Could you save on your home loan?

Interest rates are at record lows but they won’t stay this low forever. It's an ideal time to shop around!

  • Our free Home Loan Health Check compares hundreds of home loans with your current loan.
  • Find out quickly and easily if you could save.
  • If you choose to refinance, we'll do all the paperwork and running around at no cost to you.

Contact us for a free home loan health check

Simply fill in the form below for a rapid response from your local expert in the Central Coast.

Thank you for contacting us.

Interest rates

Interest rates from 3.64 %*

Comparison rate from 3.66 %#

Talk to your local Central Coast experts today


Christopher Stewart

Mortgage Broker

Ruth Hooper

Mortgage Broker

John Acton

Mortgage Broker

Anthony Knight

Mortgage Broker

Nicole Wickham

Mortgage Broker

Terry Hinchliffe

Mortgage Broker

Stephan Marohn

Mortgage Broker

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Potential reasons to refinance

Get peace of mind

Fixing part - or all - of your loan, or securing a better rate to reduce your monthly repayments can help with peace of mind.

Take advantage of different features

You may wish to switch to a loan with more suitable features such as a redraw facility or offset account.

Consolidating other debts

Consolidating other debt, like credit cards or personal loans, could help you to reduce your interest rate on these loans.

Unlocking equity

Refinancing can help you unlock the equity in your home to finance a renovation, or free up some capital for property investment.

Talk to your Central Coast experts today

Contact us now

Compare and save on your mortgage

Mortgage Broking FAQs

What does a Mortgage Broker do?

A Mortgage Broker is the middle person between a borrower and a lender, negotiating the loan on your behalf and helping you to find the right home loan for your needs.

How much does it cost?

Our home loan service is at no cost to you, as the lenders pay us a commission when the loan is settled. This doesn't affect the deal you get from the lender.

When should I see a Mortgage Broker?

You can meet with a Mortgage Choice broker at any point, whether you're just starting to think about buying your first home or looking to invest or refinance.

What happens next?

When you meet with a broker, they'll discuss your individual circumstances and mortgage needs. They'll then use our specialist Loan Qualifier software to compare hundreds of home loans to find the one that's right for you.

What is refinancing?

Talk to your local experts in the Central Coast

Contact us now

We're committed to great service

"I purchased my first home

and to say it was a daunting experience is an understatement. I don’t know how I would have actually navigated through it all without the support of my Mortgage Choice broker. She made everything clear and her customer service and knowledge of the industry was exceptional."

Sarah Nayton

“Our broker was friendly,

prompt, courteous and informative. In respect to securing a loan, he made it possible where others could not, and he has been able to structure our finances for future growth and investment. We would have no hesitation in dealing with Mortgage Choice for our next loan."

David and Maria Lawry

“We still can’t believe

how easy it was. Not only did our broker arrange an appointment suited around us but within a short time we felt completely comfortable and at ease with our refinance options. He gave us options which empowered us with choices that saved real time, lots of money and much anguish.”

Nick and Angela Vlahadamis

*Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories. The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. Warning: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.