Home loans

Whether you are buying your first home, refinancing or investing, your local Mortgage Choice broker can help you with expert advice throughout the whole process.

Get your 2020 back on track with low interest rates, cashback offers, & grants.

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Compare and save on your mortgage

See the latest great deals from over 25 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of thousands of loans to find one that's right for you~.

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Your local Mortgage Choice expert

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Why choose Mortgage Choice?

We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.



We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our FinChoice financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you.

Find an expert

Tabbed Broker Mobile Office 570X320

Mortgage Choice was founded by the Higgins brothers over 27 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 600,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service through FinChoice.

About us

Tabbed Broker Stephen 570X320

Mortgage broking FAQs

A mortgage broker is the middle person between a borrower and a lender, negotiating the loan on your behalf and helping you to find the right home loan for your needs.

You can meet with a Mortgage Choice broker at any point, whether you're just starting to think about buying your first home or looking to invest or refinance.

Our home loan service is at no cost to you, as the lenders pay us a commission when the loan is settled. This doesn't affect the deal you get from the lender.

When you meet with a broker, they'll discuss your individual circumstances and mortgage needs. They'll then use our specialist Loan Qualifier software to compare hundreds of home loans to find the one that's right for you.