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Car insurance

Mortgage Choice Car insurance offers reliable and comprehensive cover so that you and your loved ones can travel with confidence.


Why choose us for your car insurance?

Up to 60% no claim bonus1,3

Increase your excess to reduce your premium 1

Choose your preferred repairer

Rental car for up to 30 days if your car is stolen ($100 per day limit)

A discount on your policy when you exclude drivers under 25 years of age 1

Safe driver discount for eligible drivers 1,4 in addition to the no claim bonus.

Plus, when you buy a new Allianz Motor Insurance policy through Mortgage Choice, you'll also receive Roadside Assistance for the first 12 months Australia-wide, 24 hours a day, 7 days a week. 5

Get a quote and buy online today

Retrieve an existing quote

Car Insurance features

Compare the features of our comprehensive motor policies to see which level of cover suits you.

Key benefits Comprehensive
Insurance
Third Party
Fire & Theft
Third Party
property damage
Cover for accidental loss of or damage to your vehicle caused by fire or theft
Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss
Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events      
Legal costs
Accidental death benefit - $25,000 per period of insurance
Emergency repairs – up to $500 in respect of any one incident
Rental car after theft ($100 per day limit, up to 30 days)
Reasonable cost of towing

(After an accident covered)

(After fire or theft of your vehicle)

Temporary cover on replacement vehicle – 14 days

 

More benefits Comprehensive
Insurance
Third Party
Fire & Theft
Third Party
property damage
Trailer and caravan cover - $1,000 or market value whichever is the lesser
Legal liability cover when using a substitute vehicle
Personal items – up to $1,000 for any one incident
Emergency accommodation and travelling expenses – up to $1,000 for of any one incident
Transportation costs – up to $500 for any one incident
Lock re-keying / re-coding – up to $1,000 for any one incident
Child seat / baby capsule cover – up to $500 for of any one incident

 

Optional cover Comprehensive
Insurance
Third Party
Fire & Theft
Third Party
property damage
Protected No Claim Bonus - 1st claim per period of insurance
Rental car following accident - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance

 

Optional excesses which you can select to decrease your premium Comprehensive
Insurance
Third Party
Fire & Theft
Third Party
property damage
Restricted driver excess - $2,500 any one claim
Unnamed driver excess - $2,500 any one claim
Mortgage Choice Limited (Mortgage Choice) ABN 57 009 161 979 AR 382869 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements.
2 The online discount applies to new comprehensive motor insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.
3 Maximum discount percentage varies from State to State.
4 Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a safe driver discount:
- the ratable driver must be aged 30 years or over;
- the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
- all nominated drivers must have had no at fault claims for the last five years.
5 Offer valid for new Allianz comprehensive motor insurance policies purchased through Mortgage Choice. 12 months roadside assistance membership is provided by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Full terms and conditions available at allianz.com.au/roadside.
General disclaimer: Mortgage Choice Limited (Mortgage Choice) ABN 57 009 161 979 AR 382869 arranges Motor Vehicle, Home Building and Contents and Landlord insurance as agent of the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. Mortgage Choice can refer you to Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559 for life insurance. We do not provide advice on this insurance based on any consideration of your financial situation, objectives or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the Product Disclosure Statement (PDS) available at www.mortgagechoice.com.au, by visiting a Mortgage Choice branch or calling 1300 736 085. Mortgage Choice receives commission, which is a percentage of the premium; details can be provided on request. Mortgage Choice does not guarantee or accept liability for any products offered by Allianz. Discounts may not be applied to any flood component of the premium (if applicable). 

Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

Terms and conditions apply; please see the Product Disclosure statement for more information.

The Financial Services Guide – Mortgage Choice Insurances can be viewed here. This information has been prepared without taking into account your individual objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply.

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