Car loans

We search over 20 lenders to find you the right car loan. Plus, our car buying service for new cars gets you the right car for the best deal, delivered to your door!


It all starts with a goal, what's yours?



We compare over 20 lenders

We search through offers from over 20 lenders to find you the car loan that will best suit your needs~


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More about car loans


Door-to-door car buying service

We search a national network of car dealers to get the best deal, then deliver your new car to your door. We can even help you with the trade-in of your old vehicle.


Car loan pre-approval

Make sure your finances are sorted before you start looking for your new car, so you can shop around with confidence.


Car loan refinancing

If you're looking to save on your car loan, refinancing could be a beneficial option. Refinancing simply means taking out a new loan to replace your current loan.


Lease or buy?

If you’re in the market for a new car, one of the key decisions is whether to buy or lease the vehicle.


Car loans for the self employed

A wide range of vehicle finance options are available to self-employed workers. The key is to determine which one best suits your needs and business cash flow.


0% p.a. interest car finance?

Offers of zero per cent p.a. interest on car finance may sound tempting, but it pays to read the fine print, because deals that sound too good to be true usually come with hidden costs.


Get all your car loans FAQs answered

Hear from our customers


"Mortgage Choice was able to secure a discounted rate for my car loan, which matched the rate offered by the dealer, and my broker kept me in the loop at every stage. I do a lot of driving as part of the business, and the new vehicle is both comfortable and very fuel efficient. These days, a day in the car is a pleasant experience and certainly a lot more economical.
My Mortgage Choice broker and I are more like old friends now, and I certainly recommend their asset finance service to anyone running their own business."


Mark Schneider - Car buyer

Top tips to consider when buying a car

Don’t just look at the interest rate when choosing your car loan

Low rate loans may seem great on paper, but could include hidden fees and charges that can really add up over time.

Consider loans that let you pay extra on top of your monthly repayments

This is a great way of reducing the overall cost of the loan, but not all lenders will allow you to do this, and some of them will charge you extra fees for early repayment

Consider total costs

Make sure you consider the total cost of the loan over time, for example break fees and monthly charges, not just the monthly repayment

Read the fine print

Make sure you read the fine print of your loan agreement so you really understand any additional fees and charges and how they will impact your total repayments


The truth about dealer finance

If you’re in the market for a new car, chances are at some stage you’ll be offered finance by a dealer.

Showroom car finance can sound tempting – often with very low rates. But scratch the surface because the finance you sign up for may not be what you expected. Watch this short video to find out more.

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