Mortgage Choice logo
Victor Kwong

About Mortgage Choice Pyrmont & Randwick

  • The Adviser 2016 - 2019 Top 50 Mortgage Broker 
  • MPA 2016, 2017 & 2019 Top 50 Mortgage Broker 
  • Mortgage Choice 2012 - 2019 Top 10 Franchisees in NSW by volume


Mortgage Choice Limited was founded in 1992 and is one of Australia's leading mortgage brokers. Mortgage Choice is a multi-award winning brand and an ASX 300 listed business.


Including all the major banks, we have up to 28 lenders and approximately 400 products, so you get genuine choices.


Regardless of circumstances and your eligibility for home loans, we can respond to your queries within one business day.


Our service comes at no cost to you. Our commission from the lender is not added to your home loan.


Our loan consultants are degree and MFAA qualified.

FREE RP Data / Residex reports

These reports provide historical trend and estimated price on most properties in NSW. Up to 5 free RP Data or Residex reports can be provided - usually worth $89 and $75 each.


We are available six days a week between 8 a.m. - 8 p.m at our Pyrmont office or through a virtual meeting. If you have young dependents and it is inconvenient for you to travel, we will visit you.  

For a live and secure online meeting, our office uses Citrix.  Our laptops can be viewed live during this virtual meeting.

Cassandra Sopera

Cassandra Sopera

Loan Administration Assistant

Cassandra, in her capacity as a Loan Administration Assistant, functions at the critical juncture of efficiency and precision in the lending process. With a sharp focus on detail and an unwavering commitment to operational efficiency, Cassandra guarantees the flawless orchestration of all facets of loan administration.

Her duties include meticulously organizing and managing loan documentation, serving as a liaison between clients and lenders, and facilitating the acquisition of property reports and upfront valuations. Motivated by a dedication to accuracy and propelled by a genuine desire to support borrowers throughout their financial journey, Cassandra plays an indispensable role in ensuring the seamless progression of loans from inception to fruition.

Victor Kwong

Victor Kwong

Franchise Manager - Loan Consultant

Victor joined the office in 2023 from the banking industry. With a love for property and finance, Victor strives to deliver the best solutions for his clients and help them achieve their dreams and goals through home ownership. Whether you are a first home buyer, property investor, or looking to refinance, Victor is here to help.

Victor has a Bachelor of Economics degree from the University of Sydney.

Erica Gu

Erica Gu

Senior Loan Consultant

Erica is our senior loan consultant. She joined the team in 2012, and specialises in looking after our Asian clients. Erica has helped hundreds of clients select the best home loan package to suit their needs. She consistently has more home loans approved than an average mortgage consultant by a ratio of 3:1, demonstrating her success in adding value to clients. Erica addresses client enquiries and concerns throughout the loan process, while ensuring excellent customer service and satisfaction.

Erica has a Master of Accounting and Finance degree from the University of Newcastle. She is also a licensed real estate agent, with years of experience in property sales and management

Raymond Teh

Raymond Teh

Franchise Owner

Raymond is the founder of Mortgage Choice Pyrmont, Randwick & Maroubra. Coming from a fund accounting background, Raymond entered the mortgage industry in 2003. Since then, he has organised more than $1 billion in home loans and won numerous industry awards. Raymond has a Master of Finance from the UNSW, and is a registered CPA. He is a registered mentor to new brokers, and a Justice of the Peace.

To maintain service standards, Raymond only works with existing clients and client referrals.

Tony Nguyen

Tony Nguyen

Trained Loan Consultant

Tony joined our office in 2024. With over a decade of experience in sales and investing, he brings a wealth of expertise to our office, enriching our dynamic with his fresh perspective.

At the heart of Tony's approach lies a dedication to the win/win philosophy, ensuring that our clients' needs always come first. Known for his unwavering commitment, Tony goes above and beyond to deliver exceptional service and tailored solutions for every lending requirement.

Whether you are looking for your first home or are a seasoned investor, Tony's comprehensive understanding and personalized approach will guide you seamlessly through your journey.
Tony is fluent in both English and Vietnamese, ensuring effective communication and support for clients from diverse backgrounds.
Shelley Shen

Shelley Shen

Loan Consultant

Shelley is a loan consultant, specialising in working with first home buyers. She prides herself on her people skills and excellent customer service. She is patient and understanding - the perfect candidate to guide clients through their first home purchase. Shelley has a Bachelor of Commerce degree from the UNSW, majoring in accounting and finance, and a Cert IV in Finance & Mortgage Broking. She also has experience in real estate sales and property management. 

Anna Wroblewska

Anna Wroblewska

Anna joined the team in 2021, and has years of experience in the finance, banking and insurance sectors. With the best interests of her clients at heart, Anna specialises in guiding first home buyers and single parents through the loan process, helping them achieve their property goals.

Through her experience and market expertise, Anna is excellent at explaining the different loan products and features available. She can help with home, personal and car loans, and is just a phone call away if clients need assistance! Anna is fluent in Polish, and has a Diploma in Finance and Mortgage Broking Management.

Hailey Chan

Hailey Chan

Accounts Administration

Hailey is an accounting administrator. She is always keen to learn and gain experience. While working for us, she is also a full-time student at the University of Sydney, studying a Bachelor of Commerce (Accounting) and Bachelor of Laws double degree. Some examples of roles Hailey has had in the past include an internship at a Hong Kong accounting firm, and Publications Director of the Accounting Society at the University of Sydney.

She is fluent in English and Cantonese and can communicate in Mandarin. 

Contact us

Contact your existing broker?

contact-us-broker-1Smoother experience as they have all your information.

contact-us-broker-2Better understanding of your financials to provide tailored advice.

contact-us-broker-3Faster response compared to being matched with a new broker.

Contact existing broker