Just a brief note to thank you for all your efforts in helping Rose and I purchase the apartment at MOSMAN. Settlement happens tomorrow [Friday 28 July, at 2.30pm], with our cheques for the stamp duty and other fees paid to our solicitors today. Your service has been outstanding - we both feel we could not have done this without you.
We would be pleased to act as a referral for your excellent service and the Mortgage Choice product, should you need it.

Our thanks and best wishes

Chris & Rosemary Payne, Mosman, NSW
- Upgrader

Jin and i would like to thank you for all your efforts over the past couple of months. It was with your help that we were able to acheive our dreams and purchase our first home!

Wishing you all the best for the future!

ps. I may contact you again in the near future to discuss options for
re-financing my parents home loan.

Jin Yu & Divina Guzman, Hornsby, NSW
- First Home Buyer

Thank you for your assistance with the financing
of our first home.I am pleased to advise that we settled at 3:00pm today. I found your introduction seminar to be interesting and as a first home buyer, having your experience alongside my wife and I while we financed the transaction put us at ease.

All the best for the New Year and we look forward to
contacting you when we look to buying an investment property.

Nathan & Alexander Walker, Cammeray, NSW
- First Home Buyer

Great service from both Heather and Raymond. Thank you for all your patience and help. As first home buyers, our service was long and we received good and prompt advice and help from Heather (and Raymond) through the process.

Gill & Paul Rohan, Fairlight, NSW
- First Home Buyer

If you're looking for a mortgage broker, look no further. Raymond has handled two mortgages for us now. The 1st, in 2012, was pretty straightforward but for the second, in 2018, he has gone above and beyond. This time I have a major illness which caused some concern for lenders. Raymond proactively but sensitively pointed out the likely issue before anyone else did and then held our hands through the process - he came to our home on the weekend to discuss, responded to all communications within the hour, suggested supporting documentation we should pull together in advance and contacted prospective lenders before making a formal application anywhere to avoid wasting anyone's time, or impacting negatively on our credit rating. We'd already made an offer and he understood the urgency given the cooling off period deadline and made sure we had the confidence to proceed in time - a stark contrast to how my own bank handled the situation. Thank you Raymond !

Scott Riddle, Manager of Google Financial Services Partnership, Thornleigh, NSW
- Upgrader

Excerpt from e-mail

Hi Raymond,
Always a pleasure dealing. Thank you so much for your assistance in being able to get a loan and home for myself and my children. I would have no hesitation of recommending you to my family or friends

Gina Mansikka, Collaroy, NSW
- Upgrader