Better choices for a better life
How much can you borrow? What are the costs associated with buying your property?
Work it out using our popular calculators!
Use our savings tool to find out how much you could save over the year by finding cheaper alternatives!
How much money will you have in retirement - and will it be enough?
Try our calculator to see how your retirement is shaping up.
There's no such thing as a free lunch! Find out the truth about 0% car finance.
Use our national buying power to get a great deal on your new car with no haggling & no hassles!
Earn 1% Cashback credit with every dollar your spend on your Mortgage Choice Credit Card. *Terms and conditions apply.
Mortgage Choice now offers a Platinum Card that makes your spending work harder for you.
Find out from our brokers and advisers why they joined Mortgage Choice and what sets us apart.
Our key point of difference in the market gives peace of mind to our customers and franchisees.
See the latest great deals from our panel of over 20 lenders, including the big four banks. Our online comparison tool lets you compare the rates and features of hundreds of loans.
Compare now
At Mortgage Choice, the only thing that matters to us is the home loan that's right for you. So we pay your broker the same rate of commission no matter which home loan you choose from our wide choice of lenders. With other brokers, that's not always the case.
Mortgage Choice is your one-stop shop for financial solutions. As well as home loans, we offer financial planning, risk & general insurance, car loans and business lending. We're here for the long term to help you achieve your goals.
We believe that every Australian has the right to home loan and financial advice they can trust and afford. We've been around for over 20 years and have helped over 400,000 Australians to make the better choices that lead to a better life.
If you are on the property purchasing path, it pays to think about your options. The mortgage market is becoming increasingly complex, with different lenders frequently tweaking their policy and pricing in line with their appetite for business.
Given this, one of the best things you can do when buying property is work with an expert.
Watch our video to find out what you can expect when you see a Mortgage Choice broker for the first time.
I don't know how many times we asked the same questions but he never made us feel like any questions were silly. He even took the time to explain our home loan to our parents."
Ashleigh, First Home Buyer
when it came to home loans but I was really impressed with the skill and knowledge our broker had when it came to business finance."
Ross Berry, Business Owner
If I had known it would be this easy to arrange a home loan and buy a place of my own I would have done it years ago!"
A. Ross, First Home Buyer
Crunch your numbers on the go |
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The Mortgage Choice Home Loan Helper App is your own pocket sized loan calculator - free from the Apple and Google Play stores. |
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About Mortgage Choice
Established in 1992 by brothers Rod and Peter Higgins, Mortgage Choice was founded with the aim to help Australians improve their financial situation by offering a choice of home loan providers, coupled with the expert advice of a mortgage professional.
Since that time, we have grown and developed into a fully fledged financial services provider, and our founding principle remains very much at the heart of what we do.
Over 25 years of industry experience has taught us that you want advice you can trust and understand, from experts who have your best interests at heart. We now have the ability to deliver this across various financial products, including home loans, financial planning, car loans, personal loans, commercial loans, asset finance, deposit bonds, as well as risk and general insurance.
Disclaimer
The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This website has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances, before making any decision about whether to acquire the product. You can obtain a copy of the PDS by emailing info@mortgagechoice.com.au or by calling 13 77 62.
#The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
