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About Mortgage Choice

For over 27 years, Mortgage Choice has been helping Australians with their financial needs by delivering a range of financial choices teamed with trusted expert advice.

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Why choose Mortgage Choice?

Choosing a home loan is like selecting a fine wine: it suits your palate, handpicked for you and gets better over time. A Mortgage Choice broker knows which home loan is right for you.

Watch our video to understand how Mortgage Choice can help you and contact your local broker today.



Watch this short video to find out how our local Mortgage Choice experts - brokers and advisers - can help you with a range of your financial needs, from credit cards to home loans and financial advice.



How do you know if your mortgage broker is really recommending the right home loan for you?

To answer this, we need to explain how a mortgage broker gets paid. Let's take a look.



Who are we

Mortgage Choice was established in 1992 by co-founders Rod Higgins and Peter Higgins who had a vision of building a national network of ethical, credible and professional mortgage brokers who local communities could trust.

Since then, we have evolved into a fully-fledged financial services provider. Our goal is to help Australians make better decisions with their finances, because at Mortgage Choice, we understand that better choices lead to a better life.

We get a kick out of helping people afford the things that are important to them, whether that’s buying a home, buying a new car, starting a business, travelling around the world or enjoying life in retirement.

We help people take control of their money so they can spend time doing things that make them happy, with the people who are important to them.

Our national network of professional mortgage brokers and financial advisers is committed to empowering customers by sharing their expertise and offering solutions that meet a person’s unique circumstances.

At Mortgage Choice, our brokers offer customers a wide choice of home loan products via an extensive panel of leading lenders. We can also assist with personal loans, commercial loans, asset finance, deposit bonds, and risk and general insurances.

Our brokers work in partnership with FinChoice Financial Advisers to provide customers a holistic advice offering that is both affordable and transparent.

At Mortgage Choice, we believe in giving back to the communities that we serve, and we actively partner with numerous charitable organisations.

We support causes that include:

  • Jeans for Genes Day
  • Lifeline Choc Box
  • Cancer Council’s Australia’s Biggest Morning Tea
  • White Ribbon Day
  • Daffodil Day
  • CEO Sleepout

Our Customer Charter fully discloses our service, payment model, privacy policy and complaints procedure.

Mortgage Choice has no balance sheet or funding risk, and consistently delivers strong profits and attractive yields. We have been listed on the ASX since 2004 and we are a member of the Mortgage & Finance Association of Australia (MFAA).

Mortgage Choice holds an Australian Credit Licence: no. 382869. FinChoice Pty Limited, a fully owned subsidiary of Mortgage Choice, holds an Australian Financial Services Licence: no. 422854. Both licences are issued by ASIC.

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Looking for a new business opportunity?

If you’re prepared to roll your sleeves up, your Mortgage Choice franchise can be an outstanding investment and the way to take control of your future.

You have the potential to enjoy the rewards of your own effort backed by our extensive support, and experience the financial and personal benefits of a growing business.

Find out more about how to become a Mortgage Choice franchise owner.


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Industry awards

We pride ourselves on being the best in the business and our various industry awards are a testament to this fact.

  • 2019 Marketing Campaign of the Year

    Recognising our efforts for our latest 'Bootcamp' marketing campaign, we were able to help educate Australians on financial literacy whilst also driving leads and enquiries to our broker network.

  • 2019 Aggregator of the year

    Mortgage Choice was recognised as a leading aggregator in the industry when driving results for brokers and customers alike.

  • 2019 Technology platform

    Our proprietary technology Broker Platform was recognised as a leading platform to support brokers seamlessly access 1000's of home loan products.

  • 2019 The Adviser’s Top 25 Brokerages

    We have ranked in the top 25 brokerages every year since the inception of this award category and is a testament to the brand we have been able to develop over the past 25+ years.

  • 2018 Readers Digest Quality Service Award

    Our brokers and FinChoice financial advisers strive to go above and beyond for their customers, and this award is in recognition of that level of service.

  • 2017 Broker Marketing Platform of the year

    Consumers and franchisees alike trust Mortgage Choice because it is a national brand that people know and believe in. This award recognises the overall marketing strategy that underpins the brand itself.

  • 2019 Major Brokerage of the Year

    This award is a testament to the empowerment and retention of individual brokers in supporting the corporate’s overall growth and development.