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Josh Sullivan


Average client rating
5/5 From 87 Reviews

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Kevin and Mitchell went above and beyond to ensure we received the best loans at the best rates. Kevin has organised several mortgages for me now and I would not go anywhere else.

25 January 2024  


Mortgage choice done all the hard yards were so helpful with sorting out the complicated matters.

15 January 2024  


Kev and Mitchell went above and beyond for myself and my family. Highly recommend

12 December 2023  


Great service. Friendly helpful staff. Secured my loan without too much fuss at all.
Thank you to the Bowral branch.

06 July 2023  


Prompt communication, good market knowledge and exceptionally helpful.

15 May 2023  



03 April 2023  


Josh Sullivan was an absolute godsend with my mortgage issues.
Josh communicated with my bank and delivered fantastic results.
I cannot recommend Josh highly enough
Thank you so much for easing the financial burden
Fantastic work Josh and mortgage choice.
Outstanding service and genuine care for the needs of your clients
Thank you again
Jo C

27 February 2023  


Marly and Gail were a pleasure to deal with. After many a hiccup in the process they continually pushed through to ensure we got the end result And we are now living in our new home we absolutely love thanks to the persistence and knowledge the ladies put forward to secure our home loan.
Very happy with the service we received and would definitely recommend ?

14 October 2022  


Marley and the team were incredibly helpful, and helped is through the selection and application process for our mortgage, patiently helping us through delays. Highly recommend them

25 September 2022  


Thanks Marly and Gail for all your hard work and persistence with a difficult refinancing.

06 August 2022  


All the staff we dealt with were fantastic. Made the loan process very painless.

04 August 2022  


We had a great experience with Kevin, Sarah and Wendy they were professional, helpful and friendly. Highly recommend.

21 July 2022  


Excellent service and great communication. Made the process very smooth and went out of their way to get us the best deal. Highly recommended if you are looking for help with securing finance to purchase a property in the Southern Highlands.

17 June 2022  


Marly and Sarah at Mortgage Choice Bowral and Moss Vale have offered personalised, knowledgeable, professional and responsive service throughout. I cant thank them enough.

17 June 2022  


We highly recommend Kevin, Sarah and the team at mortgage choice, they have been our mortgage brokers for years and we wouldn't go anywhere else. Kevin and Sarah are always extremely responsive and available by phone or email and are able to source the best loan product for the situation. Thanks again team

18 May 2022  


Loved working with Marley and her team. Such a great experience and will definitely use again for my next home loan.

18 May 2022  


Kevin and Sarah are great. They are extremely helpful.

18 March 2022  


I would like to thankyou very much kevin Sarah for all the hard work you both have done for me my husband to make this dream became real .
on buying our first home
you both have made this real for us and we couldn't thankyou enough so professional
i would recommend you on a rating of 100 star rating.

15 February 2022  


16 November 2021  


Highly recommend Morgate Choice, every team member was so helpful and reliable throughout our process. Marley and team provided top tier service to me and my partner from the our first meeting. She was honest and very professional from the get go, something our first experience with a previous broker lacked. She had all the answers you needed and helped us secure a loan for our first home.

16 November 2021  


Kevin and Sarah have been fantastic throughout the whole process. Making sure that I understand everything and nothing is ever a hassle to ask forabout. As a first home owner, they have made they experience very relaxed for myself as the customer. I would highly recommend Kevin and Sarah for all your home loan needs.

16 November 2021  


Kev and Sarah from Mortgage Choice Bowral have been so helpful. After we were getting nowhere with our Bank I spoke to Kev and asked for some refinance and construction loan options.. 2 weeks later and we are signing our contracts and moving on with a new build and are better off in the pocket.
Thanks again guys, you've made our little family insanely happy.

17 October 2021  


Kevin and Sarah from Mortgage Choice were exceptionally attentive and delivered a level of service that exceeded my expectations. Kevin was able to secure a rate with a big 4 lender that other mortgage brokers couldn't achieve. They made the process easy and straightforward. Thanks so much Kevin I'd be more than happy to recommend your services. Cheers

17 October 2021  


Couldn't recommend Kevin and Sarah highly enough Helped my partner and I out with everything for our first home. Kept everything simple, yet professional and was there every step of the way

17 October 2021  


Mortage Choice worked tirelessly with us to achieve our desired outcome, Sarah and Kevin were excellent to deal with and always went above and beyond to make our experience the best it could possibly be. I would not hesitate in sending anyone there way if they are in need of their services.

16 September 2021  


I have been lucky enough to have had Kevin Campbell from Mortgage Choice manage my loans of various types for over 25years now and refuse to go elsewhere. He and his amazing team have always gone above and beyond to seek the most appropriate deal for myself, my family and friends. I would recommend Kevin and the Mortgage Choice team in the Southern Highlands to anyone. Thanks once more for all of your support and professionalism. Annette

16 September 2021  


The team at Mortgage Choice Moss Vale did an incredible job throughout the entirety of the process. As a first home buyer, I could not have asked for a more professional, responsive and caring team to look after me. Kevin's ability to secure the best possible loan for my situation was unmatched, as was his ability to communicate each step of the process thoroughly to me. I felt comfortable and confident, with any needs being met swiftly by Kevin and the team. He genuinely cares for each of his clients and has shown his ability to make sure anything is possible. Sarah was also amazing at delivering any updates and information throughout the approval process and all the way through to settlement. If you are looking for a mortgage broker, I could not rate the team at Mortgage choice in Moss Vale highly enough

16 September 2021  


Kev and his team at Mortgage Choice made the whole process of switching home loans an easy decision. Kev was very patient with my complicated and convoluted financial position and was able to tick every box of what I wanted in a new home loan. Not only was I able to save money compared to my current loan, I was also able to secure funds for the long awaited renovations I have dreamed of. Everything was explained clearly and regularly so that I felt in control the whole time. I am a very happy customer Thank you Kev and team

16 September 2021  


We have recently seen Kevin at Mortgage Choice for assistance in refinancing our home. Kevin had also previously helped in the purchase of our first home also. As a young couple we were pretty clueless and Kevin was incredible help. We were given fantastic options and advice and Kevin went above and beyond to make the whole process smooth and easy. We cannot fault Kevin and will definitely be going to him for any purchases in the future.

16 September 2021  


Kevin is a fantastic Mortgage Broker and was very patient with us throughout the whole process.
As first home buyers we found ourselves constantly going to him for questions and for advice which he happily provided, making the daunting process of getting a home loan a lot less complicated and stressful.
Whenever there was a delay from the banks side, Kev and his assistant Sarah were able to stay in communication with us to advise what was happening, they were always efficient with responding and getting things done quickly so you dont have to follow-up
We are so grateful for both Sarah and Kevin's hard work, dedication and thorough professionalism.
If we could give more then 5 stars we would
Thank you, Kev and Sarah Luke and I will always be extremely grateful for the help you gave us during this important time of our lives, and we will recommend you to others at any opportunity we get.

16 September 2021  


Recently dealt with Kevin at Mortgage Choice Moss Vale. I could not fault his service, great communication and experience Will definitely recommend to others and be using again. Smoothest property transaction Ive done thanks to Kevin. 1010 service

16 September 2021  


We have been dealing with Kevin for over 10 years now and would like to thank Kevin and his team for their great service. Kevins financial expertise has always been faultless and he has a genuine care for his clients and there financial future.

16 September 2021  


Marly from Mortgage Choice in Bowral has been communicative, patient and professional from the moment we first made contact. My husband and I recently organised our loan through Marly, and she has been incredible. As first time home buyers, we were traversing new waters and Marly explained everything in a way that we could understand. She was effecient and kind, and we can't thank her enough for making this a pain-free journey for us

17 August 2021  


Kevin went out of his way to ensure everything went smoothly with my home loan. He was accommodating, knowledgeable and completely professional. He found better rates for me than any bank actually advertised. It couldnt have been an easier experience for me. Thank you

17 August 2021  


Sarah and Kevin where very helpful and did everything in there control to meet with us when needed and simplify everything for us

17 August 2021  


I cannot recommend Kevin and his team enough. Previously I had been to two mortgage brokers, both of whom told me I would not be eligible for a mortgage, due to various circumstances, but when speaking with Kevin, I realised that my dream may still be able to become a reality. He chipped away, liaised with the banks and last week I moved into my first ever home He really is a great guy, as are his team members Sarah, Wendy. They couldn't be more helpful, friendly, professional, knowledgeable, personable - pretty much everything you would want when dealing with such a potentially stressful and emotional issue as buying a property. They made it so easy and maintained great communication along the way. Do yourself a favour and let these guys look after all your mortgage needs. I am one very happy homeowner and they are the best

17 August 2021  


17 July 2021  


17 July 2021  


Very professional

17 July 2021  


Working with Wendy at mortgage choice was an absolute pleasure. She was able to be flexible which helped me get finance where other lenders and brokers weren't interested. Couldn't be happier.

17 July 2020  


Excellent Service , very helpful. Always available to answer any queries.

17 July 2020  


17 July 2020  


Wendy and Sarah were amazing. They were recommended to us after a bad experience with another broker, and they baby-sat us through a flawless experience.
Cant recommend this team more. 6 stars.

17 July 2020  


Nothing was too much trouble for the staff at Mortgage Choice who all assisted and offered professional advice to help me through the lian process. I couldn't recommend them enough. Georgina

17 July 2020  


We recently restructured our home loan and were lucky enough to be dealing with Wendy. Cannot recommend Wendy and Mortgage Choice Moss Vale highly enough. Going above and beyond to make sure we were looked after. Thanks

17 July 2020  


Cannot fault Wendy and Sarah at mortgage choice Southern Highlands, such a smooth and easy process. I will definitely be using the team in the future if needed

17 July 2020  


Highly recommend, great friendly staff and a pleasure to deal with. Kev is great at his job and really delivers

17 July 2020  



September 2019
I have dealt with Kevin now for over 10 years and find that his knowledge is a great resource. He is a pleasure to deal with and I value his advice.

Angus & Jane (1)
09 September 2019  



August 2019
I would always use Wendy Ryan. The best service and advise.

Jo-Anne & Dai
29 August 2019  



July 2019
This is the second time we have used Marly and Mortgage Choice to find us finance and could not be happier with the service and dedication given to us. Will recommend highly to anyone seeking finance in the future.

Travis & Monique
24 July 2019  



July 2019
Marly was amazing to deal with. She replies to emails promptly. She is a really good broker and we are looking forward to working with her in the future.

Ali & Lida
15 July 2019  



May 2019
Being our first time in applying for a home loan and having little to no knowledge in this area, the team at Mortgage Choice Southern Highlands has been very helpfully and has made this process a lot easier and faster. From the regular emails, updates with everything and the follow up, it has been excellent and I would recommend anyone looking to get a home loan to contact Mortgage Choice!

James & Maisy
17 May 2019  



February 2019
We were recommended to Kev by my fiancé's boss and it was the best decision we made. We were very nervous at first but Kev put us at ease by taking his time going through things with us. Kev and Sarah made the process of getting our first home very easy. Thank you so much Kev and Sarah.

James & Muelle
24 April 2019  



April 2019
Wendy & Sarah from Mortgage Choice went above and beyond to secure our home loan. We could not recommend them highly enough. Their service, communication and the end result was absolutely perfect. We would not have achieved our home owning dream without them. Thank you, we appreciate everything.

Karl & Aimee
24 April 2019  



April 2019
Marly and the team at Mortgage Choice Bowral made everything seem so easy even though we know it isn't. I don't think we would have been able to navigate all the necessary paperwork and work that was required on our own, it was great being supported and informed along every step! We would definitely recommend Marly and the team at Bowral for anything to do with loans and insurance.

Lesley & Moses
05 April 2019  



April 2019
Professionally I have know Kevin since 1987, he has looked after my families banking needs for in excess of thirty years, I trust him.. Sarah, whom I have only been recently introduced to I find to be professional in her attitude & demonstrates a willingness to guide her customer through any difficulties in order to have a mutually acceptable outcome.

Christopher & Anne
05 April 2019  



November 2018
"Kev and the team at Mortgage Choice Bowral were incredibly helpful and hardworking in securing our mortgage as first home buyers. They took us through each step of the process and were prompt and responsive in their communication with us. We highly recommend their services to anyone looking for assistance navigating their way through the process of buying a home."

Dominic & Elizabeth
04 December 2018  



October 2018
Kevin is amazing to work with - he offers a variety of products that suit your needs and makes the process well informed with ease and professionalism. I would highly recommend having Kevin arrange a loan.

18 October 2018  



August 2018
"Having previously used Mortgage Choice we didn't hesitate in using them again and have been very pleased with the service we've received. It has been an easy, painless procedure to secure our new home loan and to get a favourable rate was a bonus. Big thanks to Wendy and Sarah for all your help."

Paul & Colette
07 August 2018  



June, 2018
Wendy did a wonderful job securing my first home loan. She made the experience easy and a lot less stressful.

29 June 2018  



June, 2018
My Wife and I have used Kev for all our financing since the purchase of our first home back in 2011. We find Kev to be extremely generous with his time and knowledge and he always makes the process seamless. His knowledge of the products is impressive and the time-frame in which he actions our finance has far exceeded any expectations. Sarah too has been a pleasure to work with, her prompt responses and frequent updates makes the process very easy and takes away all the stress. We would have no hesitation in recommending Kevin and Sarah at Mortgage Choice to any potential clients and in fact over the past years we have sent many friends into see them with the same excellent results.

Simon & Meg
21 June 2018  



May, 2018
The advice and service we received from Kevin Campbell from Mortgage Choice Southern Highlands was by far the best we have ever had from the any financial institution. Kevin was well supported by Sarah and this gave us an easy point of contact for any information. We have no hesitation in recommending their service for any financial transaction

Paul & Margaret
21 June 2018  



May, 2018
Both Kev and Sarah were fantastic! Their professional attitude and commitment to their high customer service standards made for a very pleasant experience for me and my partner. Organising your finances can be a very stressful and sometimes confusing process but both Kev and Sarah made it a simple stress free experience and we can't thank them enough!

Peter & Kate
08 June 2018  



May 2018
We were in a hurry to apply for the loan so we could settle our purchase from an auction. The time was very tight as we had to go away for 2 weeks before settlement. Kevin Campbell and Sarah Jeffery took care of the whole process and made their best effort to ensure everything went smoothly and quickly. We settled our purchase successfully. We can't imagine how stressful the process would have been without their help.

Peter & Ellen
04 May 2018  



March, 2018
Being our first investment, we really had no idea of what we needed to do. Kevin and Wendy made everything so easy to understand and made the process so smooth and simple for us. We couldn't have asked for more. Highly recommended!

Daniel & Angelique
09 March 2018  



February, 2018
Wendy's warm and friendly manner made the whole experience of finding and applying for our home loan stress-free and pleasant. Wendy's outstanding service has been greatly appreciated. Thank you!

Aaron & Roxanne
02 March 2018  



Living in a word that is already so busy, it was absolutely refreshing that we could rely on the experts at Mortgage Choice to take the pressure off. In particular I refer to the branches based in Bowral and Moss Vale and more specifically the work of Wendy Ryan. Wendy was the ultimate professional and managed to achieve everything we were after with no fuss and no stress. Wendy's customer service skills are to be complimented and we thank her for the amazing work and her professionalism.

Stephen & Anna
25 January 2018  



We were referred to Kevin via a family member, with high praise and he didn't disappoint! Our initial point of contact with Kevin was fantastic, he was so quick and thorough with all replies. His knowledge and expertise is apparent and I wouldn't hesitate in recommending his services. Marly was a great point of contact throughout the process, also quick to reply and always happy and helpful

Stephanie and Leith
16 December 2017  



Our experience using Mortgage Choice was a painless one. The combined years of experience from the team at Mortgage Choice Bowral makes the whole process of searching for home loans so easy. I would recommend them to anyone who is thinking of buying a house and does not want any stress. Thank you all so much you have been great.

Terry & Cathy
16 December 2017  



Working with the mortgage choice team was great. Communication was excellent and I felt like they were actually working for me to achieve the best outcome. I highly recommend using Mortgage Choice over the banks as it is more personalised to suit individual needs.

Debby & Craig
16 December 2017  



Helpful from the moment we organised an appointment over the phone. We went in to see if we could get a better deal than we currently had and left with several options to choose. Both Kevin and Wendy have been quick to respond to phone calls and emails. A pleasure to deal with and look forward to dealing with them again when we buy an investment property.

Darren & Amanda
16 December 2017  



This was not an easy thing to get together but Phil's knowledge and patience were fantastic. The teams constant communication also made everything easy to deal with. Would recommend to anyone.

16 December 2017  



We had a fantastic experience using Phil and Wendy from Mortgage Choice in Bowral. Due to being a small business, we had some stressful hoops to jump through but Phil gave us all the advice and help we needed to navigate this, whilst Wendy held our hand and managed all aspects of the application. We can't recommend this team enough - excellent at what they do, and super nice people to boot. We'll definitely be back when we're in need of a mortgage!

Jim & Georgi
16 December 2017  



My wife and myself were extremely happy with the service that we received, the team are very friendly, professional, always happy to meet you, the communication and presentation of the many services was outstanding, will recommend Phil and his team at Mortgage Choice to anyone looking for financial solutions.

Andrew and Amanda
16 December 2017  



We are existing Mortgage Choice clients and cannot fault the service which Phil provides. Not only did they make the whole process easy and stress free, but they were able to process our finance in under 48 hours... how could you ask for more. We will continue to use them in the future and have no hesitation in recommending their services to anyone.

Craig and Anita
16 December 2017  



We were treated like real people not just another number like at the banks. Our experience was a very pleasant one. Nothing was a problem and our appointments where fitted in around our busy life. A very big thank you to all at Mortgage choice.

John & Tracey
16 December 2017  



Kevin and Wendy made the refinancing process so easy and pain free, we would highly recommend the team at mortgage choice Moss Vale to anyone looking for mortgage advice.

Dan & Karen
16 December 2017  



Mortgage Choice is the only choice , Problem solvers , Fast , Honest , No Fuss , You Choose what's the best deal for you and your family , Our Home is our family and without Mortgage Choice we probably would not have the future we have today.

Robert and Michelle
16 December 2017  



I wanted to thank you for introducing us to Callie Scheffer. He came last Friday to present us with our Financial Report. He is very professional. We have learnt a lot from our discussions with him and the report he prepared has provided us both with a clear plan for our future.

It has been a valuable exercise and has brought me great relief.

16 December 2017  



Phil and the staff at Mortgage Choice Bowral were just fantastic.
They made the whole process so simple and gave us the support and reassurance we needed throughout what would have otherwise been a daunting process.
By refinancing our home loan and consolidating our debt, we are now saving over $200 every week!
We could not have got such a good package without the help of Mortgage Choice. Thank you!

Robert & Ali
16 December 2017  



We wouldn't go anywhere else but Mortgage Choice to manage our loan accounts. Phillip has been nothing but amazing since we started up with him back in 2012.

Jared & Melissa
16 December 2017  



From start to finish the process to choose a mortgage was simple and painless. After determining our requirements the Mortgage Choice team came up with a product that met all of our needs at a very competitive rate. We were kept informed of the progress of the loan at every stage via email and the staff could not have been any more friendly or helpful. I would certainly recommend Mortgage Choice at Bowral to anyone looking for a loan.

Sandra and Maurice
16 December 2017  



We recently applied for a home loan with Mortgage Choice, Kevin Campbell looked after us initially and we couldn't be happier with his efficiency, we needed to work quickly together as we were ready to build, the whole team were great. Very professional and friendly too, we will be recommending them to all our friends and family. We live and will be building over four hours from their office and it all went smoothly, nothing was ever a problem. Thank you to Kevin, Wendy and the whole team, we really appreciate all your efforts, let the build begin!!!

Brendan & Justine
16 December 2017  



We had talked about having our home refinanced for years but thought it would be a difficult process but Kevin and Marly at Mortgage Choice Bowral took care of all the hard stuff. The communication from them was fantastic.The service could not have been any better.

Annette and Paul
16 December 2017  



I would have no hesitation in recommending mortgage choice at Bowral. We had a difficult set of circumstances concerning our home loan, but the staff at Mortgage Choice dealt with it all and understood our needs. I cannot say enough about how happy we were with them and how professional they are. We will be back next time!

Brad & Connie
16 December 2017  



The service provided by Phillip and Marly at Mortgage Choice in the Southern Highlands was extremely professional. From our initial meeting to the final settlement date, both Phillip and Marly constantly kept us informed of the progress of our application. Their communication was timely and informative and provided us with confidence that they had our situation well in hand.

Peter and Clare
16 December 2017  



We couldn't be any happier with the service that has been provided to us by Mortgage Choice. We have felt supported and so much of the stress and worry has been taken out with their help and dedication to get the best results for their clients. We would not hesitate to recommend them to any of our family and friends. Thank you so much.

Robert and Amy
16 December 2017  

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