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Tim Leonard

Reviews for Mortgage Choice Bayside

We love helping our customers achieve their financial goals, and hearing how easy we made the process makes it even better! Read what our customers say about our team in Bayside. When you're ready to get started - call us on 03 9589 7277.


We really appreciate Tim and the team at Mortgage Choice in Bayside for their helpful and professional services. They were always friendly and eager to help. It took us a few years of house hunting before we successfully purchased and they have supported us all through this process. We would recommend them to others looking to buy property. Thank you Tim and the team!


Lincoln Volpe () Ormond,


Always there for me and gave me, as a first home owner, the confidence to feel secure and up to date with the purchasing and settlement process. Will use again :)


Grace Lean () Brighton East,


Tim was very helpful, efficient and always willing to answer any questions. He ensured that what could have been a very stressful time, was smooth and manageable. I would highly recommend him and his team.


Julie Callanan () Bentleigh East,


Highly recommend, we have been dealing with Tim and his team at Mortgage Choice in Bayside for a few years now and they are great at communicating and make the whole loan process easy and stress free. They were always willing to answer questions and made the whole process clear and simple. Wouldn’t use anyone else :)


Rebel Ruby () Highett,


Two investments, first home and now building our dream home, Tim and the team at Mortgage Choice in Bayside have been there all the way providing great service and support for us for nearly a decade. Thanks guys.


Mark Negritas () Bayside,


Tim and team at Mortgage Choice in Bayside have helped us now on securing two mortgages. His advice and support throughout, what can be a really daunting experiencing, put us at so much ease. Tim was always happy to answer our calls for any questions we had and left us feeling confident with the decisions we were making for our mortgage and gave us endless amounts of advice and helped us overcome all sorts of hurdles.

We could not recommend Tim and his team enough, they all went above and beyond to help us buy our dream home. Tim will always be our go to for all our mortgage questions and needs.


Christina Macaire () Sandringham,


I've worked with Tim from Mortgage Choice in Bayside twice. I found the initial process of purchasing my first home stressful and confusing. Tim was the only service that was responsive and truly helpful throughout the whole process. His team is professional, customer focused and they provide great quality services. I found Tim in particular to be super helpful and he always has a great attitude. Will definitely work with Tim and team again! 5 stars for sure.


Luke C () Mentone,


We have been Customers of Tim at Mortgage Choice in Bayside for over 10 years and during that time he has helped with 2 home investment loans and recently Tim Leonard again provided high professional financial advice, and always with high moral standards, to get Our new home investment loan refinanced with the ANZ Bank .. many thanks again Tim, you're a superstar!


Terry Michael () Moorabbin,


Great Mortgage Brokers and really happy with how Tim & Karen worked with us over the last 10 years with our home loan. Can't recommend more highly. They helped finance a Commercial property for us and without them would not of been able to cope with all the bank garbage.


Tony Dunphy () Hampton,


Lovely people, great business to deal with - can’t ask for any more than that!!


P. Bratusk () Bayside,


Tim and Karen Leonard from Mortgage Choice in Bayside were an absolutely fantastic. They secured us our first home loan and it couldn't have been any less stressful. They made us feel at ease and confident with the process from start to finish. We are forever grateful for their help and couldn't recommend them more.


Sophie Allen () Highett,


I cannot recommend Tim & his team at Mortgage Choice in Bayside highly enough! I have recommended several clients to Tim; he always goes above & beyond to get finance for them in a timely manner.


Pandelis Plousi () Mentone,


I highly recommend Tim at Mortgage Choice in Bayside. The service and advice provided has really set us up for the future. Tim and the team was very supportive during the whole process. Tim never pushed and only provided advice, which allowed us the time to evaluate the information and make the best decision for us. This was a great experience and we are so luckily we were introduced to Tim. We will continue to work with Tim on all future mortgage choices.


Jelena S () Bayside,


I have worked for many of Tim Leonard's clients over the years and everyone of them has told me how happy they are with his service. He's right up there with best mortgage brokers I know. Friendly and professional, what more can yu ask for!? You will not be disappointed with his service.


Paul Lewis () Hampton East,


We have had the pleasure of dealing with Mortgage Choice broker Tim Leonard and we are always getting wonderful feedback from our clients about his service and results he gets for his clients. Thanks Tim for having some great clients we can assist with their property goals.


Michelle Valentic () Melbourne,


We have been dealing with Tim Leonard for years and would not go to anyone else for our Mortgage needs. His is wonderful in helping us out and responds to us in a timely manor. We have been very happy with the service that Bayside Mortgage Choice provides. Would recommend him to anyone looking to obtain an mortgage or refinancing.


Dario Nigro () McKinnon,


Tim and Karen are very efficient and reliable. I would recommend them to anyone and everyone.


Judy Alexander () Bayside,


No problem too big for Tim and his team at Mortgage Choice in Bayside. Made the whole process easy, transparent and enjoyable. Will do business with Tim and his team again.


Watkins Bay () Hampton,


A HUGE thank you to Tim, Jessa & all the team at Mortgage Choice in Bayside who helped my husband and I from the start all the way through to the eventual purchase of our first home. As first time buyers from overseas (now Australian residents) with no idea how this market worked, Tim and Team held our hands through the entire process to ensure we were well informed and empowered to make our own decisions going above and beyond at every turn. We couldn't recommend these guys more highly. Thank you again.


Aisling Quigley () Cheltenham,


Tim was amazing he made getting our loan for our first home easy and stress free, he has so much knowledge and is very reliable. Tim has great communication skills and was amazing at checking in and updating us during the process. I highly recommend Mortgage Choice to anyone.


Meg Lambie () Hampton East,


We were first home buyers and Tim was referred to us through friends. I found Tim to be supportive and professional throughout our dealings. He would always respond in a timely fashion and was always happy to answer any questions we had (which was a lot)! I would not hesitate to recommend him to anyone.


Gabby Holland () Moorabbin,


So personable and looked after me from start to finish. Couldn’t recommend Tim more highly.


Lochlan Hennig () Bayside,


I cannot recommend Tim and the team from Mortgage Choice Bayside highly enough! As a very naive first home buyer, I needed lots of help and Tim walked me through every step of the home buying process with care, enthusiasm and incredible wisdom.

He helped navigate me away from potential errors and his knowledge of the banks, my borrowing capacity and the lending and settlement processes are second to none. He was always available to answer any and all of my questions (of which there were a lot!), making buying my first home surprisingly easy.

Most of all, Tim took the time to completely understand my needs and I knew that I was in safe hands at all times. After being strongly recommended to utilise Tim's services by my brother (who is also a client of Tim's), I will definitely be recommending Tim's services to any prospective home buyer.


Amy Peel () Hampton East,


My husband and I have worked with Tim and the team at Mortgage Choice in Bayside with several mortgages over the years and we keep coming back because they are excellent! Tim is extremely helpful, efficient and knowledgeable when it comes to mortgages and always make sure we are getting the right package at the best overall rate. I would not hesitate to recommend Tim and the team to anyone considering using a mortgage broker - best in market in my opinion! Well worth a call.


Tanya Wallis () Bentleigh East,


Tim was an integral link to buying our new home, he put his heart and soul into our financial cause. He is someone that cares for his clients, goes the extra mile to ensure all ducks are in a row, his follow ups, his communication skills both outstanding. Everything we went through during the Covid period Tim was there assisting in every way possible, he was supportive and ensured we were always informed. He got us a great deal and made the whole finance process simple - We highly recommend Tim and the team in Bayside. From here on in Tim is our finance guru for our future investments.


Anne Donchos () Bentleigh ,


Tim is a brilliant broker, he goes above and beyond for his clients and has a positive, can do attitude. His focus is on providing the best solution to meet the needs of his customer. Not only is he experienced with finance, he is across bank policy and process and ensure he is keeping up to date with all relevant updates from his lender partners. I can not speak more highly of Tim and his team and would have no hesitation in recommending him to my own family and friends. - Janita


Janita De Paoli () Bayside,


Down to earth professional team that understood our needs. Keep up the good work guys.


Scott Vincent () Moorabbin,


Tim and his team are fantastic! We couldn't recommend them highly enough. So diligent, friendly and professional, making the whole process stress free and easy. We were thrilled with the service we received from Mortgage Choice in Bayside.


David Dewar () Hampton East,


Couldn't recommend Tim Leonard from Mortgage Choice more. Thanks for your support with purchasing our first house. Tim made the process seamless and was really supportive.


Ashlen Rollauer () Bayside,


Tim at Mortgage Choice in Bayside makes loaning easy. Takes the hassle out of dealing with banks and got us the best rate by far. Will use again. Andrew & Kasey


Andrew Powell () Brighton,


Tim from Mortgage Choice in Bayside has been awesome. Helped us get a better deal and was always willing to put us first. Highly recommend Tim and his team if you’re looking for a great experience.


Shane Peachey () Hampton East,


Tim and the team at Mortgage Choice Bayside were outstanding in helping my wife and I sort a home loan for our recent property purchase. Tim’s knowledge and understanding of the property and home loan landscapes, along with his positive and calm demeanour eliminated a lot of the stresses involved with such a big life event.

He and his team were always and easily accessible via Email, phone, or text. I have gone through Mortgage Choice Bayside previously as have a number of family members and friends and we all are of the same opinion, that you receive honest, transparent and professional advice throughout the entire process.


Jay Neratzoglou () Bentleigh East ,


I highly recommend Tim, Karen and their Team at Mortgage Choice in Bayside. They have been managing my mortgages for over 11 years. When I first met them I was in a very difficult financial position and they managed to sort out my mortgage situation very quickly. I have referred them on over the years and always received positive feedback. Give them a try - you won't regret it.


Karen Therese () Moorabbin,


Tim and the team at Mortgage Choice in Bayside did an incredible job on what was already a tight deadline of a 45 day settlement. Could not recommend him and the team enough, once again, thank you!


Matt Dunham () Bentleigh East,


Tim and his team were brilliant to deal with. They took care of absolutely everything so we had nothing to worry about! Very Grateful.


Kate Leonard () Sandringham,


As a small business, we highly recommend Tim and his team of financial experts at Mortgage Choice in Bayside. Extremely knowledgeable in all areas of finance, Tim goes above and beyond to ensure his clients are fully supported every step of the process.


Clamor Cabinets () Bentleigh East,


Tim from Mortgage Choice In Bayside goes over and above for his clients! He is such an easy person to deal with and him and his team keep you informed every step of the way. I highly recommend him to look after all your financial needs.


Kelly Reynolds () Moorabbin,


Tim at Mortgage Choice in Bayside is a great mortgage broker - professional, friendly and knowledgeable. He and his team are very responsive to emails and ensure that the finance process is completed efficiently and carefully. Highly recommended.


Darren B () Brighton East,


Always the best service from Tim, Karen and their team.


Erin Llewellyn () Bentleigh,


Couldn't recommend Tim from Mortgage Choice in Bayside more highly - so knowledgeable and friendly, but also takes the time to explain concepts to you so that you understand - and its good to understand the biggest purchase of your life.


Brooke Alexander () BEAUMARIS,


Tim, Karen, and the team at Mortgage Choice Bayside have handled all of our loans, from when we were nervous first home buyers, then refinancing for a better deal, to purchasing our family home, and through to purchasing investment properties. We have always been confident that we were getting the best interest rates through Tim’s connections and good standing. We will be working with Tim and Karen again in the future and highly recommend them to anyone who’s after the best rates and genuinely caring service.


Alex Hunter () Beaumaris,


I have used brokers for over two decades for insurance and finance purposes. Tim Leonard and his team at Mortgage Choice Bayside are head and shoulders above anyone I have engaged with. Without doubt the best!


Adam Ryan () Bentleigh,


Thanks to you and everyone involved for everything you have done for us. Your services at Mortgage Choice in Bayside have made the process of not only buying our new house but also selling our previous house a much smoother process than it could have been. You have have been readily available to go through things with us at any time.


P Horgan () Mooroolbark,


I highly recommend Tim and his team from Mortgage Choice in Bayside. From first contact all the way through to settlement, they have been nothing short of amazing. Tim found me a great loan and always took the time to answer any questions I had and make sure I understood all the details and I was always kept in the loop about any developments. A great experience!


Naomi Woodmans () Brighton,


I have known Tim for about 15 years now and have used his amazing skills and wisdom on many occasions. Tim is a great communicator and has kept me updated through every process. Tim is honest, upfront and has great integrity and can be trusted to find the right product each time. He has worked incredibly hard to ensure I’ve got the best outcome every time and that’s why I never hesitate to keep going back to Tim.

I can’t thank Tim and his team enough for their amazing work in securing my loan this time round. It was a difficult and time consuming task made more difficult for me as I had so many other things going on at the same time. Tim kept me up to date and reassured me with every call or text. Tim went way beyond to bring this loan to fruition. I highly recommend Tim and his team at Mortgage Choice in Bayside. Can’t think of anything that you could have done better! A huge thank you to you all!


K Searle () Blairgowrie,


Tim and his team go above and beyond to ensure that you not only get the best deal but the best service. Highly recommended.


Avi Miller () Moorabbin,


Tim at Mortgage Choice Bayside has been phenomenal. We have used his services on 2 occasions and both times he has exceeded our expectations. The onerous process of obtaining finance was made to appear like a cake walk due to excellent guidance and support from Tim and his team. They are always available to chat and respond to queries and always go above and beyond to provide personalised service and achieve customer-centric outcome. Kudos to the team.


Sukhvinder Aujla () Bentleigh,


The service and communication was fantastic, especially given this difficult time for lending. Couldn’t fault Tim and his team if I tried. I would definitely go back!


B.Williams () Bentleigh,


Tim and Karen refinanced our home loan, securing us a better rate helping us pay off our mortgage sooner. 👍👍


Darren Barone () Bentleigh,


As first home buyers, we initially made contact with Tim from Mortgage Choice in Bayside to discuss our options. Our first meeting with Tim was fantastic, where he used his extensive knowledge to answer our many questions about home ownership, while also preparing some lending scenarios that helped us determine what we should spend on a property. Shortly after this, Tim was able to secure our pre-approval with minimal fuss.

Once we had successfully secured our dream home, Tim helped us to find a loan that suited our needs, while the wider team at Mortgage Choice in Bayside helped us with other important things such as income protection insurance. All of our dealings with Mortgage Choice in Bayside have been wonderful, and we’ve found the team to be friendly, professional, knowledgeable, and trustworthy. They’ve been responsive to our needs and the many questions we’ve had throughout the process. We also loved the extra service offerings they included, for example printing and talking us through the many pages of the loan documents once they arrived.

In summary: we highly recommend Mortgage Choice in Bayside!


Matt, Anya, and Cosmo () Bentleigh,


I can highly recommend Tim and Karen Leonard for looking after your home loan acquisition. My experience was that they immediately chose the right product to meet my needs, and they worked day, night, and weekend to meet a very tight deadline in sourcing the finance at short notice. Tim and Karen kept me up to date by phone, text, and e-mail, on a day to day basis (sometimes hour to hour), and made sure I was fully informed throughout the process. Their service is very professional, upfront and honest. Their efforts are Trojan, and I am a very happy and appreciative customer. It is hard to find such a high level of service in any business today.


Dr Michael O'Gorman () Lower Plenty,


My experience with Mortgage choice has been very pleasing. It has been extremely personalised and they are very approachable and helpful in allowing me to fulfil my financial goals. Tim was very professional and also very informative with my situation, and Karen keep me updated with the progress of my application throughout the processing period. I highly recommend Mortgage choice with your loan requirements.


Dr Benjamin Allan () Beaumaris,


The explanation of the products was really clear. This was especially due to having full visibility of the varying products that were available. I was kept fully informed at all stages of the process. I was even kept updated when nothing was happening - great work! Many thanks for your impeccable support and assistance throughout my refinancing. Your enthusiasm and dedication to helping me was paramount to this being an easy transaction.


Caroline Atkinson () Hampton,


I can highly recommend Tim Leonard - Mortgage Choice. Tim had been referred to me by a relative and exceeded my expectations from our first meeting. I felt really well looked after and informed during the whole process. Tim, Karen and Amanda all did their utmost to ensure everything went smoothly. They provide an excellent service and I wouldn't hestitate to recommend them to others.


Jenni Austin () Parkdale,


This was my first experience on my own in obtaining finance for a new house, Tim & Karen were excellent. Very friendly, approachable and informative. At no time did I feel unsure or confused. All my questions were answered simply which was great. I would highly recommend their service and in fact have already given their details to a close friend.


Gina Ruwoldt () Highett,


After being with the same mortgage financier for many years, we felt it was time to see what other
companies could offer in respect to products and savings. Our experience with Karen and Tim Leonard was fantastic, offering us many savings and new ways to set ourselves up. They were very
helpful, making sure we understood. Their professionalism and service is the best. Thank you Karen and Tim.


Darren & Nicole Ward () Beaumaris,


We were looking to expand our investments from just our home but we were not sure about the sort of loan and the set up we would require. Tim kindly met with our accountant which enabled us to get the best loan for our financial goals. The service we received was fantastic as Tim and Karen communicated the process to us and then went about getting everthing done efficiently. Thanks for your patience with all our questions, we will cetainly recommend Mortgage Choice in Bayside to anyone.


Michael & Tania Whittaker () Beaumaris,


My experience with Mortgage Choice in Bayside was extremely positive. Being a first home buyer, I was understandably nervous and overwhelmed by the process of securing a home loan. However, the friendly service, reassurance and helpful explanations I received made the process that much more manageable. Tim and Karen took everything off my hands. What's more, when we came up against problems, they went above and beyond to get them resolved as quickly as possible. I would highly recommend Mortgage Choice in Bayside and plan to use their services again in the future.


Laura Brown () Port Melbourne,


We have no hesitation in recommending the services of Tim and Karen Leonard of Mortgage Choice. Tim?s extensive product knowledge allowed us to move forward quickly with the process and we were regularly updated along the way. We were extremely satisfied with their professionalism, efficiency, attention to detail, and the personal manner in which we were dealt with.


Brendan & Robyn Jackson () Beaumaris,


We decided to use Mortgage Choice in Bayside purely by chance and contacting Tim and Karen was one of the best things we could have done. They took all the hassle and worry out of what would have otherwise been a very confusing and stressful time. Despite the fact we had a very long settlement (5+ months) we were regularly contacted and kept informed throughout the process. I would not hesitate to recommend their services and would certainly use them again if the need arises.


Warren & Joanne Gray () Mentone,

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