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I'm looking to Buy or build my first home and and have just started researching

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Whether you are buying your first home, refinancing or investing, your local Mortgage Choice broker or adviser can help you with expert advice throughout the whole process.

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Need help with your home loan and financial needs?

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Your chance to win $5k ^

Simply settle a loan before 13 June 2018 and you’ll go into the draw to win $5k – which you could use to cover moving costs, buy a new lounge or even go on that holiday you’ve been promising yourself!

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See the latest great deals from over 20 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of hundreds of loans to find one that's right for you^~.

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Help me work out...

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1. About meus

It's just me There's two of us

and I'mwe're financially supporting

dependant(s).

2. Income and Expenses

IWe earn

+ Rental income

+ Other income

MyOur expenses

Help me estimate myour monthly expenses

Total credit card limit of

+ Other repayments of

IWe earn a total of
* per month
after tax,
and have total
monthly expenses of
$0

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3. Your Affordability

Your Monthly Position

Home Loan Repayment
Total Expenses
Remaining

Based on 4.5% standard
variable rate over 30 years.

You may be able to borrow between

Talk to a Mortgage Choice broker today to get a loan pre-approval so that you can house hunt with confidence.

Unfortunately it doesn't look like you can borrow for a home loan. Please check that you've entered your details correctly.

If you need help to get your finances on track, check out our Financial Planning advice.

Calculate my borrowing power

Your borrowing power estimate:

Income:

Expenses:

You may be able to borrow up to:

Value of the property:

Borrow:

Over:

Interest Rate:

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I want to borrow

over

at an interest of

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Your monthly repayment will be:

Total loan
repayments:

Total interest
charged:

Repayment options:

+ Extra repayment

Options I want:

Variable rate Line of credit Professional Package 1 year fixed interest 3 year fixed interest 5 year fixed interest

We've updated the results with the lowest rate from our lender panel based on your selected options.

There's a lot to consider when choosing the right loan. Our brokers can help with expert advice at no cost to you.

Why choose Mortgage Choice?

We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you.

Find an Expert

We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.

Mortgage Choice was founded by the Higgins brothers over 25 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 400,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service.

About Us

What does a mortgage broker do?

A mortgage broker can take the time and hassle out of shopping around for the right home loan, and guide you through the home buying process with expert advice.

Need help with your home loan and financial needs?

It's never too early to chat to your local expert.