The long slow hot days of summer (and a great result in the cricket) are over. Holidays often bring real estate and lifestyle changes front of mind as your usual routine kicks back in. The Reserve Bank met for the first time in 2014 this month and as expected left the official cash rate unchanged at 2.5%. Economists expect no substantial movement in rates in the months ahead with a cautionary note for a reduction should national unemployment numbers suffer. If 2014 is shaping up to be the year you’re thinking that a change is as good as a holiday, give me a call! I can find you the best interest rate – whether you’re entering the market, upgrading to a new property or renovating your current one. Let me assess your current home or investment loan options or help you add to your property investment portfolio.