1st home buyer,we are highly recomme...

Mortgage Choice in Melbourne

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It has been an excellent experience working with Cameron and Nadia from Mortgage Choice team. We were looking for our first home loan approval and the whole process became much...

Mortgage Choice in Melbourne

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I Had been working with Mortgage Choice La Trobe St. for yrs. We bought the 1st property through them around 6 yrs ago. And had been their client ever since. The team there is v...

Mortgage Choice in Melbourne

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This is our second time with Mortgage Choice – La Trobe St and we are delighted that we met Chantelle. She is extremely professional and passionate about her work. She goes to...

Mortgage Choice in Melbourne

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Hi Chantelle & Tracy, Wonderful news - the loans have finally transferred over, and I’m saving over a thousand dollars a month in interest payments – Amazing!!! I want to ackn...

Mortgage Choice in Melbourne

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Great to deal with, made the entire process very easy! Thanks Cameron and Nadia

Mortgage Choice in Melbourne

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Cameron and the team have provided excellent service and advice to myself as well as family and friends for a number of years. Both for PPOR and investments, Cameron is always...

Mortgage Choice in Melbourne

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From the moment we contacted Mortgage Choice (on the recommendation of another friend who'd had a positive experience) and got in touch with Chantelle, we knew that we were onto...

Mortgage Choice in Melbourne

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Chantelle and Tracey we absolutely fantastic. They helped us from day one to settlement and continue to provide exceptional advise and service. I highly recommend them for not o...

Mortgage Choice in Melbourne

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Nadia, Cameron and the team were a pleasure to deal with. Nothing was too much trouble and they knew their lending. We had quite a complex lending structure but they found a sol...

Mortgage Choice in Melbourne

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Exceptional service by Chantelle Medenilla and her team. She assisted us in deciding right mortgage choice and helped in each step through out journey until settlement. I'll hig...

Mortgage Choice in Melbourne

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Mortgage Choice made purchasing my first home incredibly easy - they were fast, professional and a pleasure to deal with. Highly recommend!

Mortgage Choice in Melbourne

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Cameron and his crew have been excellent. Assisted us with securing the right mortgage a few years ago, and they have remained proactively involved and looking after us. Recomme...

Mortgage Choice in Melbourne

See all google reviews

"Hi Cameron, great news, you made things happen for us! As they say, you need to have the right people with experience beside you... and you mate are one of the best professionals we have worked with...Great updates!"

Ranny & Olga Poraty - Property Investor
East Bentleigh, VIC

"Thank you kindly. Always the best service! Di and Stephen's help is invaluable. "

L.B, - Property Investor
Brooklyn, VIC

"Amazing customer service, Cameron and Nadia have been extremely helpful and taken the time to assist me through the different stages of my property purchase and knockdown rebuild project: - Providing me with numerous property valuation reports when I was still looking for a property to purchase. - Suggesting the best finance options based on my current situation. - Assisting me through the property settlement process and then with the construction loan for my knockdown rebuild project."

R, Goomiah - Upgrader
Yarraville, VIC

"Hi Cameron and Nadia, A heart felt thank you for all the help and support, you made the loan process so seamless.
You are highly professional and provided very quick response to any enquiries. Your expertise was evident every time a curveball was thrown at you. Appreciate the assistance with the list of conveyancers, guidance on building inspection and building insurance. "

S, Chinta - First Home Buyer
Thornbury, VIC

"A seemless setup of the new mortgage through good knowledge of product offerings and focus on customer needs"

G, Miranda - Refinancer
Brunswick, VIC

"Cameron is very personable and easy to deal with. We are both busy people so appreciated his quick and prompt responses to our questions. We have used Cameron and his team for 2 home loans now, plus the re-financing our first loan. Highly recommend him and the team to anyone looking for a mortgage broker."

V & D Ryan - Refinancer
St Kilda East, VIC

"Quick and easy process"

J, Evans - Refinancer
Keilor Downs, VIC

"Chantelle was wonderful! She was very responsive to our correspondence and was happy to provide advice and different loan options a number of times. We would definitely recommend her to anyone else."

J, Huang - Refinancer
Mitcham, VIC

"Cameron is very professional and knowledgeable. He was very helpful and not pushy like other brokers I dealt in the past. I have already recommended him to all my friends and families."

A, Ramburn - Refinancer
Point Cook, VIC

"Chantelle made the effort to come to my office in Collins St twice to explain the process and my choices. She was intelligent and polite. She also followed up on paperwork with my lawyers and agent, rather than asking me to do the same. She was the perfect broker for me. I found the process seamless and the result was fantastic. She was so efficient and communicated with me at every step. I am very happy with the amount of loan, the rates and the way it is set up. I won't hesitate to use her services again. Highly recommended. "

J, Rodgerson - Upgrader
Castlemaine, VIC

"Chantelle was amazing. Would happily recommend her. "

J, Cawood - First Home Buyer
Brunswick West, VIC

"Dear Cameron, thank you sincerely for all your assistance in the purchase of my first home. You made what seemed like an extremely complicated and confusing process, straight-forward and worry free. I very much doubt that if I hadn't have come into Mortgage Choice's offices and dealt with you, that I would have felt confident enough to bid and eventually purchase my property. Your extremely prompt responses to my questions and down-to-earth attitude made you an absolute pleasure to deal with. Thank you again!"

Kellie-Ann McDade - First Home Buyer
St Kilda, VIC

"Cameron was sensational in the process of the home loan from start to finish. He was very clear and informative on each stage on securing the home loan and what was required.. Definitely recommend Cameron and Mortgage Choice"

M, Budge - Property Investor
Kensington, VIC

"Dear Stephen & Marnie, I would like to thank you & the team for your help over the past few months in securing a mortgage so that I could purchase property. I'm well aware that on this occasion my situation was not that clear cut and this made dealing with the lenders challenging - but it was your determined support, patience and understanding that helped me obtain finance and complete my purchase. Thank you! I appreciate all that you do and would have no hesitation in recommending Stephen, Marnie & the team. Until next time!"

Ron Crack - Property Investor
Ballarat, VIC

"It was a pleasure doing business with Chantelle!"

DB - First Home Buyer
Altona Meadows, VIC

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.


Download now


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