Mortgage Choice Beaumaris
Award-winning brokers offering more than home loan help.
Mortgage Choice Beaumaris is your local, experienced, multi award-winning mortgage broking service.
What sets us apart is our commitment to not only finding and securing the right home loan for each individual client, but also understanding your short and long term financial goals and helping you reach them.
Our dedication to excellence, providing comprehensive services and exceptional ongoing customer support has earned us numerous awards.
Mortgage Choice Victoria/Tasmanian Single Operator of the Year Award (winners 2007 and runners-up 2008 and 2009)Victorian Business Excellence Awards five years running (2006, 2007, 2008, 2009, 2010 & 2011).To find out how we can help you, simply give us a call on
03 9589 1329 or use the contact link at the top of this page.
Why work with Mortgage Choice Beaumaris?Our vision includes getting you the
right home loan, and then providing
ongoing support to help you meet your financial goals both now and in the long term. This includes tailored assistance with
lending, banking, budgeting and ongoing
cashflow management. Once you become our client we provide
personalised cashflow management assistance to help you systematically plan and continuously monitor your cashflow. This incorporates annual reviews and reassessing your financial structures, including your home loan, to ensure you are
making solid progress to achieving your goals.What our clients say:"Thank you so much for all the help you gave us with our loan refinancing. We had never used a mortgage broker before, so were a little hesitant and unsure whether you would be able to help us. Andrew understood our position and explained his recommendation clearly and we were very happy with the solution he recommended. The saving in interest was very significant and having all our accounts with the one bank is going to make it so much easier to handle transfers and paper work. The whole loan process was very smooth and friendly and I appreciated being kept up to date with how the loan was progressing and the constant checking that all the paper work was exactly right. It was wonderful having someone handle everything for us and we were amazed at how easy Mortgage Choice Beaumaris made the whole process. It was a pleasure to deal with such knowledgeable, efficient and friendly people and we wish you every success with your business. Mortgage Choice Beaumaris certainly gets a 10 out of 10 from us and we have no hesitation recommending you to our friends. We have already told many people how happy we were with your service and you will definitely be hearing from my son in the near future to see what you can recommend for him."
Sue and Alan Beazley, Beaumaris, Vic
"Andrew's wealth of knowledge and expertise has helped us to develop a successful finance strategy that enabled us to purchase our first investment property. I look forward to continually working with Andrew and the team at Beaumaris to build a large invesment portfolio." Jodie Johnson, Sandringham
"Best mortgage advice and follow up we have ever had in our combined 50 years of experience of house buying in Australia and the U K: It was friendly, informative and informed; practical, versatile and effective. We especially appreciated Andrew's and then Amanda's thoughtfulness, energy and
persistence in seeing us through unforeseeable complications and a last minute hiccup." Herb and Eve Hahn. Beaumaris Vic
"We would like to thank you so much for all your help with our mortgage application. You went above and beyone our expectations. I also know we must have been a particularly difficult case for you and I appreciate the long hours you put in on our behalf."
Ami and Ian McAllister, Edinburgh, Scotland
*NO COST TO YOUAt Mortgage Choice there is no cost to you. Our fees are paid by the home loan lenders. Our consultants get paid the
same commission no matter which home loan you choose from our panel of lenders. So we have no incentive to recommend one particular product or lender ahead of another.
Your interest is our only interest.What will we do for you?Mortgage Choice Beaumaris can help you whether you are buying your
first home, an
investment property, are
downsizing, upgrading, or want to
refinance for a better deal.
We will take you through the
entire home loan process, answer all your questions, handle the
negotiations and the
paperwork. We save you time, hassle, worry and cost.We will: 1. Understand your personal home loan requirements.
2. Filter through the
hundreds of home loan options on the market, available from dozens of Australia's top banks and lenders.
3. Find the one(s) that
most suit your individual circumstances.4. Work through the
entire application process alongside you " right through until settlement. 5. Be available long-term to help you
reassess your home loan and finances as and when your circumstances change.
We can also assist you with
car loans, personal loans and
risk insurance.Whilst we market actively in Highett, Sandringham, Cheltenham, Beaumaris, Black Rock, Mentone, Aspendale, Braeside, Mordialloc, Parkdale, Edithvale, Bonbeach, Chelsea and Chelsea Heights.
We can help you
wherever you may be and
can visit you in any suburb throughout Melbourne. We service our
interstate and
international clients via phone, email and fax.
Contact Mortgage Choice Beaumaris todayWe look forward to helping you achieve your property ownership dreams. Why not put our award-winning service to work for you? Call us today on
03 9589 1329 or use the
contact link at the top of this page.
Testimonials
Dealing with Mortgage Choice Beaumaris was a simple and pain free in what I would call difficult circumstances, working out in the middle of Australia poses some difficulties with communication and face to face dealings. I had only two visits to the office and each where at my convenience, Andrew and Kelly hold up that promise of communication and customer service, I highly recommend Mortgage Choice, Beaumaris.|||Darren Webb |||Upgrader||||||VIC
The team at Beaumaris Mortgage Choice were unstinting with their advice and assistance through the challenging business of finding a home loan with which I could feel comfortable. In my first meeting with Andrew Kerr gave me all sorts of financial advice that was invaluable in helping me to get a picture of the sort of financial options that I was facing at that time, only one of which was the purchase of a new home. On the ball, on the money, friendly, thorough and professional. Don't go past them!|||George Vidalis|||Upgrader|||Clayton|||VIC
I cant speak highly enough of the service & advice I received from you at Mortgage Choice.I was hesitant & quite stressed about the whole refinancing thing & had no idea what to do & no one to advise me until I came to see you.The initial consult was great, informative & informal, without losing any professionalism, & I walked away with a new sense of optimism.I was always kept updated by Kelli about how things were progressing & anytime I called my questions were answered promptly & pleasantly.Now our loan has settled & we are on track with our budget ( minus credit card debt!!) I feel so much better! I should have done this sooner !We spent some time car “shopping†& I am now the proud owner of a nearly new car , our debts are paid & our mortgage manageable. So we thank you very much for your help & service & have already recommended others do what we did .|||Pam Lopes|||Refinancer|||Chelsea Heights|||VIC
I have had the best experience of my life in applying for a loan with Mortgage Choice Beaumaris. The people were friendly, helpful and gave me updates every step of the way to the conclusion of the loan. Even after the loan was finalised they still were making sure I was happy with everything about the loan. I would highly recommend them to anyone looking for a loan.|||Pamela Lyall|||Refinancer|||Burwood|||VIC
The team at Mortgage Coice Beaumaris have provided us with the most effective and efficient loan and investment structuring advice that I have had access to. The entire process and overall outcomes from our perspective have been extremely well handled and assisted in furthering our investment goals. Many thanks and regards to Andrew and Jacqui.|||Dean Lewsam|||Upgrader|||Beaumaris|||VIC
I have been completely happy with your service, you have both been so helpful and supportive i rate you 10/10!!!! the loan interview process was smooth and very informative. The follow up was clear where i was updated regulary and your service was above and beyond my expectations. THANKYOU very much and i will recommend you for sure. thankyou once again!!!!|||Carolyn Coyle|||First Home Buyer|||Beaumaris|||VIC
We used Andrew's & Jacquie's services for our first purchase here in Melbourne some years ago, we have since purchased once again when we moved to Sydney - Jacquie and Andrew were our first choice to arrange finance. Each time their advice has been fantastic because they understand the stress that goes with buying a property, their warmth as well as the quality of their service gave us a lot of comfort during this time.|||David & Stephanie Rew|||Upgrader|||Beaumaris|||VIC
Andrew's wealth of knowledge and expertise has helped us to develop a successful finance strategy that enabled us to purchase our first investment property. I look forward to continually working with Andrew and the team at Beaumaris to build a large invesment portfolio.|||Jodie Johnson|||Property Investor|||Highett|||VIC
I've had Andrew & Jacqui Kerr of Mortgage Choice arrange finance for me on two occasions and each time, I was impressed by how much time and money they were able to save me. They did an excellent job of finding and negotiating the best terms from various lenders and were quick and efficient dealing with banks with little effort required on my part. After dealing with Mortgate Choice, I wouldn't even consider financing property any other way.|||Ben O'Regan|||Refinancer|||Laverton|||VIC
Thank you so much for all the help you gave us with our loan refinancing. We had never used a mortgage broker before, so were a little hesitant and unsure whether you would be able to help us. Andrew understood our position and explained his recommendation clearly and we were very happy with the solution he recommended. The saving in interest was very significant and having all our accounts with the one bank is going to make it so much easier to handle transfers and paper work. The whole loan process was very smooth and friendly and I appreciated being kept up to date with how the loan was progressing and the constant checking that all the paper work was exactly right. It was wonderful having someone handle everything for us and we were amazed at how easy Mortgage Choice Beaumaris made the whole process. It was a pleasure to deal with such knowledgeable, efficient and friendly people and we wish you every success with your business. Mortgage Choice Beaumaris certainly gets a 10 out of 10 from us and we have no hesitation recommending you to our friends. We have already told many people how happy we were with your service and you will definitely be hearing from my son in the near future to see what you can recommend for him. Once again thank you very much for all your help.|||Sue & Alan Beazley|||Refinancer|||Beaumaris|||VIC
Set resolutions to repay your home loan sooner
This year's tips for budgeting, spending and managing your mortgage
Becoming a better budgeter, wising up on spending and making the most of any savings can help borrowers master their mortgage and own their home outright sooner, according to Australia's largest independently-operated mortgage broker, Mortgage Choice.
Company spokesperson, Belinda Williamson said, "If your goal is to pay off your home loan sooner, the beginning of the year is a great time to set new financial resolutions."
"Challenge yourself to ramp up your home loan repayments by readjusting your budget and finding ways to make extra contributions to your mortgage.
"Well thought-out saving, spending and loan repayment strategy decisions can help put you months or even years closer to living mortgage free. Keep in mind even small financial changes can have a big impact on how much interest you pay over the life of your loan and the length of your loan term."
Mortgage Choice offers these financial resolutions to help borrowers own their home outright sooner:
Resolution 1. Become best buddies with your budget
If you don't already have a budget, the New Year is the ideal time to start one. Ensure it factors in all your regular spending - home and/or other loans, utility bills, medical expenses, memberships, grocery bills, insurance costs, etc. Don't forget to include funds for socialising treats. Be honest with your budget and refer to it each time you contemplate a new expense.
Resolution 2. Slash your cash limit
Consider ways to cut your daily spend. For instance, a daily caffeine hit at $4 per weekday equates to $80 per month. Did you know by making a coffee an every-second-day spend and contributing $40 extra per month to your mortgage from day one (based on a $300,000 loan over 30 years at 7%) could reduce the total interest owed by around $31,000 and the loan term by almost 2 years?
Resolution 3. Review your home loan with a fine-toothed comb
There could be underutilised loan features costing you money or features worth refinancing for. Get to know your loan's features. Your mortgage broker can help review your current loan and its features and identify any opportunities to shop around for something better suited to your goals.
Resolution 4. When rates fall, keep repaying more
If your home loan's interest rate has recently fallen, consider keeping your repayments at the higher, pre-fall rate. For example, take a home loan of $300,000 at 7% over 30 years. If your rate reduces to 6.5% and you keep repaying your loan as if the interest rate was still 7%, you could shave approximately 4 years off your loan term and save around $60,000 in interest owed.
Resolution 5. Make the move from monthly to fortnightly
Switching your monthly repayment to fortnightly may make a significant difference to your loan term and the interest owed. There are 12 months and 26 fortnights in one calendar year; by paying fortnightly, you make the equivalent of 13 monthly repayments. The savings, based on a $300,000 loan at 7% equates to around $103,000 in interest and about 6 years and 6 months off the loan term.