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Steven Csikos

Your experienced Mortgage Choice Brokers for Baulkham Hills and the surrounding Hills District

Looking for a home loan?

Talk to Steven Csikos and Robbie Basha, your local Mortgage Choice brokers from Baulkham Hills and the surrounding Hills District.

Let us research and compare over 20 lenders for you.
  • Call Us Mortgage Choice Baulkham Hills
  • Mobile - 0417 704 772
  • Office - 02 9680 2300
  • Open Hours Mortgage Choice Baulkham Hills
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Suite 209, 12 Century Circuit BAULKHAM HILLS, NSW 2153
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Welcome to Mortgage Choice Baulkham Hills 

My name is Steven Csikos. I am your local Mortgage Choice Broker for the Hills District.

Together with my accomplished team we can provide you with a professional service comparing hundreds of home loans from a wide choice of lenders.


No Cost To You!

Tired of wondering when to buy Or where to buy OR what to buy OR who to talk to AND how to invest?

Here is Why I Can Help You?
  • I am a high-level expert in my field with a sound understanding of financial markets.
  • I care about people.
  • I know how to help you take the first step or make the milestone decision to share in or expand your capacity for financial security.
  • It costs you nothing!  


Seize the Opportunity

Whether you are interested in a first mortgage, upsizing, renovatingrefinancing, a commercial loan or in self-managed super-funds, I can connect you to the best opportunities available and walk with you from start to finish in helping you make sound choices for your financial future.   My services cover [but are not limited to] Mortgages, Self-Managed Super Fund lending, Car Loans, Commercial Loans for Investment and Business Use and Constructions Loans. 


Say ‘YES’ to Wealth Creation

My personal vision is to help people understand that wealth creation begins with mobilising yourself to choose wisely and act decisively.  Whether you are a fresh beginner entering the mortgage space or a veteran with dreams of expanding your personal investment capacity, I can help you identify opportunities, choose wisely and act decisively!

Ask my clients about Steven Csikos and they will verify that the bulk of my business is by referral. I have often served two generations of clients as well as their friends and networks.


Gain the Competitive Edge

I have built significant strategic skills and accumulated in-depth research experience of local and national markets that have given me a competitive edge in the industry.  With me, you will learn to identify risks, make WISE CHOICES AND take DECISIVE ACTION.


Get down to business:

Let me help you to -

1.       Understand your Capacity

2.       Map the best strategy to your capacity  

3.       Prioritize your finances

4.       Identify your short-term and long-term goals

5.       Tailor the best product to achieve your goals

6.       Choose the Right Moment

7.       Act Decisively

8.       Invest Productively


Wealth Creation is our Priority!

Become part of the expanding wealth-creating family at Mortgage Choice.

  • Your future awaits you!
  • Thank you to all my clients!  


To Book an appointment:

For an informed, professional and caring service call me today on 0417 704 772.
Or click on the green 'contact us' link at the top of this page.



Steven Csikos


What services does Mortgage Choice Baulkham Hills Offer?

  • First Home Buyers
  • Investment Loans
  • Refinancing
  • Construction Loans
  • Self Managed Super Funds
  • Life,risk & income protection insurance
  • Personal and car loans
  • Commercial and equipment finance




Servicing Sydney Hills District and beyond:

Baulkham Hills, Beaumont Hills, Bella Vista, Carlingford, Carlingford North,Castle Hill, Kellyville, Kellyville Ridge, Kingsdene, Northmead, North Parramatta, North Rocks, Rouse Hill, West Pennant Hills, Winston Hills and Beyond.



The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Been using Robbie as my broker for years He is always very helpful, answers all my questions and finds the most suitable loan accordingly. Will definitely use him again

Melanie Ektoros
07 August 2022  

Robbie is a people person, great to deal with and nothing is a problem for him . Robbie is my go to for all my mortgage needs. I highly recommend Robbie if you are looking for a high quality mortgage broker.

Kent Small
21 July 2022  

I recently bought my first investment property through Robbie. Robbie helped me through the whole process with the Morgage side of things. He knew exactly what I wanted and what was going to benefit me in the long run where I felt like I could trust him. My Morgage was successful and I believed I made the right choice to go with him. Would highly recommend him if you want a good homeloan.

Alex Boughton
21 July 2022  

Robbie is a very optimistic, empathetic and dedicated person to help his client's circumstances. Thank you very much and Kylie for being responsive to all our queries All the best
Dennis and Karen

23 April 2022  

Robbie is very proactive. He keeps you up-to-date around what's happening with rates and will send better deals regularly.

Emma Jackson
22 February 2022  

We have been dealing with Steven Kylie for a few years. Everytime we contact them they cannot do enough to help with any matters we have. They always find us great products. We wouldn't look elsewhere. Thank you.

simon rowe
22 February 2022  

Always enjoy working with MC. Very helpful, communicative and willing to deal with our especially complex financial situation.

Jude Osborn
22 November 2021  

Highly recommend the services of Robbie and Kylie. Both have been very helpful and responsive in helping us step through the chaotic process of getting an approved mortgage with lenders at a great rate

Jason Chan
23 September 2021  

Fantastic service with quick response. Very professional with well explained options. Will use again.

Andrew Wall
23 September 2021  

Both Robbie and Kylie were great to deal with. All of our requests were met with a very quick response. There was a vast range of products and all were thoroughly researched by Robbie to give us the best possible product. A pleasure to work with

Phil Perkins
23 August 2021  

Read more reviews

We have been dealing with Steven & Kylie for a few years. Every time we contact them they cannot do enough to help with any matters we have. They always find us great products. We wouldn't look elsewhere. Thank you

Simon R, Castle Hill, NSW
- Property Investor

Steve and the team were great. I had quite a complex range of loans that required re-financing and difficulty in finding someone who was willing to get in there and find the right deal for me and work through the detail. It wasn't easy work but Steve got it done and I couldn't be happier

David B, Colebee, NSW
- Refinancer

We had contacted Steve multiple times over the previous few years when we were interested in moving and he was always willing to take the time to help us out with advice at short notice. Once we ended up moving, we went straight to Steve where he continued to be very helpful, professional and always responded promptly. He was great to deal with and we would highly recommend Steve and Mortgage Choice to others!!

A & F Bell, Box Hill, NSW
- Upgrader

Very satisfied with the level of service provided and the professionalism of all staff involved with our loan process from beginning to end. Would highly recommend and would not hesitate in using Mortgage Choice in the future.

Daniel M and Natalie S , Quakers Hill, NSW
- Property Investor

As a property investor borrowing to build for a second time, I can say that Steve's knowledge, experience and bank negotiation has been great. I have got loans pre-approved and financed in timely manner at very good rates. While you may try and read all there is about the subject, actually talking to someone experienced in the business cannot be overlooked.

M&E Smith, Stanhope Gardens, NSW
- Property Investor

Mortgage Choice made the entire process of finding a loan easier and less stressful. It was simple and straightforward. Just a click of a button on the webpage to start. I was able to meet with a broker; Steve who was amazing at home where everything was explained and I was able to ask questions. Things were clearly set out for me and I always felt like a valuable customer and not a number in the system. The service was personal, friendly and prompt. What could have been an overwhelming process was broken down into easy steps and Steve from Mortgage Choice was always willing to answer questions; even the same ones over again! Thanks Mortgage Choice for making my first home purchase a reality!

Rebecca N, Bligh Park, NSW
- First Home Buyer

Steven provided professional service throughout the refinancing process. His extensive knowledge in this area made the process much easier. I would definitely recommend Steven and would most certainly use his services again.

Melissa S, Penrith, NSW
- Refinancer

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