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Our local experts can help you make better choices with your finances so you can afford the things that matter to you.


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What does a mortgage broker do?

A mortgage broker can take the time and hassle out of shopping around for the right home loan, and guide you through the home buying process with expert advice.

Your local Mortgage Choice expert


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We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.



We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you. 


Find an Expert

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Mortgage Choice was founded by the Higgins brothers over 25 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 600,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service.


About Us

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Choose from our wide range of lenders

Your Mortgage Choice broker can search through deals from over 20 lenders, including the big four banks, to find the loan for you. Plus, they may be able to arrange discounts on advertised home loan rates, to get you an even better deal.  


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We've helped thousands of Aussies with their property goals


"My Mortgage Choice broker did a lot more than arrange an investment loan for me. He also had access to the latest property market data, which showed all the recent sales results for each suburb in my area. We went through these figures before finalising the loan because I wanted to be sure I hadn’t paid over the odds for the property."


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Brendan - Property investor
Brisbane, QLD

"I’d definitely recommend Mortgage Choice. If I had known it would be this easy to arrange a home loan and buy a place of my own I would have done it years ago!"


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Andrew Ross - First home buyer
Melbourne, VIC

"The help our broker provided was amazing. I don’t know how many times we asked the same questions but he never made us feel like any questions were silly. He even took the time to explain our home loan to our parents. I have already recommended Mortgage Choice to my friends - I am just so happy with the way things turned out for us."


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Ashleigh Dodds - First home buyer
Melbourne, VIC

"After all these years it feels like my Mortgage Choice broker is partnering with me in my property purchases. He is very on the ball and encouraging, and I’m extremely comfortable working with him. I have no hesitation in recommending Mortgage Choice to anyone. Our broker is always very responsive and happy to clarify anything I’m not sure about. And I’m completely confident that he always makes recommendations with my best interests at heart."


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Jenni Austin - Property investor
Heidelberg Heights, VIC

"In mid-2017 we needed to upgrade our car, so I got back in touch with our Mortgage Choice broker. She gave us good advice on how to get our finances in order to be in the best possible financial position to apply for a loan. She also talked us through the various finance options and crunched the numbers to show how using home equity was a more affordable way for us to fund the car rather than using a car loan."


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B. Barrie - Refinancer
Lockrose, QLD

"I am very happy with Mortgage Choice and I am especially grateful to my broker who went the extra mile to help me complete the application forms, guide me through the home loan process and ensure I secured the finance I needed to buy a place of my own."


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Anthony Pryce - First home buyer
Nowra, NSW

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