Allianz Comprehensive Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 claims lodgement service, a monthly payment option* and a choice between Comprehensive and Third Party Property Damage Insurance cover.
How it works
At Mortgage Choice, we want to help you make better choices with your finances so you can enjoy the things in life that matter to you.
To do this, we need to understand a little more about your individual needs and circumstances. The Solution Finder enables you to let us know what information you are seeking - which should make for a faster, more efficient search for you.
Simply select what you are looking to do from the first drop down menu - whether that is buying your first home or sorting out your insurances.
Then, select the stage you are at - whether you have just started out with your research or you are already well into the process.
Clicking on 'Get started' will then send you off to a page of content which is directly related to the information you need.
However, if it doesn't quite suit your needs, or you are looking for something completely different, just contact us on 13 77 62 - we are here and ready to help.
Why choose to get your car insurance through Mortgage Choice?
You may be able to increase your excess to reduce your premium 1
Choose your own repairer
Rental car for up to 30 days if your car is stolen ($100 per day limit)
Get a quote and buy online today
Retrieve an existing quote
Choice of Motor Insurance Covers
The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.
Car Insurance features
Compare the features of our two different motor policies to see which level of cover suits you.
Property Damage Insurance
|Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events|
|Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:
• you did not contribute to the cause of the accident;
• you can provide the name and address of the person responsible for the accident; and
• you can provide the registration number of the other vehicle.
|Approved legal costs arising from a claim for liability covered by the policy|
|Cost of emergency repairs after a covered accident – up to $500 for any one incident|
|Rental car after the theft of your vehicle - $100 per day limit, up to 30 days|
|Reasonable cost of towing after a covered incident|
|Temporary cover on replacement vehicle – 14 days|
|Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser|
|Legal liability cover when using a substitute vehicle|
|Cover for personal items in your vehicle – up to $1,000 for any one incident|
|Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident|
|Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident|
|Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident|
|Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident|
|Optional benefits you can add|
|Rental car following accident, where available - $100 per day limit, up to 30 days|
|Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance|
|Cover for tools of trade – up to $3,000 for any one incident|
|Options you can select to decrease your premium|
|Unnamed driver excess - $2,500 any one claim|
Please refer to the Motor Insurance Product Disclosure Statement for details.
Mortgage Choice Limited (Mortgage Choice) ABN 57 009 161 979 AR 382869 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.
*Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
Terms and conditions apply; please see the Product Disclosure statement for more information.
The Financial Services Guide – Mortgage Choice Insurances can be viewed here. This information has been prepared without taking into account your individual objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply.