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Car insurance

Mortgage Choice Car insurance offers quality and comprehensive cover so that you and your loved ones can travel with confidence.


Why choose to get your car insurance through Mortgage Choice?

You may be able to increase your excess to reduce your premium 1

Choose your own repairer

Rental car for up to 30 days if your car is stolen ($100 per day limit)

Get a quote and buy online today

Retrieve an existing quote

Allianz Comprehensive Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 claims lodgement service, a monthly payment option* and a choice between Comprehensive and Third Party Property Damage Insurance cover.

Choice of Motor Insurance Covers

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. 

Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

Car Insurance features

Compare the features of our two different motor policies to see which level of cover suits you.

Key benefits Comprehensive
Insurance
Third Party
Property Damage Insurance
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events 
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:
• you did not contribute to the cause of the accident;
• you can provide the name and address of the person responsible for the accident; and
• you can provide the registration number of the other vehicle.
Approved legal costs arising from a claim for liability covered by the policy
Cost of emergency repairs after a covered accident – up to $500 for  any one incident
Rental car after the theft of your vehicle - $100 per day limit, up to 30 days
Reasonable cost of towing after a covered incident
Temporary cover on replacement vehicle – 14 days
Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser
Legal liability cover when using a substitute vehicle
Cover for personal items in your vehicle  – up to $1,000 for any one incident
Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident
Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident
Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident
Optional benefits you can add    
Rental car following accident, where available - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of  insurance
Cover for tools of trade – up to $3,000 for any one incident
Options  you can select to decrease your premium
Unnamed driver excess - $2,500 any one claim

Please refer to the Motor Insurance Product Disclosure Statement for details.

Mortgage Choice Limited (Mortgage Choice) ABN 57 009 161 979 AR 382869 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

*Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

Terms and conditions apply; please see the Product Disclosure statement for more information.

The Financial Services Guide – Mortgage Choice Insurances can be viewed here. This information has been prepared without taking into account your individual objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply.

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