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Wayne Smith

Your Mortgage Choice home loan & finance specialist in Albury, Wodonga, Wangaratta, Benalla & Shepparton

Thinking about buying your first home? Or thinking about Investing? Have a chat to your local home loan experts today.
  • Call Us Mortgage Choice Wodonga
  • Office - 02 6056 4433
  • Fax - 02 6056 4466
  • Open Hours Mortgage Choice Wodonga
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

11 Williams Street WODONGA, VIC 3690

Covering Albury, Wodonga, Wangaratta, Benalla, Shepparton and throughout North East Victoria.

Why choose us to help you?

I started with Mortgage Choice over 20 years ago and one of the main reason I joined was so that I can help and provide guidance to people with their financial options.

A mortgage is a big commitment but it need not be a big headache. Our team will work hard to make your life as easy as possible.


How can we help you achieve your goals?

Our team can help you find the home loan that meets your specific needs whether you're:

What are some key benefits for you?

  • Exceptional Choice (over 25 lender options)
  • Flexibile to meet you at a time/place that suits, or at our Wodonga office
  • Our service is at no cost to you
  • We do the paperwork with you
  • You'll receive the loan that suits you - not the lender
  • Not just Home loans, we can do car/personal loans, business/investment loans and more.

Enjoy the peace of mind that comes with a loan tailored to your needs.


Contact Wayne Smith and the team at Mortgage Choice Wodonga on 0429 606 121 or 02 6056 4433. Or call in and see us at 11 Morrison Street, WODONGA, VIC 3690.





The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Sandra Martin

03 Feb 2022

Friendly Great service

Steven Mollison

16 Jan 2022

Wayne and Karen at Mortgage Choice Wodonga are fantastic to deal with. My partner and I built a house and with there help it was made a lot easier. We really appreciate the resp...

Veronica Sampieri

04 Oct 2021

Wayne and Karen were very efficient and helpful in getting us over the line. We didn’t think it was even possible at this stage of our lives so we are very grateful we were able...

Grace Currie

25 Aug 2021

Wayne and Karen from Mortgage Choice Wodonga were exceptionally knowledgable, helpful, friendly and efficient. From enquiring about suitable home loans for myself to getting app...

Cecille Lansangan-Mascardo

28 Apr 2021

Wayne and Karen have been very responsive and professional to all our requests. They were able to support us in making good financial decisions and getting the best rates. They...

sonia Thomas

22 Feb 2021

Wayne and Karen , they both have been very professional and always were responsive to all the queries we had as first home buyers. Thanks for all help during the whole process.

Carol Chan

08 Feb 2021

Wayne and his team has assisted us through multiple property purchases/refinances, even after we moved interstate. He always walks us through the processes step by step and is a...

Nigel Will Polak

20 Nov 2020

Wayne and Karen went above and beyond to help us secure the right finance at the right time for us to make the home purchase our family had dreamed of.

Aaron Hodges

05 Nov 2020

I highly recommend Mortgage Choice Wodonga. Both Wayne and Karen were very responsive to our many questions throughout the process of buying our first home. Their professionalis...

Rob Destri

18 Dec 2019

Second loan I got from Wayne, could not recommend more! Efficient, quick, best deal on the market. Very tolerant, well tempered and patient.

chris lepp

05 Nov 2019

Got messed around and got given bad advice

Meredith Elphick

26 Aug 2019

Wayne has been fantastic! Prompt response times and has guided us through each step of the process.

Chris & Deanne Brown

14 Aug 2019

This is the second time we have used Wayne, we couldn’t be happier with the professionalism and service we received

Meagan H

14 Jun 2019

We cannot speak more highly of Wayne and Karen. An absolute delight to work with. Hard working, dedicated and professional. How lucky we were to choose them! Thanks so much for...

Leesa D'amico

13 Jun 2019

After dealing with a major bank myself and failed, I thought I'd get help through a mortgage broker. I wasn't sure how it worked but there was NO cost to me directly and after a...

Richard Copeland

12 Jun 2019

Wayne and his team are very thorough with getting the best results for you home or personal loans.

Anna Brandauer

12 Jun 2019

Wayne and Karen are awesome! So good to deal with and made the whole journey so easy! (Even though it probably wasn’t easy for them!) Definitely recommend Mortgage Choice to eve...

Hilary Nanopoulos

12 Jun 2019

Wayne and Karen are amazing to deal with and provide an easy and stress-free process. Thanks again guys!

Greg Rothenberger

12 Jun 2019

Wayne and the team make the process of obtaining a home loan easy to understand and makes the transition extremely smooth. In a world of confusing information with banks etc I h...

Roy Hui

12 Jun 2019

Wayne was so helpful. I’ve been to see a few different brokers and they all couldn’t get me a loan, they were also quite rude probably because they know my case was a bit tough...

Lisa barraclough

12 Jun 2019

Wayne has helped myself and partner with our home loan and investment loans. Wayne was also very helpful with our children giving them advice on what they needed to do to get a...

Andrew Naldrett

12 Jun 2019

I have used Mortgage Choice in Wodonga on three occasions and have found their service to be exceptional each time. I have, and would, recommend their services to others again.


05 Jun 2019

Absolutely fantastic!

Bob Anon

13 Mar 2019

The absolute worst. Avoid.

See all Google reviews

Professional, yet relaxed & friendly. Efficient and timely. We were able to make choices suitable for us, yet you provided guidance when we asked for it. Flexibility in products offered.

Narelle Lonergan, Table Top, NSW
- Property Investor

Karen was so helpful and went above and beyond to make sure we were happy. Thank you so much!

Bethany & Ryan Carey, Wodonga, VIC
- First Home Buyer

We knew nothing about buying our first home and Karen put our minds at ease and took care of everything. It's been a great experience and will recommend to others

Aude Schmitt, Baranduda, VIC
- First Home Buyer

You have been brilliant. You are prompt to respond to all my questions, no matter when it is. We could not have done all this without your help. Life Saver. Thanks Karen

Jessica Coddo, Wodonga, VIC
- First Home Buyer

All was great. Thanks. Very Professional and happy with everything

Trish McGuire, Wodonga, VIC
- Upgrader

Great. Acted on all of my requests - prompt service

Nikki Grae, Albury, NSW
- Upgrader

Wayne and the team where fantastic, you meet with the owner and they shared knowledge that saved us thousands, allowing a better return

Dennis Peake, Wodonga, VIC
- Property Investor

You worked very hard to get the loan approved - I am so appreciative for all your help and hard work.

Nicole O'Keffe, Broadford, VIC
- First Home Buyer

I am new at this and karen has been a great help and just so easy to get along with. It's made this less stressful to me. I will be referring anyone looking for a loan to Mortgage Choice.

Laura Taylor, Euroa, VIC
- First Home Buyer

Karen, you are a legend and I love you. You were always (and still are) a pleasure to deal with.

Tracy Gardiner, Wodonga, VIC
- Upgrader

Thank you Karen for all your hard work & understanding. You brought a human element to the usual facts & figures process.

Lisa Jenkins, Wodonga, VIC
- Refinancer

Really helpful, kind and professional.

Melissa Drage, Albury, NSW
- Refinancer

Sally and I were happy with the service and Wayne keeping us updated with the loan approval process.

Paul Pocock, Wodonga, VIC
- Property Investor

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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