Home loan interest rates from as low as 2.09%* (comparison rate 4.02%#)

It's never been a more critical time to realise your property goals, reduce home loan repayments, or consolidate debt. We've helped you during the GFC and can do it again today.

You don't need to leave your house to get your home loan approved so hurry up and be the first to contact your local expert today!

You don’t need to leave your house to get a loan approved

Virtual meetings

You don’t need to leave your house to get a loan approved. We can still “meet” over Skype, Google Hangout, email, phone - whatever works best for you, we’ll make it work.

Home loan checks

Let's make sure that you got the right rate for your circumstances. Now is a great time to take advantage of record-low rates.

Repayment break

Are you unable to work due to the pandemic or are you struggling to meet your financial obligations? There are some things we can do to help you take the pressure off.

Latest home loan interest rates

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Comparison rate

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Your local Mortgage Choice expert

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We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.

We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you.

Find an Expert


Mortgage Choice was founded by the Higgins brothers over 25 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 600,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service.

About Us


What does a mortgage broker do?

A mortgage broker can take the time and hassle out of shopping around for the right home loan, and guide you through the home buying process with expert advice.

The right home loan for your individual needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple.

Which is why we have such a wide range of lenders to choose from. Your Mortgage Choice broker can search through hundreds of products to find something tailored to your situation. Plus, they may be able to arrange discounts on advertised home loan rates, to get you an even better deal. ~





























We've helped thousands of Aussies with their property goals

"“The entire process was very positive. Our broker and his team were friendly and personable, knowledgeable and efficient. Upon booking their initial appointment""


Lenka - Upgrader
Gold Coast, QLD

"They did all the legwork for us when the time came to submit our loan, which meant that once we gave him our paperwork we didn’t have to worry about a thing!"


Hilary Nanopoulos - First home buyer
Melbourne, VIC

"It's so helpful to have an expert you can call on. I believe my broker’s advice reduced the hassle factor and thousands of dollars when the time came to purchase my investment property. She took away all the worries I had about securing the right loan with the right lender"


Sarah - Investor
Melbourne, VIC

"I’m so grateful we had Mortgage Choice helping us secure our new family home"


Patricia Johnson - Upgraders
Perth, WA

"The help our broker provided was amazing. I don’t know how many times we asked the same questions but he never made us feel like any questions were silly. He even took the time to explain our home loan to our parents. I have already recommended Mortgage Choice to my friends - I am just so happy with the way things turned out for us."


Ashleigh Dodds - First home buyer
Melbourne, VIC

"After all these years it feels like my Mortgage Choice broker is partnering with me in my property purchases. He is very on the ball and encouraging, and I’m extremely comfortable working with him. I have no hesitation in recommending Mortgage Choice to anyone. Our broker is always very responsive and happy to clarify anything I’m not sure about. And I’m completely confident that he always makes recommendations with my best interests at heart."


Jenni Austin - Property investor
Heidelberg Heights, VIC

"In mid-2017 we needed to upgrade our car, so I got back in touch with our Mortgage Choice broker. She gave us good advice on how to get our finances in order to be in the best possible financial position to apply for a loan. She also talked us through the various finance options and crunched the numbers to show how using home equity was a more affordable way for us to fund the car rather than using a car loan."


B. Barrie - Refinancer
Lockrose, QLD

Things can change quickly in the market.

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