Our lenders

We make it easy to find the right home loan for your needs. Mortgage Choice brokers have access to hundreds of great home loan deals from a wide range of experienced and professional lending institutions, including banks, credit unions and building societies.
Our lenders


Adelaide Bank is the specialised lending business of Bendigo and Adelaide Bank Group, with its loans only accessible to borrowers via partners such as Mortgage Choice. Whether you're taking your first steps into the property market or you’re an experienced investor, looking to upgrade or purchase an investment property, you’ll find an AMP Bank home loan that’s right up your street.
ANZ is committed to helping you make your home ownership plans real. Whether you’re refinancing, renovating, buying or investing, ANZ is dedicated to helping bring your plans to life.

AMB is a mutual bank established in 1959. They are Australia’s longest serving Defence financial institution. They are dedicated to helping the men and women who protect and serve our community. Selected by Department of Defence as one of three DHOAS home loan providers and also registered under the First Home Loan Deposit Scheme

For more than 180 years, Australian Unity has been motivated by good, driven by a singular goal: to enhance the wellbeing of Australians.
As a member-owned bank, they’re proud to invest in the things that matter most to their customers. That means they’re able to offer competitive interest rates and flexible products.

Auswide Bank is a genuine national alternative to the big players in the banking industry, with 50 years of proven mortgage performance and banking support including an extensive national ATM network and a comprehensive Internet Banking platform.
Locals talk to each other. So at Bank of Melbourne, banking will be a conversation. Listening to you, Bank of Melbourne can help you find home loan solutions which are more closely suited to the way you live

Bendigo Bank has committed itself to the care and wellbeing of Australian communities for over 165 years. Consistently voted Australia’s most trusted bank, we provide our 2.5 million customers with a better banking experience, while at the same time having a positive impact on community. Welcome to Bendigo Bank, the better big bank.

Bridgit is focused on helping Aussies buy on their terms, removing the traditional barriers that stop homeowners from making progress. A bridging loan allows homeowners to buy now and sell later, meaning they avoid the need for temporary living, are never out of the market, and it gives them time to find the perfect property without having to sell first. We pride ourselves on supporting our accredited brokers at every step, with a partnerships team who are bridging specialists and technology that makes things simple. We offer instant scenario workshopping, approval in 24 hours and settlement in a few days BOQ pride themselves on building long-term customer relationships that are based on mutual respect and understanding. BOQ have created simple, easy-to-understand products to support their customers' financial needs and help them achieve their home buying goals.
Bank of Us was established in 1870 as a building society and is not only 100% Tasmanian, but they’re also the only customer-owned bank in Tassie.  They understand what it’s like to live in your community and have designed their products and services with that in mind. BankSA has a great range of home loans to save you money and suit your lifestyle.
Bankwest's vision is to be the best value, most innovative and approachable bank in Australia with an absolute focus on customer satisfaction.   Better Choice Home Loans has had a background in Mortgage Origination and Management for over 30 years. They specialise in providing tailored solutions for the self-employed, owner occupiers and investors and borrowers who don’t traditionally meet the credit policy of the major banks.
Better Mortgage Management is one of Australia's fastest-growing mortgage managers, who is committed to providing the best possible home loan options suited to the individual. Commonwealth Bank can offer you a flexible home loan. Their home loans come with options which allow you a repayment holiday, top-up or redraw. CommBank can lend in most postcodes
Firstmac is a privately-owned company that has been in business for more than 40 years. Firstmac is a challenger company that stays ahead of the big banks by using smart technology and highly-trained support staff based in their Brisbane call centre. Firstmac are dedicated to bringing simple, affordable, competitive financial products to market, underpinned by a lengthy track record of success and a pedigree in prime residential home loans. Whether you're looking to purchase your dream home, an investment property or a piece of land - Gateway can help. They understand that life is complicated enough, so they offer home loan products that are fair, honest and straight forward.
Granite is a non-bank lender based in the Sydney CBD established in 2018 by three mortgage industry executives, who together have over 50 years’ industry experience. Granite’s professional products are an innovative loan solution that backs professionals to invest in residential property without having to pay LMI or rely on parental support. They have a specific focus on SMSF loans secured by both residential and commercial property and are a market leader in this field.

 Great Southern Bank (formerly CUA) is Australia's largest 100% customer-owned financial institution, providing a range of home loan products to customers across the country, including fixed and variable options.

Heritage is Australia's largest customer-owned bank and one of the longest running financial institutions in the country, with a history going back to 1875.  

Please note: Every broker is accredited to find you a suitable home loan from a wide range of lenders from the panel above, however not all brokers are accredited with all lenders.

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From applying to buying, at Mortgage Choice, you’re never a loan.

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Established in 1989, HomeStart is a State Government organisation that is 100% focused on providing home loans for South Australians. So while they are a profitable financial organisation, they are also considerate of their social responsibilities.

At HSBC, they believe a home loan is more than a mortgage, it's the foundation for building your wealth. As one of the world’s largest banking organisations, they offer a range of flexible home loan solutions whether you’re buying or refinancing. 

Launching in 1999, ING pioneered branchless banking in this country and quickly grew to become Australia's 5th largest mortgage lender. ING revolutionised the mortgage market by providing simple and straight forward home loans.

Keystart is a scheme designed to assist residents of Western Australia to buy their own home with a low deposit without the expense of mortgage insurance. Keystart is a transitional lender and encourages borrowers to refinance with another lender when they are ready to do so and in a position to meet the lending criteria of traditional mortgage lenders.

La Trobe Financial is one of the largest privately owned Australian financial groups specialising in credit, dedicated to providing financial solutions for borrowers, brokers and other mortgage operators whose needs are under-serviced by traditional financial institutions.  Liberty is one of Australia’s leading non-banks offering a competitive alternative to the banks. They provide a wide range of products for home, car, business and investments.
 Macquarie has been helping Australians buy homes and investment properties for more than 20 years. Macquarie has a range of solutions designed to suit your needs.   ME was created by industry super funds in 1994 to help everyday Australians reach the dream of owning a home. Now we’re the bank with low fees, helping you get more from your savings and pay less on your loan.  

Our Mortgage Choice Amplify is available exclusively through your Mortgage Choice broker.  No matter whether you are PAYG or self-employed, have clean credit history, or some prior credit issues, we have a solution that will fit your needs.
We are experts in home loans, residential investment property finance, refinancing and debt consolidation – catering to borrowers that may not service with mainstream lenders.

Our Mortgage Choice Ignite product range has been developed to provide customers with a custom-built solution for your unique home loan needs, and we work closely with you to make it happen.

Our Mortgage Choice SmartSelect is available exclusively through your Mortgage Choice broker, our home loans are straightforward, easy to understand and offered at highly competitive rates.

Mortgage Ezy is a dynamic, innovative Non-Bank lender, delivering highly innovative home loan solutions. They deliver sharp rates in prime lending and a flexible, individualised approach to specialty and near prime loans.  

 Whether you're a first home buyer, upgrading to a bigger house or buying an investment property, there is a NAB home loan to suit you. 

 For nearly 110 years Newcastle Permanent has been offering a different way of banking, where people come before profits and the benefits of financial strength come back to you.

P&N Bank is a customer-owned and WA-based bank. P&N Bank is a bank for everyone, providing a range of quality banking and financial services to the community for over 50 years. Pepper is a leading Australian specialist lender offering innovative home loan products to suit borrowers who appreciate flexibility from their lender. Pepper offers solutions for clients who fall outside the credit criteria of banks and other traditional lenders.
Qudos Bank is one of Australia’s largest customer-owned banks with over 100,000 members across Australia and branches in Sydney, Melbourne, Brisbane and Perth. Founded in 1959 by a group of Qantas employees who wanted to establish better financial options for themselves, their families and their community. Resimac is one of Australia and New Zealand’s premier non-bank lenders with a history dating back to 1985. They offer competitive interest rates and flexible home loan options with great features including offset accounts and the ability to make extra repayments and redraw funds.
 St.George Bank is one of Australia’s favourite Retail brands with over 2.6 million customers. St.George is well known for its range of mortgage products and for its friendly customer service focused staff who will work with customers to build financial solutions.  Suncorp Bank knows finding the perfect house is hard work. But finding the perfect loan shouldn’t be. Suncorp Bank offers a range of home loans to fit with your lifestyle and give you peace of mind. They also offer highly attractive interest rate specials and life of the loan discounts to save you money.   
Westpac understands when it comes to buying property, whether it's your first dream home or one of many, it’s the most important financial and emotional decision you will undertake. Their goal is to help make your property purchasing journey simple, straight forward and easy. We’re just the bank you need. We don’t have branches, so we can put more energy into offering great rates, creating useful products, and looking after our customers with local support

Please note: Every broker is accredited to find you a suitable home loan from a wide range of lenders from the panel above, however not all brokers are accredited with all lenders.

What does a mortgage broker do?

A mortgage broker can take the time and hassle out of shopping around for the right home loan, and guide you through the home buying process with expert advice.

Our current interest rates

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Comparison Rate
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Comparison Rate

Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.