Investment loans | Double Bay, Woollahra and Darlinghurst
Looking to invest in the Australian property market?
Property has long been deemed a safe and stable long-term investment. Whether you are looking to start your investment journey or already have a portfolio under your belt, your local Mortgage Choice broker can help you choose the right finance option to suit your needs.
We have access to hundreds of loans through a broad selection of lenders, leaving no stone unturned as we seek to find you the best solution to all your investment property questions. We guide you through the process of evaluating your finances and applying all the way through to settlement.
Benefits of investing in property
Property is often a preferred investment option as it requires no specialist knowledge of trading, and it is a physical, tangible asset which appeals to many first-time investors.
Property investment can also offer
- Less volatility than other types of loans
- Steady cash flow when the property is tenanted
- Capital growth through property value increases
- Potential tax benefits
However, property also lacks liquidity and can incur high ongoing costs for maintenance and vacancies. When deciding whether property investment is right for you, consider how you will handle cash flow and economic downturns.
Janice Jin at Mortgage Choice in Double Bay can assist you with examining your financial situation and estimating whether the cost of repayments will exceed any potential income for a certain property.
Using equity to purchase an investment property
Not sure if you have enough cash for a deposit? If you already have a loan, you may be able to access equity in your home to purchase an investment property. Equity builds up over time as the market value of your property increases and you pay down your loan, so if you’ve had your home for a few years, it might be time to look into utilising your usable equity.
Janice will be able to assess whether you can tap into your equity and help you begin your investment journey. Reach out to Janice and the team on 0401 194 225 to get started.
Free investment property resources
Learn all about investing and equity with our downloadable guides
Contact Janice Jin today about purchasing an investment property in Double bay on 0401 194 225.
Janice can also assist you with:
