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I'm looking to Buy or build my first home and and have just started researching

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Whether you are buying your first home, refinancing or investing, your local Mortgage Choice broker or adviser can help you with expert advice throughout the whole process.

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Compare home loans

Explore great deals from over 20 lenders, then contact us and we'll manage your home loan application for you from start to finish, with expert advice at no cost to you.

Help me work out...

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1. About meus

It's just me There's two of us

and I'mwe're financially supporting

dependant(s).

2. Income and Expenses

IWe earn

+ Rental income

+ Other income

MyOur expenses

Help me estimate myour monthly expenses

Total credit card limit of

+ Other repayments of

IWe earn a total of
* per month
after tax,
and have total
monthly expenses of
$0

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3. Your Affordability

Your Monthly Position

Home Loan Repayment
Total Expenses
Remaining

Based on 4.5% standard
variable rate over 30 years.

You may be able to borrow between

Talk to a Mortgage Choice broker today to get a loan pre-approval so that you can house hunt with confidence.

Unfortunately it doesn't look like you can borrow for a home loan. Please check that you've entered your details correctly.

If you need help to get your finances on track, check out our Financial Planning advice.

Calculate my borrowing power

Your borrowing power estimate:

Income:

Expenses:

You may be able to borrow up to:

Value of the property:

Borrow:

Over:

Interest Rate:

Use the lowest rate from Mortgage Choice's lender panel Use a different rate

I want to borrow

over

at an interest of

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Your monthly repayment will be:

Total loan
repayments:

Total interest
charged:

Repayment options:

+ Extra repayment

Options I want:

Variable rate Line of credit Professional Package 1 year fixed interest 3 year fixed interest 5 year fixed interest

We've updated the results with the lowest rate from our lender panel based on your selected options.

There's a lot to consider when choosing the right loan. Our brokers can help with expert advice at no cost to you.

We are here to help

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Speak to a home loan specialist

Your local broker gives you expert advice at no cost to you to make sure you get the right loan.

What our brokers can do for you

Understand your needs

Your broker will find out as much as possible about your circumstances and goals.

Compare loans to find the right one

Your broker can compare hundreds of home loans from over 20 lenders, including the big four banks, to quickly narrow down your choices to the ones that best suit you.

Do all the legwork

If you decide to go ahead with an application, your broker will prepare all of the paperwork and support you through the entire process.

Work out your borrowing power

Your broker will calculate how much you can borrow and how much you can comfortably afford to repay.

Answer your questions

Our brokers have a wealth of knowledge that they're only too happy to share.

Help you with pre-approval

Your broker can help you get pre-approval for your home loan so you can shop around for your home with confidence, knowing what you can afford to spend.