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Joshua Michael


Average client rating
4.9/5 From 49 Reviews

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Josh helped my partner and I through the process of buying our first home. He was very thorough and helpful throughout the whole process. Always happy to pick up my calls texts at all times to answer any of the many questions I had throughout the buying process which was a huge help and relieved many of our home buying anxieties.
Would highly recommend Josh and Mortgage Choice Canning Vale. Cheers guys

08 June 2024  


09 April 2024  


Lance the team have gone above and beyond to provide us with the best service possible with the best outcome. We appreciate everything you have done will forever recommend you to anyone looking for mortgage support. Thank you.

14 February 2024  


Thank you Josh and Gina for helping us refinance and finally get ahead Not only did you team help us, you found an issue we didnt even know about, which was a big deal. Informative, thorough, professional and helpful. We will without a doubt use your services again and we highly recommend your services to our family and friends. Gavin and Storm

06 December 2023  


From the very first phone call with Lance to the last appointment with Gina, the mortgage choice team have been amazing I am so grateful for the time they took to educate me on the different options available for my refinancing process. Their efficiency and timely responses ensured that the whole process took less than 6 weeks to complete. They also helped me with other outstanding debt which has lifted a heavy financial burden. I am so grateful for the whole team- Lance, Gina, Josh and Aisha are very experienced and incredibly supportive. I am truly blessed to have experienced the great services from mortgage choice canning vale. I recommend them to everyone

13 October 2023  


Lance and Gina at Mortgage Choice Canning vale are hounds down the best As first home buyers we were super overwhelmed but these guys made buying a home a breeze They took all the stress out of the process for us and were very attentive Super grateful for all their help and we couldnt recommend a better financial broker.

22 January 2023  


A friend in the industry recommended these guys to us. She said Lance knows his stuff She wasnt wrong.
After our first meeting to assess our finances Lance told us to go and find a house. That was actually the hard bit When we finally found something the mortgage choice team were incredibly efficient and helpful throughout the whole process. And as clueless first homebuyers thats very reassuring.
They really went above and beyond for us and for that we will be forever grateful. So happy to finally be in our family home. Cheers Lance and Gina and team for such a positive experience

05 July 2022  


21 June 2022  


My Testimony I approached Gina and Lance with the ambition to buy my first house within 6 months and they confidently shook my hand and said Lets Do IT Gina and Lance were with me every step of the way, from deciding a budget to signing contracts, they answered all of my questions throughout the entire process of obtaining my home loan. They were professional, efficient and an absolute pleasure to deal with. I highly recommend Mortgage Choice Canning Vale - they were dedicated to getting me in the door . Thank you Gina and Lance, you have been a crucial part of setting my future up as a home owner.

18 June 2022  


Mortgage Choice went up and beyond in the organisation and execution of buying my new home. Would recommend to anyone wanting a stress free home loan.
Josh Michael was very professional, knowledgeable and punctual.
Thanks Mortgage Choice

18 June 2022  


Lance and Gina helped me purchase my first home, couldn't be happier with their advise and assistance through the whole process

18 June 2022  


Good help

19 March 2022  


16 February 2022  


Lance and the team at Mortgage Choice gave us the best broker experience we have had. Amazing service, great team, smooth and worry free and the personality and nature of the team just made the whole process easy. Thanks for your hard work Lance and will definitely use again and recommend these guys to anyone.

18 August 2021  


I'm totally satisfied with their level of service. They are able to meet a very tight deadline and in my case, we have only 14 days to get the finance sorted out for our investment property. I've been told that under this current market environment that is almost impossible. Thanks a lot Lance and Gina.

19 July 2021  


Lance and Gina have been looking after us for years. They provide guidance and options that always have what's best for us in mind. I would highly recommend them to any one that's looking to refinance or needs someone to really look at what's the best options for them. Having the right mortgage for you is critical in reducing interest and ensuring you are paying down the loan.

19 July 2021  


Lance and Gina were incredible every step of the way and constantly giving me updates throughout the process. Couldn't be happier with their help

19 July 2021  


I am finally happy settled into my new home and this is all thanks to Lance Mackichan. Lance has been my broker for a number of yrs now he has never failed in helping me. Lance has always made time to answer my queries in a timely manner even when he is busy and has updated me on a regular basis on how my applications are progressing which i like. I definitely would recommend Lance to anyone wanting to take out a loan or mortgage. I have always had a great experience and i bet you would too.

19 July 2021  


Lance and Gina are amazing. They dealt with everything and explained the purchasing process. I had no idea what was involved buying a house and did not have much of a deposit together. Lance told us what our goals should be and what our budget should be. They helped us get into an amazing property we never thought we would be able to purchase. The best part is their service and availability. Lance was available at 10 at night one evening for important documentation. The next best part is they are non partisan and free for you as a purchaser.

19 July 2021  


Very pleased with Mortgage Choice Canning Vale. Lance and Gina were great. They were friendly, efficient, professional and communicated well. They made it easy to find the best loan for me.

19 July 2021  


Lance and Gina have been absolutely amazing in helping us to finance our dream home, recommend us a quality settlement agent and financial advisors to help us to achieve our goals. They handled everything with complete professionalism and ease. The whole process was completed in record time, with no stress and they made everything so convenient, which was extremely hard with FIFO workers, but they somehow managed it with out a fuss. I would highly recommend Mortgage Choice Canning Vale to everyone I know. Thank you so much Lance and Gina

19 July 2021  


We came to Lance and Gina not knowing a lot about the process of buying your first home. They dedicated a lot of time to explain to us how the whole process worked.
Throughout the experience we were taken step-by-step, with saintly patience, through our finance options and the right agreement to suit our needs.
Thanks to the team at MC we are happily settled - and the only hard part turned out to be packing and moving

19 July 2021  



I'm totally satisfied with their level of service. They are able to meet a very tight deadline and in my case, we have only 14 days to get the finance sorted out for our investment property. I've been told that under this current market environment that is almost impossible. Thanks a lot Lance and Gina.

Zamani Jaaffar
02 June 2021  


My husband and I have have been speaking with Lance from Mortgage Choice since 2016 when we first thought we were ready to buy a house. Lance was great and very honest with us, acknowledging that we had a few things to improve on prior to making a huge commitment in buying our first house.
This really helped us improve our saving goals and mindset and within 4 years with a wedding and baby thrown into the mix we were back on Lance's door step with real confidence to buy.
Lance helped us find a perfect mortgage for what we needed and to help us buy where we set our goals. Like the first time we spoke, he had even more tips for us and we jumped at them straight away.
Wrapping the process up right to the point of the keys dropping in our hands was a very exciting and smooth experience with Lance and his wife Gina and I would never hesitate to recommend their services.

19 July 2020  


19 July 2020  


Lance and Gina are absolute legends.
As a first time home buyer they provided me invaluable honest mortgage advice tailored to my situation.
They ensured that all paper work is sorted and I didnt have to worry about a thing throughout the whole process.
Therefore, I would highly recommend them to anybody that ask.

19 July 2020  


As a first home owner the whole mortgage process was quite daunting but the amazing duo, Lance and Gina, made it so much easier and provided valuable support the whole time. Highly recommend these guys to anyone buying a home as they make it so there is one less thing to worry about

19 July 2020  


Gina and Lance at Mortgage Choice in Canning Vale have been my mortgage broker since I first bought a property back in 2009. Every transaction since has been through Gina and Lance as they provide a great, professional and friendly service every time without fail. Very approachable and friendly business and always deliver a great service.

19 July 2020  


Lance and Gina MacKichan are an amazing mortgage broker duo that made the process of buying a first home relatively easy. Only reason I'm giving 4 stars instead of 5 would have been 4.5 stars is that so many other people obviously think they are fantastic too and so that did increase the reply times a bit. Thank you guys so much for everything

19 July 2020  


We have never felt so comfortable while sorting our mortgage out, Lance and Gina went above and beyond to not only help us get the best deal but also take time to answer any questions that we needed to, it seemed that they really did want to help you and do the best for you , you could tell that this was their passion not just a job, we would recommend them to anyone. Thank you no so much

19 July 2020  


Lance and Gina went above and beyond to help myself and my partner Secure our home loan. Could not recommend enough

19 July 2020  


Excellent Professional expertise with a smile

20 July 2019  


Gina and Lance were wonderful Such a quick and smooth process to give me the best home loan deal. Explained everything and updating me frequently on the application. I will definately use Mortgage Choice again Thankyou again. Christine

20 July 2019  


I have known Lance and Gina for at least 18 years. Over that time they have look after my financial needs for multiple properties and re-financings. Because they work tirelessly and know their stuff, they are my goto people for finance brokering and I have, and would, recommend them to anyone.

20 July 2019  


Really happy, Lance and Gina has always given me an honest advice which is best suited to me. They helped with the loan for first time and thereafter helped me to get the best solution for my situation when i refinanced recently.
Very Honest, knowledgeable and caring people. Whole process of loan approval and refinance went in extremely smooth.
Highly recommended.

20 July 2018  


The guys at mortgage choice canningvale really can work miracles. We were basiclly told by various other lenders that we were not suitble for any home loan.... and no we were not overeaching just self employed.... lance basiclly got our info together and worked his magic and found a home loan within the week. without these guys we wouldnt have got our dream home And for this i can't stress that these guys will look after you with the upmost respect

20 July 2018  


20 July 2018  


I popped into Mortgage Choice a year ago to get some advice about building my first home and met with Lance who gave me very clear picture of what my options were. He is extremely knowledgable, friendly and candid. After the initial meeting I decided to use Mortgage Choice as my broker and received excellent service from them over the past year. Lance, Gina and Jenny always had time for me and because of them the process of building my first home was a pleasant one.

20 July 2018  



Working with Lance MacKichan and Gina MacKichan was a very easy and stress less process. We can't thank you enough for all of your help and advise.

Nathan & Amanda
16 December 2017  



Lance MacKichan & Gina MacKichan from Mortgage Choice in Thornlie made the whole process hassle free and easy. They were very friendly and easy to talk to and genuinely cared. Continue to do exactly what you are doing. I Would highly recommend Mortgage Choice Thornlie

Craig & Lorraine
16 December 2017  



Both Gina MacKichan and Lance MacKichan from Mortgage Choice in Thornlie are fantastic people and very helpful, not to mention a funny duo they were always there to help and guide me without hesitation and tell it to me straight. They helped me into my first house and I would highly recommend them and will definitely use them again for my next adventure into buying a property.

16 December 2017  



Gina MacKichan and Lance MacKichan are a wonderful professional and very efficient team. I would have no hesitation in recommending or using their services again. They kept me informed at all times and reassured me of any questions or concerns i had in a prompt manner. I look forward to a long business relationship with their company for all my future financial needs. Thank you Lance and Gina very happy

Jodie W
16 December 2017  



Lance MacKichan and Gina MacKichan have been supporting my family and I with financing since 2009. They hold our confidence and thanks for handling the matters we have entrusted them with.

Jane L
16 December 2017  



I have quite simply never experienced a higher level of service from anyone in my life. Lance MacKichan and Gina MacKichan have managed to procure me a highly satisfactory outcome to the difficult and demanding mortgage requirements I have presented them with on more than one occasion, and it is always a genuine pleasure dealing with them.

16 December 2017  



We have gone to Lance MacKichan and Gina MacKichan many times. The service is great and very helpful, I would go to them in the future and have advise family and friends to do the same.

Margaret W
16 December 2017  



Thank you Lance and Gina for your friendly and professional service. As first home buyers you have not only made this experience easy for us but also very pleasant. Very much appreciated.

Hizam & Salam
16 December 2017  



Hi Gina and Lance, thank you so much for all your help, I really don't think you could have done any more than what you had , without pulling the money out of your own pockets ! You made its so easy and smooth to do this and we already have it rented out so that's even better. Thank you both again!

Troy & Debbie Wenban
16 December 2017  



The team at Mortgage Choice in Thornlie are very helpful with clients and keep them informed of progress of their loan. Clients speak very highly of both Lance & Gina.

A Mitchell
16 December 2017  



I have always found Lance MacKichan & Gina MacKichan from Mortgage Choice to be informed, knowledgeable and competent in all dealings

S Gosnay
16 December 2017  

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