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Chris Howitt

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Average client rating
5/5 From 76 Reviews

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Extremely happy with the service provided, endless support and advice to achieve my mortgage approval even in the short timeframe of pressure I put them under.
Thanks again

Andrew
18 April 2024  

 

Going with Mortgage Choice was one of our top decisions when it comes to finding the mortgage for our new home.
The Lending Scenario they offered was incredibly valuable and played a critical role in our financial planning. Weve also had positive experiences with their recommendation, feeling confident that weve made the right choice.

Thank you Chris, Glenn, Katrina the team

Shin
12 March 2024  

 

Couldnt be happier dealing with the team at Mortgage Choice. Katrina, Glenn Chris were very helpful. No question was too silly and they went the extra mile to ensure the approval and purchase went smoothly. Thank you for making it easy

Phil
02 February 2024  

 

Craig was great at explaining all of the steps to owning my own home. His advice on the type of property to purchase was very helpful and his support during the settlement stages was appreciated. I would strongly recommend Craig to family and friends.

Kristin
21 January 2024  

 

Very helpful provided useful extra advice above beyond just refinancing.

Geoff
16 January 2024  

 

Chris Howitt and the team at Mortgage Choice Port Melbourne are so fantastic to deal with and extremely helpful in finding the best available loan and options. I first used them when refinancing to purchase a second home when our borrowing power was quite low but they helped us find a way. We have since refinanced multiple times to improve our property and it has been a very successful partnership. Thank you all.

Carly
15 January 2024  

 

We have used Mortgage Choice Port Melbourne almost 3 times now to purchase properties and refinance loans. This is an outstanding team who will go above and beyond to secure you a the best deal for a loan, and make the transition of securing properties and refinancing between banks a seamless as possible. Craig and Glenn have literally saved us thousands of dollars on interest repayments by optimizing our loans and lenders. I have gone on to recommend numerous friends and family to their services and all of them have had great experiences.

Jaime
12 December 2023  

 

Craig has been absolutely wonderful through the whole process of refinancing my home. I was putting this off as I though it would be to scary and too much work to get it done. There was no such thing as a silly question, and Craig made sure I was comfortable with all the steps. He talked me through paperwork when I needed the help, and was made sure I understood every step before proceeding. 1010 fantastic to work with.

Clare
08 November 2023  

 

My home buying journey took over 24 months and Chris Howitt, Glenn Mayne and Katrina McEwan were there for me the whole time. I struggled to find a property as I was continually outbid at auctions or properties would be sold for well above my price expectations. This meant I had to get pre approvals extended and re-done on multiple occasions. I am grateful to the MC team who stuck with me through this lengthy and time-consuming journey and, in the end, I was successful at an auction. The sole distinguishing factor between me and the other keen bidder was that I had pre approval, and he did not. Without the MC teams help, I wouldve been in that other bidders shoes and wouldve, again, been on the market still looking.

In the lead up to that auction, the MC team answered my many questions, ensured they explored all options to find me the best loan for my circumstances and made the application process straight forward and seamless.

I highly recommend Chris team and will be in touch for my next property purchase

Michael
02 November 2023  

 

Katrina, Chris and Glenn were a fantastic help to us when looking for our first home. They were friendly, super helpful and provided us with all the information we needed. It took a long time to find the right property but the team at Mortgage Choice were very patient. Our mortgage approval went very smoothly and we felt reassured that Katrina had it all under control so we could sit back and relax

Danielle
26 October 2023  

 

Could not speak more highly of Chris and his team. Very thorough and sound advice and great attention to detail. Would recommend him far and wide.

Nicki
11 October 2023  

 

Chris
08 October 2023  

 

Chris and Katrina were very helpful and attentive in helping us through the refinancing process. Made a somewhat confusing and complicated job much easier for us.

Matt
03 October 2023  

 

Craig was great to deal with, very helpful and knowledgeable. He was responsive throughout the process and guided me along the journey. I would certainly recommend him as a broker.

anthea
02 October 2023  

 

Chris and the team were excellent. We refinanced two loans and they made the process smooth and kept everything straightforward. Highly recommend.

Courtney
06 September 2023  

 

Chris is an experienced broker , with his extensive knowledge and experience in the area, he is able to quickly pinpoint your needs for refinance and provide best options and solutions to suits your circumstances. The team, like Katrina, is also very responsive and helpful to help you through the whole process and make it easier transaction. Many thanks to all your hard and great work.

Wei
23 August 2023  

 

Chris and the team were excellent to deal with. We set up two new loans and they helped with every step of the process, making a very complicated process simple. I am happy to recommend them.


19 August 2023  

 

Excellent service. Chris and the team were very helpful and able to provide expert advice to find the best option for our re-finance needs.

Angela
30 July 2023  

 

Brendan
02 July 2023  

 

Chris, Katrina and the team at Mortgage Choice expertly guided us through the refinancing process and patiently answered all our queries along the way. Thank you

Marc
07 June 2023  

 

The team at Mortgage choice port Melbourne are so committed in getting the best options that suit your needs - very thorough saved us heaps on our loan .. plus the incentive cash back was a great bonus Highly recommend

Rose
06 June 2023  

 

We have refinanced our loans multiple times through Chris, Glenn and Katrina and have always appreciated first class service. They are quick to answer any questions and have no issues attending to any queries, no matter how small. They make the whole refinancing process very straight forward and are with you every step of the way. I cannot recommend them highly enough.

Steve
03 May 2023  

 

Could not recommend Chris and Katrina more - they made the whole process simple and easy while getting us a great deal


03 April 2023  

 

Glenn Katrina were instrumental in helping me purchase my first home, offering valuable advice at every stage of my buying journey.

Friendly, responsive and insightful, U couldn't ask for a better partner for my purchase.

Thank you Glenn and Katrina

Lang
03 April 2023  

 

Highly recommend the services of Craig Micallef at this branch. Aside from being a genuinely lovely person, Craig is an expert in his field and always goes the extra mile to get his clients the best deal. He's professional, hard-working and patient and has provided such great support to us as we carefully navigated what these uncertain financial times would mean for our household. Thanks so much Craig

Enna
02 February 2023  

 

The team at mortgage choice went above and beyond to set up a complex mortgage. Highly recommended the team to anyone looking to borrow. Helpful and very knowledgeable.


04 January 2023  

 

Chris and Katrina were amazing when organizing our first home loan. Katrina was professional and very patient with us when we were asking lots of questions.They found the best home loan that suited our situation and it was a very easy process. We will definitely use your services in the futur.Highly recommended.Thanks again.

Virginie
04 December 2022  

 

I would highly recommend using the team at Mortgage Choice. Chris has helped us with finance advice and settling multiple properties throughout the years.
Chris, Glen and Katrina is a great team who are prompt, professional and care about the customer. I have also recommended them to friends and family.
Will use them again if needed in the future

Mary
30 November 2022  

 

Chris, Glen and Katrina were exceptional to deal with during our refinancing..Chris is excellent at explaining things clearly and the communication and follow up from the whole team was fantastic. Highly recommend. I look forward to using this team again in the future with no hesitation
OUTSTANDING

Hannah
28 November 2022  

 

The team at Mortgage Choice made this process of buying my first property so easy for me. I would call for random things that I did not understand and they were more than happy to help me out and explain everything so that I would know what is going on. I could not be anymore more grateful for the support they have given me. Thank you so much Chris and your team.

Ross
28 November 2022  

 

Chris and his team are EXCELLENT. Where do I start on why I rate them so high All I can do is list what comes to mind Experienced, knowledgeable, supportive, understanding, patient, down to earth, thorough, smart.

We have been engaging with Chris for years and when we were finally ready to start looking for our home and finally had preapproval, COVID hit. If it were not for the support on riding multiple re approvals of expired preapprovals during unprecedented times, I am not sure we would have mentally and emotionally come out the other end.

Our hats go off to Chris, David and Katrina for the work that they do. They will always be our mortgage broker we would not go anywhere else.

Kerry
12 October 2022  

 

Chris, Katrina and Glenn were great in helping me refinance. It was made really easy, fast and Im very happy with the outcome. Would not hesitate in recommending them for your needs. Overall they are really nice people to deal with. L Beattie. Im using my daughters Google account thats why the review is under Kiarah Beattie.

kiarah
29 September 2022  

 

Chris, Glen and Katrina made refinancing our home loan a breeze. We will definitely use Mortgage Choice again in the future

Briana
25 September 2022  

 

This company totally professional.. Glen, Chris Katrina were awesome...would happily recommend this team and will definitely be using them again...

Sandra
27 July 2022  

 

Chris, Glen and Katrina made the process of applying for a home loan so straightforward and easy for me. They were very professional, but also excellent at breaking down in simple terms the complexity of getting a home loan.
Thank you Chris, for shopping around for the best deal for me and making sure I wasn't going beyond my means. This is especially reassuring during these uncertain times

Gareth
04 July 2022  

 

We have used Chris team for over 10 years and refinanced three times through them. They always have our best interests at heart, work hard to find the best deal, and we wouldn't hesitate to recommend and have done so in the past with family now going through them for mortgage refinance.The process is made very simple for us and living regionally, the ability to do this online is fantastic. Looking forward to continuing the partnership

A
28 June 2022  

 

What a great experience Chris and the team work exactly as that, a team Great communications, everything explained really well. There is no way I would have got this complex loan over the line without their help. Thanks to everyone at Mortgage Choice Port Melb.

Jonathan
27 June 2022  

 

Glenn and Katrina were amazing. The experience was extremely straightforward despite an equity redraw and mortgages across two banks because they found us the best rates for each mortgage, which just happened to be two banks - didn't add any complexity, they handled it all. Exceptional service.

Ari
18 June 2022  

 

Chris and his team were super efficient when organizing my home loan. They were quick and professional and secured my loan quickly. It was a very stress free experience. Would highly recommend

Nicole
18 June 2022  

 

Chris and the team were great, they were sharp, understood our needs and provided clear guidance at every point. A very professional service.

Richard
18 June 2022  

 

Craig Micallef was an excellent broker for me in my purchase. Always available, knows what he is talking about, and a pleasure to deal with. I would happily recommend Craig to anyone that is looking to engage with a broker for a property purchase

Brian
19 May 2022  

 

I spoke to Glen today, he Gave impartial, very honest advice. I strongly recommend him and Chris. I will be recommending him to my family members.

Dinithi
17 January 2022  

 

Had some curveballs to overcome in order to obtain finance for my home loan and a very short settlement time. The team provided great advice, finance, communication and solutions.

Daniel
18 December 2021  

 

Craig Micallef has been astounding to work with. My partner and I have had a unique situation whereby looking for a loan as a sole trader and first home buyer wasn't straight forward - but Craig saw us through smoothly and found us a credible lender. Craig touched base with us throughout the process and ensured we were well looked after. Take heed of the saying no stupid questions with Craig, and you'll find a great broker.
Thank you Craig

Siam
17 November 2021  

 

I just wanted to say a huge Thank you to Craig for his support and getting me a home loan approved very quickly on an apartment in Prahran. It was simple, easy and the communication was great. I spoke directly to the two banks prior and was shut down saying high risk area straight away and that they would look into the property and would get back to me. I never received a call back from those banks so Mortgage Choice got my business. I would highly recommend Craig to anyone looking for a home loan.

Cheyenne
17 November 2021  

 

Excellent to work with, would highly recommend to all.

Ella
18 July 2021  

 

Craig was prompt and professional. Would highly recommend.

Christopher
18 July 2021  

 

I just bought my first home through Glenn and Chris and it was such a positive experience, I can't recommend them enough Glenn was very responsive, friendly and professional, keeping me updated at all stages of the process without overwhelming me with too much detail. He also got me a very competitive rate- despite getting preapproval in January, by the time I bought in March they had found me an even better deal. All the paperwork was explained to me clearly and they did all the leg work which made it a very seamless and stress free process. Very happy with their service

Jennifer
18 July 2021  

 

Chris and the team have arranged multiple loans for us over the past few years - most recently a very complicated bridging loan for construction and we've been very happy with everything they've helped us with.
Highly recommend Mortgage Choice Port Melbourne for their advice and execution of any loans

Danielle
18 July 2021  

 

Chris and his team were fantastic, they helped us out with our loan options, meticulous with their work, and I would recommend them to anyone.

Kusal
18 July 2020  

 

Highly recommend Craig, always ready to help in any situation and so quick to respond or answer the phone.

Ryan
18 July 2020  

 

Could not have asked for a better broker. Thank you in every way Craig. So patient and understanding of someone who knows nothing about buying a home. Complete confidence from the very first meeting. Recommend to everyone and will keep in contact for all future needs.

Kell
18 July 2020  

 

Craig, you are a star I'd have no hesitation in referring Craig if you need a home loan or wanted to refinance your existing one which I did... The guy clearly loves what he does, his experience is what got me over the line for my home loan and I couldn't me more pleased. He is a top bloke, give him a call if you're looking for someone that has your best interest pun at heart

Milano
19 July 2019  

 

Chris and the team were absolutely brilliant when I needed finance. Chris took care of everything and made the experience a very easy, efficient and in the end, a satisfying one.
From document collection, speaking to the banks about pre-approvals and right through to final approval and settlement, Chris and the team provided an extremely professional and friendly service that takes the hard work of dealing with financial institutions out of your hands.
I will be highly recommending Chris and his team, and I'll definitely be using them again in my next property purchase.


19 July 2019  

 

Brilliant broker, really understood our situation and tailored the solution and service accordingly Highly recommend

Kaela
19 July 2018  

 

I contacted Chris when I was looking to finance an investment property an apartment in Port Melbourne and it was a great decision.
Chris took care of all of the finance side of the transaction, so I really didn't need to worry about it and all of my focus was then able to be directed toward finding a suitable property to purchase.
Highly recommend Chris and the team at Mortgage Choice in Port Melbourne - I'll be using them again.

Chris
19 July 2018  

 

 

Gayle and her team at Mortgage Choice in Port Melbourne were exceptional in the service they offered. From the very beginning, right through the whole process, they were very professional, friendly, diligent and hard working. Gayle put in a huge number of hours and emails on our behalf. She secured a great loan for us and looked after all the paperwork allowing us to just sit back and wait for settlement! She has a beautiful nature and dealing with her was an absolute pleasure. We could not have been happier and more grateful for her efforts and would highly recommend Gayle and the services she offers.

Lisa, Brunswick
16 December 2017  

 

 

Thank you Gayle and team for your fantastic support throughout the entire refinancing process of the loan for equity use.Not only did you help me change lenders, you also delivered a package deal with my new investment loan with a better interest rate. Gayle is very welcoming and her friendly staff take the time to explain everything they do. This is my second time in 10 years dealing with Gayle. I wouldn't go anywhere else for a home loan!

Andrew, Cairnlea
16 December 2017  

 

 

The level of service from Chris & Jordan was of a very high standard.
You and the team have been superb in regards to the set-up of the new loan, Outstanding service and pretty much seamless from my end – can’t ask for much more then that
I'm only to happy to recommend them to friends and family (which I already do)
John

John Vilella
16 December 2017  

 

 

I couldn't be happier with the service I received from Chris Howitt and Jordan McClure. Chris, in particular, was exceptional to work with due to his knowledge of the industry, availability, professionalism and willingness to find a solution when it was seemingly impossible at one stage. There is no better team and hopefully I will be using Mortgage Choice many times over. Thanks team.

David & Rachel
16 December 2017  

 

 

Our experience with Mortgage Choice has been outstanding. Chris and Jordan spoke to us in terms we could understand, took the time to explain things to us clearly (even when we asked the same questions more than once!) and constantly kept us in the loop the entire time we were dealing with them. They not only know their line of work but they also know how to engage with people. They are true professionals with great communication skills and were happy to help us in any way that they could. Our property settled today and we received a phone call and email to congratulate us. They also told us that they are here for the life of the loan - it's very comforting to hear that. We are looking to purchase in the future and we look forward to working with them again. - Kerry and Mike.

Kerry & Mike
16 December 2017  

 

 

Your service was exceptional. Friendly, professional and very thorough. Your hard work and dedication to achieve the best possible outcome for us was amazing. Thank you Gayle.

Jamie & Chantel
16 December 2017  

 

 

As first home buyers we couldn't have done it without the help and guidance of Gayle from Port Melbourne, Mortgage Choice. We would highly recommend her services and will definitely be back again! Her efficiency, honesty and proactivity was highly regarded during our process. Couldn't have asked for better service!

CA, Port Melbourne
16 December 2017  

 

 

I could not have bought my first home without the support, knowledge and dedication of Gayle Roberts. Accuracy, timeliness and dependability encapsulates Gayle's exemplary service. I recommend Gayle to all that I know and will use her services for all future home purchases.

Miss King
16 December 2017  

 

 

Everything was fantastic from start to finish. You are super professional, hard working and knowledgeable. You got us a brilliant deal.

K Stocker
16 December 2017  

 

 

We are extremely excited about our first home and will highly recommend Gayle’s business to anyone who needs an extremely competent and hardworking team to be their broker and secure their finance. We were recently married. We found a house and fell in love with it. We went to a Bank and were surprised the loan didn’t sail through, so after a shock we contacted Gayle & her Team at Mortgage Choice Port Melbourne. What a dedicated and hard-working team they are – they jumped onto our urgent loan and requested reams of paperwork. Unfortunately we had already booked our Xmas holidays so were overseas adding to add a layer of anxiety. Some of Gayle’s emails were late at night so I knew they were diligently working on getting our loan through. Gayle even contacted us from out at sea on a Cruise in the South pacific over Christmas – even working on her holiday for us. They were just as excited as us when we received the formal approval; met us at the branch to sign the loan paperwork, and then the day arrived for settlement and moving in. Gayle - hope you enjoy every sip of the Veuve as you’ve both earned every bubble. Gayle Roberts and her Team are truly amazing!

RG
16 December 2017  

 

 

We have been extremely happy with the service you provided and the quick approval of our loan. After meeting other mortgage brokers that we didn't especially feel comfortable with, we were so glad that we met Gayle! You have provided us with some very valuable advice and we felt we could trust you from the outset. Communication has been prompt and brilliant from the very beginning through to settlement. We would definitely come back to Mortgage Choice (Gayle & Trudy) for any future loan needs.
Thank you very much again for your assistance! We will definitely recommend your services to our friends and family.

M & AN, Port Melbourne
16 December 2017  

 

 

The service and help was absolutely fantastic. I absolutely have no complaints, they were always keen to help and find a solution in my situation.

B Hayes, Port Melbourne
16 December 2017  

 

 

Please allow me to indulge myself and thank you enormously for your old style (i.e. personal service) handling of this slightly unusual mortgage case you successfully navigated through.

Being almost 60 years old and having lived in the Hospitatlity Industry as a chef for virtually all my career, where the one thing separating a leader from the competition is service and sounding perhaps like an old fart, the level of service everywhere has plummeted to the point where I don't think people care about each other any more and if the computer says no, it means no - meaning appreciation of each individuals' personal circumstances has been forgotten in so many interactions we have nowdays.

Glenn you stand out from the crowd and I take my hat off to you for excelling in providing SERVICE - the one thing we all want, but rarely get these days.

THANK YOU, THANK YOU, THANK YOU.

Kind regards,

Anthony

Anthony Reynolds
16 December 2017  

 

 

I would highly recommend using Gayle and her team to anyone looking for advice on gaining finance for purchasing property. Her service was always personalised as she ensured that we got the loan that best fit our specific needs. Gayle & Trudy were always quick to answer any question that we had, and kept us well informed throughout the entire loan application process.
We couldn't be happier in our new home, and we are very thankful for Gayle & Trudy's help.

AL
16 December 2017  

 

 

Gayle we all run busy lives these days. I'm a married father of three young kids with little time to scratch myself let alone wade through all the offers and fineprint on the myriad of offers of finance. I rang you after a slow response from one of your competitors. You were prompt, professional and communicated clearly. You came to my office at a time that suited me, you were straight to the point and gave some clear options after hearing what my needs were. You kept me informed as to the progress of my loan application unprompted. When the interest rates were lowered on the day of settlement, you managed to secure me the new updated and lower rate! I would heartily endorse your services and use you again without reservation. You are very good at what you do. Thankyou!

Adrian, Canterbury
16 December 2017  

 

 

Gayle was amazing and reassuring through the whole complex process with the court order financial settlement documents that were required. Gayle was recommended to me through a friend and I'm so glad I went to Gayle. I knew that everything was under control with Gayle on board and it was one less stressful item I had to manage at that time. I would definitely ask Gayle for assistance again should I need assistance with the home loan.

K Danne
16 December 2017  

 

 

Gayle, Julia and everyone at Mortgage Choice Port Melbourne were wonderful. Wonderful in every deal, in every service, in every minute of time gladly given to us (regardless of whether at an appointed time, or at any time when we called, emailed or popped in out of the blue). They were supportive, informative and shared our whole journey with patience and genuine interest. I am so fussy with service industries having worked in so many of them over the years. I cannot fault Gayle's team even one little bit. Thank you so much to all of you! I will not hesitate, at all, to recommend you to anyone who even hints or implies an interest in getting finance sorted. You are legends!

Charlie & Victor
16 December 2017  

 

 

Gayle & Trudy at Mortgage Choice in Port Melbourne assisted me late last year in refinancing my mortgage from ANZ to ING. I could not be more satisfied with the service I was provided. The team was extremely professional in their approach ensuring that I understood each step of the process and that I was aware of all options available to me. The entire process was completed within a short timeframe with no issues encountered along the way. I would highly recommend Gayle & Trudy if you are in need of a mortgage brokerage service.

LK, St Kilda East
16 December 2017  

 

 

Thanks to Gayle & Trudy for being so helpful and always responsive to any queries or concerns that we had. Gayle has gone above and beyond to assist me and my family in getting the right finance for our needs and has at every stage been there to make sure the process runs smoothly. Will definitely be recommending others to Gayle and Mortgage Choice. Thanks again!

MY
16 December 2017  

 

 

Gayle was extremely informed to identify our options quickly and she recommended a suitable solution from the outset of our discussions. We were working with a short settlement period and despite Gayle's other commitments out of town, she ensured the loan progressed in a timely manner and all deadlines were met. Gayle is a very vivacious and outgoing character which also made our dealings easy and open. Thank you to Gayle and her fabulous team at Mortgage Choice.

Home & Investment Purchaser - Bentleigh East
16 December 2017  

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