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Compare home loans

Mortgage interest rates are on the rise. Now’s a great time to find the right loan with access to market leading rates from over 30 lenders. When you’re ready, we’ll manage your home loan application from start to finish.

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Choosing the right home loan with Mortgage Choice

With so many options to choose from, finding the right home loan can seem overwhelming. A Mortgage Choice broker can help you find the loan that’s right for you.  

They will analyse the market and compare home loans from over 30 lenders (including the big banks) to help you find the right loan for your needs. 

Home loan interest rates

Home loan interest rates have a big impact on your home loan repayments. Rates vary from lender to lender, making the home loan market highly competitive. 

That’s why it’s important to stay up to date with current interest rates to make sure you’re getting the best value without sacrificing the loan features that matter to you.   

It’s important to understand the difference between an interest rate and comparison rate when comparing home loans. Learn more about comparison rates here. 

View our top 5 home loan rates below and speak to your broker to find a competitive rate.  

    Our top five interest rates available

    Lender
    Interest Rate
    Comparison Rate
    Lender
    Interest Rate
    Comparison Rate

    Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

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    What does a mortgage broker do?

    A mortgage broker can take the time and hassle out of shopping around for the right home loan, and guide you through the home buying process with expert advice.

    Comparing home loan FAQs

    Put simply, a home loan or mortgage is a type of secured loan offered by lenders for the purpose of buying a residential property. This can be used with both owner occupied or investment properties as security. A home loan will require a deposit of the purchase price and have an interest rate associated. 

    The interest rate associated with a home loan allows you to understand the amount of interest you will pay that will make up your loan repayments. This rate is displayed per annum and interest on a loan will typically be calculated daily and charged monthly.  

    You can compare home loans by understanding what features are right for your situation. Looking at the interest rate, fees and features that each product offers & using the comparison rate can provide an overview of the true costs of a loan. A mortgage broker can help you compare 1000s of loans to find the right loan for you.  

    To find the best home loan rate you will need to understand your financial situation and determine what loan is right for you. Everyone will have a different “best interest rate” based on their circumstances and a mortgage broker can help find the right loan for you.