About Mortgage Choice

For 30 years, Mortgage Choice has helped Australians finance their homes, investment properties, cars and businesses by delivering a range of choices with a team of trusted experts.
About Mortgage Choice

Why choose Mortgage Choice?

We know how important it is for you to be able to trust the advice you are receiving from our experts.

We can assist you with your personal finances including your home loan, car loan and insurances  We can also help you organise finance to start or grow your business and fund your assets.

We don't charge to find the right home loan for you. Your broker is paid by the lender once your loan settles.

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We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

Contact one of our local experts today to see how we can help you. 

Find a broker

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For more than 30 years, Australians have trusted Mortgage Choice brokers to help them find the right home loan to finance their property dreams.

Our network of more than 1000 experienced brokers around Australia have access to thousands of loan products from more than 40 lenders, including our exclusive range of Mortgage Choice branded lending products.

Since 2021, Mortgage Choice has been owned by REA Group, Australia’s leading digital property business, and in 2022 merged with Smartline Personal Mortgage Advisers to create the Mortgage Choice network of today.

About Us

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Who we are

Mortgage Choice, part of Australia’s leading digital property business REA Group, is a nationally recognised and trusted brand that helps Australians realise their property ownership dreams.

Established in 1992, Mortgage Choice has grown to become one of the largest mortgage brokerages in Australia with a network of more than 1,000 brokers and 750 franchises nationwide.

REA Group acquired Mortgage Choice in 2021, and as part of the acquisition united the brokerage with Smartline Personal Mortgage Advisers under the Mortgage Choice brand.

Our national network of professional mortgage brokers empowers customers by sharing their home loan expertise and offering finance solutions that meet your unique circumstances. 

Mortgage Choice brokers offer customers a wide choice of home loan products from an extensive panel of lenders – from the Big 4 banks to boutique offerings for specific needs. We can also assist with personal loans, commercial loans, asset finance and general insurances. 

The Mortgage Choice Charity Foundation (MCCF) supports people in need. Through combined voluntary contributions from our network, the Foundation delivers real impact to registered Australian charities focused on people, their needs, housing and financial literacy. We believe together we can make a greater impact than as individuals. The MCCF exists in both state and national capacities to broaden and deepen the Foundation’s reach. The Foundation committees are run and managed by the network (owners, loan writers and administration staff) and backed by REA Group. 

Our Customer Charter fully discloses our service, payment model, privacy policy and complaints procedure.

Mortgage Choice holds an Australian Credit Licence: no. 382869. and Smartline Operations Pty Limited holds an Australian Credit Licence no. 385325. both are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.​ 422854. Both licences are issued by ASIC.


Looking for a new business opportunity?

If you’re prepared to roll your sleeves up, your Mortgage Choice franchise can be an outstanding investment and the way to take control of your future.

You have the potential to enjoy the rewards of your own effort backed by our extensive support, and experience the financial and personal benefits of a growing business.

Find out more about how to become a Mortgage Choice franchise owner.

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Industry awards

We pride ourselves on being the best in the business and our various industry awards are a testament to this fact.
  • 2023 Aggregator of the Year

    Winning Aggregator of the Year at the 2023 Mortgage Business Awards reflects our brokers’ commitment to providing exceptional client service and our incredible teams at Mortgage Choice who support the broker network.

  • 2023 MFAA D&I winner

    The MFAA 2023 National awards recognised the work of the teams and brokers involved in shaping the Mortgage Choice Aspire program. We are working to increase the representation of women in our network and the broader broking industry.

  • 2019 Marketing Campaign of the Year

    Recognising our efforts for our latest 'Bootcamp' marketing campaign, we were able to help educate Australians on financial literacy whilst also driving leads and enquiries to our broker network.

  • 2019 Aggregator of the year

    Mortgage Choice was recognised as a leading aggregator in the industry when driving results for brokers and customers alike.

  • 2019 Technology platform

    Our proprietary technology Broker Platform was recognised as a leading platform to support brokers seamlessly access 1000's of home loan products.

  • 2019 The Adviser’s Top 25 Brokerages

    We have ranked in the top 25 brokerages every year since the inception of this award category and is a testament to the brand we have been able to develop over the past 25+ years.

  • 2018 Readers Digest Quality Service Award

    Our brokers and strive to go above and beyond for their customers, and this award is in recognition of that level of service.

  • 2017 Broker Marketing Platform of the year

    Consumers and franchisees alike trust Mortgage Choice because it is a national brand that people know and believe in. This award recognises the overall marketing strategy that underpins the brand itself.

  • 2019 Major Brokerage of the Year

    This award is a testament to the empowerment and retention of individual brokers in supporting the corporate’s overall growth and development.

  • #1 ranking

    Mortgage Choice was awarded Australia’s top brokerage in The Adviser magazine's Top 25 Brokerages 2023 ranking. Despite a challenging year for the industry, we continued to grow and innovate so that we could help more Australians secure their home loans.