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Lowest rates ever & up to $3,000** cashback

Take advantage of the lowest interest rates ever and many great home loan offers including cashback payments when you refinance

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With interest rates at their lowest ever, let's find a way to save on your home loan

Home loan check

Let's make sure that you got the right rate for your circumstances. Now is a great time to take advantage of record-low rates.

Repayment break

Are you unable to work or are you struggling to meet your financial obligations? There are some things we can do to help you take the pressure off.

Super portfolio

Before you make any change to your super investment strategy, we strongly recommend you seek financial advice.

We are here to help you during COVID-19

Our brokers and financial advisers are still here to help you stay on track with your finances and provide support through these difficult times. If you are experiencing hardship, It is important to speak to an expert to make the right financial decisions. Read more about the support options that may be available to you.

We'll work it out for you!

As banks continue to respond to the coronavirus pandemic, their policies may be changed as a result. Making it now more important than ever to get the right advice. Get in touch with us, sooner rather than later, so we can start putting the plans in place to help you during this challenging time.

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Is your loan still right for you?

Now it's more important than ever to make sure that your home loan is still right for you. That's why we've introduced MC Loan Checks - our free home loan health check. Chat to us today to learn more about this offer.

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Latest home loan interest rates

Starting from

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Comparison rate

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We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.



We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our FinChoice financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you.


Find an Expert

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Mortgage Choice was founded by the Higgins brothers over 27 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 600,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service through FinChoice.


About Us

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How does your home loan stack up

We find you the right loan for your situation from more than 20 lenders. Compare rates and features today. ~


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That's why we've helped over 670,000 Aussies


Things can change quickly in the market.

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