1. Home
  2. Home Loans
  3. Compare home loans

Compare home loans

Interest rates are at record lows, but may not stay that way forever. Making now an ideal time to shop around and compare home loan rates from over 25 lenders. Take a look at the rates and find the best one for you, when you’re ready you can contact us and we'll manage your home loan application for you from start to finish.

$
$

Loan type:

I'm planning to with an estimated value of {{searchCriteria.PropertyAmount | currency:'$':0}}.
I want to borrow {{searchCriteria.LoanAmount | currency:'$':0}} over {{searchCriteria.LoanTerm}} years on a home loan.

Filter by features


{{products.length == 1000 | iif : "1000+" : products.length}} Home loan options for
Lender
Interest
Rate
Comparison
Rate
Monthly
payment
Features
{{x.ProductName}}
  • {{x.InterestRate}}
  • p.a.*
  • {{x.InterestYear}} {{x.InterestType}}
  • {{x.ComparisonRate}}
  • p.a.#
  • Comparison rate
  • {{x.MonthlyRepayment | currency:'$':0}}
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies
Show more
You have no shortlisted items!

Star an item to compare in yout shortlist
First Home Buyers Special 2 Year Choice Fixed Rate OO P&I
  • 0.00%
  • p.a.*
  • 2 Year Variable
  • 0.00%
  • p.a.#
  • Comparison rate
  • $9,999
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies
Show more
           

{{x.ProductName}}
  • {{x.InterestRate}}
  • p.a.*
  • {{x.InterestYear}} {{x.InterestType}}
  • {{x.ComparisonRate}}
  • p.a.#
  • Comparison rate
  • {{x.MonthlyRepayment | currency:'$':0}}
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies
You have no shortlisted items!

Star an item to compare in yout shortlist
First Home Buyers Special 2 Year Choice Fixed Rate OO P&I
  • 0.00%
  • p.a.*
  • 2 Year Variable
  • 0.00%
  • p.a.#
  • Comparison rate
  • $9,999
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies
{{x.Name}}
  • {{x.Details.InterestRate}}
  • p.a.*
  • {{x.Details.InterestYear}} {{x.Details.InterestType}}
  • {{x.Details.ComparisonRate}}
  • p.a.#
  • Comparison rate
  • {{x.Details.MonthlyRepayment | currency:'$':0}}
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies
Show more

{{x.Name}}
  • {{x.Details.InterestRate}}
  • p.a.*
  • {{x.Details.InterestYear}} {{x.Details.InterestType}}
  • {{x.Details.ComparisonRate}}
  • p.a.#
  • Comparison rate
  • {{x.Details.MonthlyRepayment | currency:'$':0}}
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies

Choosing the right home loan with Mortgage Choice

Choosing a home loan is like selecting a fine wine: it suits your palate, handpicked for you and gets better over time. A Mortgage Choice broker knows which home loan is right for you.

Watch our video to understand how Mortgage Choice can help you and contact your local broker today.

Home loan interest rates

Home loan interest rates will play a big role in your regular home loan repayments. Lenders know this – so there is plenty of competition to provide the best home loan rates. However, mortgage interest rates are decided by a range of factors, and they will vary from lender to lender.

This makes it important to stay up to date with current interest rates and compare different types of home loans to see which home loan interest rates offer the best value without scrimping on loan features.

It’s important to understand the difference between an interest rate and comparison rate when comparing home loans. Learn more about comparison rates here

View our top 5 interest rates below and speak to your broker for a great deal. 

    Our top five interest rates available

    Lender
    Interest Rate
    Comparison Rate
    Lender
    Interest Rate
    Comparison Rate

    Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

    What does a mortgage broker do?

    A mortgage broker can take the time and hassle out of shopping around for the right home loan, and guide you through the home buying process with expert advice.

    Comparing home loan FAQs

    Put simply, a home loan or mortgage is a type of secured loan offered by lenders for the purpose of buying a residential property. This can be used with both owner occupied or investment properties as security. A home loan will require a deposit of the purchase price and have an interest rate associated. 

    The interest rate associated with a home loan allows you to understand the amount of interest you will pay that will make up your loan repayments. This rate is displayed per annum and interest on a loan will typically be calculated daily and charged monthly.  

    You can compare home loans by understanding what features are right for your situation. Looking at the interest rate, fees and features that each product offers & using the comparison rate can provide an overview of the true costs of a loan. A mortgage broker can help you compare 1000s of loans to find the right loan for you.  

    To find the best home loan rate you will need to understand your financial situation and determine what loan is right for you. Everyone will have a different “best interest rate” based on their circumstances and a mortgage broker can help find the right loan for you.